[{"data":1,"prerenderedAt":5217},["ShallowReactive",2],{"fr-blog/controleur-financier":3,"fr-global-content":1049,"fr-article-global-content":2377,"fr-blog-article-more-articles-undefined":2626,"fr-blog-article-more-articles-208802940":5205,"MarkdownRenderer_4ivt7etSJH9WJbVLoGjHXl7XSxzilxQTqADWAPy5kA":5210},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":1036,"full_slug":1037,"sort_by_date":60,"position":1038,"tag_list":1039,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":1041,"first_published_at":1042,"release_id":60,"lang":66,"path":60,"alternates":1043,"default_full_slug":1044,"translated_slugs":1045},"Contrôleur financier : 6 questions à vous poser pour recruter le bon profil","2022-10-24T16:59:10.660Z","2026-03-20T15:31:47.014Z","2026-03-20T15:31:47.038Z",208802940,"4c96fe7d-4493-4919-9bca-fa982913f3bb",{"_uid":11,"roles":12,"title":4,"author":13,"topics":76,"content":77,"category":928,"language":954,"component":941,"heroMedia":955,"sidebarCta":963,"publishedAt":964,"readingTime":965,"redirectUrl":24,"listingImage":966,"metaDescription":967,"componentsAfterTheArticle":968},"33b56ee8-2071-48d9-9698-3b62aa8e6728",[],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":58,"full_slug":59,"sort_by_date":60,"position":61,"tag_list":62,"is_startpage":30,"parent_id":63,"meta_data":60,"group_id":64,"first_published_at":65,"release_id":60,"lang":66,"path":60,"alternates":67,"default_full_slug":68,"translated_slugs":69,"_stopResolving":75},"Juliette Hervé","2022-10-19T17:36:15.928Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:20.108Z",206165077,"75432d6d-a8b9-4b76-b4e3-192482c975a1",{"_uid":21,"name":14,"links":22,"picture":44,"lastName":46,"component":47,"firstName":48,"description":49},"ed375fcf-6d1e-4874-81ae-97a16b9c5b1c",[23,37],{"tag":24,"_uid":25,"icon":26,"link":31,"type":24,"label":24,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"","9b882ffa-35eb-470c-aca9-216ca859e7a8",{"id":27,"alt":24,"name":24,"focus":24,"title":24,"filename":28,"copyright":24,"fieldtype":29,"is_external_url":30},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",false,{"id":24,"url":32,"linktype":33,"fieldtype":34,"cached_url":32},"https://www.linkedin.com/in/juliette-herve-webmarketing/","url","multilink","primary","cta",{"tag":24,"_uid":38,"icon":39,"link":42,"type":24,"label":24,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"d2566de7-0c45-4ec5-85ca-da8db04b35b5",{"id":40,"alt":24,"name":24,"focus":24,"title":24,"filename":41,"copyright":24,"fieldtype":29,"is_external_url":30},4129793,"https://a.storyblok.com/f/146026/x/9a557168a2/ic_twitter.svg",{"id":24,"url":43,"linktype":33,"fieldtype":34,"cached_url":43},"https://twitter.com/juherloc",{"alt":45,"name":24,"focus":24,"title":24,"filename":45,"copyright":24,"fieldtype":29,"is_external_url":30},"https://a.storyblok.com/f/146026/433x433/0a9e200a62/b55347be4f6487255b241265eda18683","Hervé","author","Juliette",{"type":50,"content":51},"doc",[52],{"type":53,"content":54},"paragraph",[55],{"text":56,"type":57},"Juliette is Marketing Manager at Spendesk since Octobre 2018. By joining the tribe, she wants to make the finance world easier to understand for people who, just like her, aren't coming from that sector.","text","juliette-herve","fr/blog/author/juliette-herve",null,-140,[],176408854,"9baa96ac-ad9f-4270-922b-0fdea865e093","2022-11-02T15:26:08.935Z","fr",[],"blog/author/juliette-herve",[70,71,73],{"path":68,"name":60,"lang":66,"published":60},{"path":68,"name":60,"lang":72,"published":60},"de",{"path":68,"name":60,"lang":74,"published":60},"es",true,[],{"type":50,"content":78},[79,90,94,104,108,115,119,123,154,164,184,188,193,197,201,205,215,317,321,325,329,335,345,354,371,376,400,405,415,439,450,455,465,469,473,477,521,537,542,546,555,559,569,574,584,594,604,608,613,623,627,631,651,662,669,674,678,682,691,702,706,716,721,737,775,780,784,788,869,873,885,894,910],{"type":53,"content":80},[81,83,88],{"text":82,"type":57},"Occuper la fonction de ",{"text":84,"type":57,"marks":85},"contrôleur financier",[86],{"type":87},"bold",{"text":89,"type":57}," dans une entreprise ne signifie pas disposer d’un périmètre de missions figées. S’il existe un métier dans la finance dont les visages sont multiples, c’est bien celui-là ! Découvrez dans cet article les facettes de cette profession, ainsi que les qualités et compétences nécessaires pour accéder à un tel poste.",{"type":53,"content":91},[92],{"text":93,"type":57},"Vous comprendrez également les conditions de travail, les perspectives d’évolution ainsi que le salaire d’un contrôleur financier. Enfin, avec nos exemples concrets d’offres d’emploi, vous percevrez mieux la diversité du métier.",{"type":53,"content":95},[96,98,102],{"text":97,"type":57},"Si vous vous posez des questions sur ce type de profil, cet article est là pour vous aider. A l’intérieur, ",{"text":99,"type":57,"marks":100},"vous allez découvrir en détail ce que peut vous apporter cet expert",[101],{"type":87},{"text":103,"type":57},".",{"type":53,"content":105},[106],{"text":107,"type":57},"Au final, vous disposerez de toutes les cartes en main pour trouver le professionnel qui correspond à vos attentes et besoins.",{"type":109,"attrs":110,"content":112},"heading",{"level":111},2,[113],{"text":114,"type":57},"Un contrôleur financier, qu’est-ce que c’est ?",{"type":53,"content":116},[117],{"text":118,"type":57},"Un contrôleur financier supervise et contrôle les comptes et les finances de l’entreprise pour laquelle il collabore (comptabilité, trésorerie, contrôle de gestion).",{"type":53,"content":120},[121],{"text":122,"type":57},"Polyvalent par nature, ce poste crucial au sein de l’entreprise englobe deux aspects majeurs :",{"type":124,"content":125},"bullet_list",[126,139],{"type":127,"content":128},"list_item",[129],{"type":53,"content":130},[131,133,137],{"text":132,"type":57},"D’un côté, ",{"text":134,"type":57,"marks":135},"le contrôleur financier analyse les chiffres et la situation financière de l’entreprise",[136],{"type":87},{"text":138,"type":57}," (budgets, plan de trésorerie, chiffre d’affaires, comptes de résultat etc.).",{"type":127,"content":140},[141],{"type":53,"content":142},[143,145,149,150,152],{"text":144,"type":57},"D’un autre, il agit en tant que stratège et garant de l’ensemble de la santé financière de la société qui l’emploie : ",{"text":146,"type":57,"marks":147},"ses préconisations doivent permettre de favoriser le développement de la stratégie prévue par l’entreprise",[148],{"type":87},{"text":103,"type":57},{"type":151},"hard_break",{"text":153,"type":57},"C’est notamment ce qui le distingue du contrôleur de gestion, aux fonctions finalement assez proches.",{"type":53,"content":155},[156,158,162],{"text":157,"type":57},"Au quotidien, ",{"text":159,"type":57,"marks":160},"ce spécialiste de la fonction finance remplit des fonctions plurielles et variées, qui nécessitent savoir-faire et expérience",[161],{"type":87},{"text":163,"type":57},". C’est la raison pour laquelle ce poste est souvent confié à des profils experts, qui ont de la bouteille.",{"type":53,"content":165},[166,168,182],{"text":167,"type":57},"Le métier de contrôleur financier s’exerce aussi bien en entreprise qu’en cabinet, le plus souvent à temps plein. Mais, pour répondre à des besoins plus ponctuels, une entreprise peut aussi faire appel à un contrôleur financier sur une mission limitée dans le temps. ",{"text":169,"type":57,"marks":170},"Un peu comme elle le ferait avec un DAF externalisé",[171],{"type":172,"attrs":173},"link",{"href":174,"uuid":175,"anchor":60,"target":60,"linktype":176,"story":177},"daf-externe-expert-indispensable-entreprise","1432e53e-942a-42a3-91f3-87b8ba7c39a5","story",{"name":178,"id":179,"uuid":175,"slug":174,"url":180,"full_slug":181,"_stopResolving":75},"Bien choisir votre DAF externalisé pour piloter la finance de votre PME",208801704,"blog/daf-externe-expert-indispensable-entreprise","fr/blog/daf-externe-expert-indispensable-entreprise",{"text":183,"type":57},", par exemple.",{"type":53,"content":185},[186],{"text":187,"type":57},"Afin de bien comprendre la plus-value qu’un contrôleur financier pourrait apporter à votre entreprise, découvrez désormais quelles missions principales il peut remplir.",{"type":109,"attrs":189,"content":190},{"level":111},[191],{"text":192,"type":57},"Quelles sont les principales missions d’un contrôleur financier ?",{"type":53,"content":194},[195],{"text":196,"type":57},"Pour débuter, il est bon de préciser que le périmètre d’intervention du contrôleur financier dépend de plusieurs facteurs comme la taille de l’entreprise qui l’emploie, ou son secteur d’activité.",{"type":53,"content":198},[199],{"text":200,"type":57},"Dans une petite structure type PME, il peut se voir attribuer des responsabilités plus étendues, allant de la comptabilité à la gestion des ressources humaines.",{"type":53,"content":202},[203],{"text":204,"type":57},"Dans les grandes entreprises, où on le retrouve le plus souvent, le contrôleur financier reste en mesure d’être plus spécialisé.",{"type":53,"content":206},[207,209,213],{"text":208,"type":57},"Quelle que soit sa situation, le rôle d’un contrôleur financier consiste à ",{"text":210,"type":57,"marks":211},"pérenniser et à optimiser l'activité de l’entreprise",[212],{"type":87},{"text":214,"type":57},", tout en s’assurant de la régularité et de la fiabilité des comptes. Voici quelques-unes des missions “standard” qu’il est amené à remplir :",{"type":124,"content":216},[217,227,236,245,254,273,297,307],{"type":127,"content":218},[219],{"type":53,"content":220},[221,225],{"text":222,"type":57,"marks":223},"Contrôle des dépenses de l’entreprise et étude des pièces comptables",[224],{"type":87},{"text":226,"type":57},". Le contrôleur financier vérifie que les comptes soient complets et conformes. Il doit aussi veiller à leur conformité à la législation et aux normes comptables en vigueur.",{"type":127,"content":228},[229],{"type":53,"content":230},[231,235],{"text":232,"type":57,"marks":233},"Audit et certification budgétaire des comptes",[234],{"type":87},{"text":103,"type":57},{"type":127,"content":237},[238],{"type":53,"content":239},[240,244],{"text":241,"type":57,"marks":242},"Accompagnement dans la préparation et le suivi des budgets",[243],{"type":87},{"text":103,"type":57},{"type":127,"content":246},[247],{"type":53,"content":248},[249,253],{"text":250,"type":57,"marks":251},"Supervision et analyse des données comptables",[252],{"type":87},{"text":103,"type":57},{"type":127,"content":255},[256],{"type":53,"content":257},[258,271],{"text":259,"type":57,"marks":260},"Réalisation de reportings financiers",[261,270],{"type":172,"attrs":262},{"href":263,"uuid":264,"anchor":60,"target":60,"linktype":176,"story":265},"exemples-indicateurs-financier","cdfeebe1-ba8d-49b0-bcb3-d933a483e3ff",{"name":266,"id":267,"uuid":264,"slug":263,"url":268,"full_slug":269,"_stopResolving":75},"Nos exemples d’indicateurs de reporting financier en startup",208729751,"blog/exemples-indicateurs-financier","fr/blog/exemples-indicateurs-financier",{"type":87},{"text":272,"type":57}," pour analyser les indicateurs financiers de l’entreprise.",{"type":127,"content":274},[275],{"type":53,"content":276},[277,281,283,295],{"text":278,"type":57,"marks":279},"Implémentation d’outils de suivi des données financières",[280],{"type":87},{"text":282,"type":57}," pour contrôler l’activité (outils informatiques de gestion type Excel, ",{"text":284,"type":57,"marks":285},"mise en place d’un nouvel ERP",[286],{"type":172,"attrs":287},{"href":288,"uuid":289,"anchor":60,"target":60,"linktype":176,"story":290},"erp-definition-enjeux-solutions","81d96a4d-2fdc-44bd-aca9-ec0a7be113ae",{"name":291,"id":292,"uuid":289,"slug":288,"url":293,"full_slug":294,"_stopResolving":75},"ERP: définition, enjeux et solutions",208782341,"blog/erp-definition-enjeux-solutions","fr/blog/erp-definition-enjeux-solutions",{"text":296,"type":57}," etc.).",{"type":127,"content":298},[299],{"type":53,"content":300},[301,305],{"text":302,"type":57,"marks":303},"Rédaction de comptes-rendus synthétiques",[304],{"type":87},{"text":306,"type":57}," concernant l’activité économique, avec formulation de préconisations.",{"type":127,"content":308},[309],{"type":53,"content":310},[311,315],{"text":312,"type":57,"marks":313},"Suivi des affaires administratives",[314],{"type":87},{"text":316,"type":57},", le cas échéant.",{"type":53,"content":318},[319],{"text":320,"type":57},"Comme vous pouvez le constater, l’aspect analytique est une composante fondamentale du métier de contrôleur financier.",{"type":53,"content":322},[323],{"text":324,"type":57},"Grâce à une étude fine des informations financières de l’entreprise, ce spécialiste de la fonction finance occupe un rôle clé dans la communication de l’information financière auprès de la direction générale, qui prend par la suite les décisions adéquates.",{"type":53,"content":326},[327],{"text":328,"type":57},"Toujours est-il que pour être efficient et performant, un contrôleur financier doit disposer de qualités indispensables, comme vous allez le constater ci-dessous.",{"type":109,"attrs":330,"content":332},{"level":331},3,[333],{"text":334,"type":57},"Quelle est la différence entre un CFO et un contrôleur financier ?",{"type":53,"content":336},[337,339,343],{"text":338,"type":57},"Même si parfois la ",{"text":340,"type":57,"marks":341},"frontière entre ces deux métiers semble mince",[342],{"type":87},{"text":344,"type":57},", surtout dans les PME, il existe toutefois des disparités sensibles dans les structures importantes.",{"type":53,"content":346},[347,349,353],{"text":348,"type":57},"Un contrôleur financier analyse et vérifie l’exactitude des informations et leur conformité aux règles légales et internes à l’entreprise. Il doit aussi disposer d’une vue d’ensemble et apporter des commentaires pertinents sur la ",{"text":350,"type":57,"marks":351},"rentabilité immédiate",[352],{"type":87},{"text":103,"type":57},{"type":53,"content":355},[356,358,362,364,369],{"text":357,"type":57},"Le CFO agit avec une vision ",{"text":359,"type":57,"marks":360},"plus long terme",[361],{"type":87},{"text":363,"type":57}," que le contrôleur financier. Il ne réalise pas lui-même les analyses et le reporting. Il délègue. Orienté sur la performance future et la stratégie, il épaule le CEO de l’entreprise pour faciliter le processus de décision. Il se comporte en réel ",{"text":365,"type":57,"marks":366},"business partner",[367],{"type":368},"italic",{"text":370,"type":57}," des dirigeants.",{"type":109,"attrs":372,"content":373},{"level":111},[374],{"text":375,"type":57},"Quelles qualités devez-vous rechercher chez votre contrôleur financier ?",{"type":53,"content":377},[378,380,384,386,390,392,398],{"text":379,"type":57},"Cette fonction suppose d’avoir acquis en général une première expérience professionnelle ainsi qu’une formation supérieure dans le ",{"text":381,"type":57,"marks":382},"domaine comptable et financier",[383],{"type":87},{"text":385,"type":57},". Les ",{"text":387,"type":57,"marks":388},"soft skills",[389],{"type":368},{"text":391,"type":57}," ne sont pas en reste pour un métier d’analyse et de relation. Si vous devez recruter, définissez-bien le ",{"text":393,"type":57,"marks":394},"profil de votre futur contrôleur financier",[395],{"type":172,"attrs":396},{"href":397,"uuid":60,"anchor":60,"target":60,"linktype":33},"https://blog.spendesk.com/fr/controleur-financier",{"text":399,"type":57}," !",{"type":109,"attrs":401,"content":402},{"level":331},[403],{"text":404,"type":57},"Une appétence pour les chiffres",{"type":53,"content":406},[407,409,413],{"text":408,"type":57},"Évidemment, ",{"text":410,"type":57,"marks":411},"la base c’est la maîtrise de la comptabilité",[412],{"type":87},{"text":414,"type":57},", du moins sur le plan de son analyse. Le contrôleur financier connaît les principes du contrôle de gestion et du pilotage de la trésorerie ainsi que de la consolidation comptable. Savoir comment établir les comptes est incontestablement un atout pour ce type d’auditeur financier.",{"type":53,"content":416},[417,419,423,425,431,433,437],{"text":418,"type":57},"La connaissance des ",{"text":420,"type":57,"marks":421},"logiciels comptables et d’un ou plusieurs ERP",[422],{"type":87},{"text":424,"type":57}," constitue un plus. Quant à celle des ",{"text":426,"type":57,"marks":427},"outils BI",[428],{"type":172,"attrs":429},{"href":430,"uuid":60,"anchor":60,"target":60,"linktype":33},"https://blog.spendesk.com/fr/business-intelligence-visualisation-de-donn%C3%A9es",{"text":432,"type":57},", bureautiques et tableurs, elle s’avère indispensable. Parfois, le poste exige la ",{"text":434,"type":57,"marks":435},"pratique de l’anglais ou d’une autre langue",[436],{"type":87},{"text":438,"type":57},", selon l’entreprise qui recrute, ses implantations étrangères ou l’origine de ses actionnaires.",{"type":440,"attrs":441},"blok",{"id":442,"body":443},"5e69cfc7-b91a-4b91-ba4c-c0957692cafb",[444],{"_uid":445,"text":446,"color":447,"title":448,"component":449},"i-96a12033-0934-4672-9732-ed83e412f06f","**La maîtrise de l’anglais professionnel** (ou de la langue étrangère utilisée par vos partenaires étrangers) devient vite un essentiel. En particulier si vous recherchez un contrôleur financier international.","purple","Mémo","callout",{"type":109,"attrs":451,"content":452},{"level":331},[453],{"text":454,"type":57},"Les soft skills d'un contrôleur financier",{"type":53,"content":456},[457,459,463],{"text":458,"type":57},"Les chiffres, oui, mais pas que. Concernant l’aspect technique, assurez-vous que le profil que vous “chassez” dispose également ",{"text":460,"type":57,"marks":461},"de solides connaissances des différents systèmes d’information",[462],{"type":87},{"text":464,"type":57}," (tableurs, logiciels de gestion etc.), mais aussi des législations et différentes normes juridiques et fiscales.",{"type":53,"content":466},[467],{"text":468,"type":57},"Rigueur, esprit d’analyse et de synthèse sont des qualités indispensables qu’un profil compétent doit posséder lorsqu’il s’agit de se frotter à la comptabilité, la trésorerie ou encore au contrôle de gestion.",{"type":53,"content":470},[471],{"text":472,"type":57},"En parallèle, la manipulation et l’étude approfondie des données chiffrées impliquent une adaptation constante aux évolutions des normes comptables.",{"type":53,"content":474},[475],{"text":476,"type":57},"Il doit disposer d’une forte capacité d’adaptation, ainsi que d’un savant mix des qualités suivantes (liste non-exhaustive) :",{"type":124,"content":478},[479,485,491,497,503,509,515],{"type":127,"content":480},[481],{"type":53,"content":482},[483],{"text":484,"type":57},"Organisation",{"type":127,"content":486},[487],{"type":53,"content":488},[489],{"text":490,"type":57},"Autonomie",{"type":127,"content":492},[493],{"type":53,"content":494},[495],{"text":496,"type":57},"Ouverture d’esprit",{"type":127,"content":498},[499],{"type":53,"content":500},[501],{"text":502,"type":57},"Persévérance",{"type":127,"content":504},[505],{"type":53,"content":506},[507],{"text":508,"type":57},"Force de proposition",{"type":127,"content":510},[511],{"type":53,"content":512},[513],{"text":514,"type":57},"Curiosité et réactivité",{"type":127,"content":516},[517],{"type":53,"content":518},[519],{"text":520,"type":57},"Diplomatie",{"type":53,"content":522},[523,525,529,531,535],{"text":524,"type":57},"Ce type de poste demande aussi des capacités d’",{"text":526,"type":57,"marks":527},"analyse, de synthèse et de proactivité",[528],{"type":87},{"text":530,"type":57},". Le contrôleur financier doit prendre l’initiative de contacter les opérationnels ou le responsable d’une filiale pour compléter sa compréhension des données. C’est donc une ",{"text":532,"type":57,"marks":533},"fonction de communication, d’écoute et de diplomatie",[534],{"type":87},{"text":536,"type":57},", comme pour tout métier d’auditeur.",{"type":109,"attrs":538,"content":539},{"level":331},[540],{"text":541,"type":57},"Un sens du contact et du relationnel pour le contrôleur financier",{"type":53,"content":543},[544],{"text":545,"type":57},"Résumer le métier de contrôleur financier au simple aspect “mathématique” serait beaucoup trop réducteur.",{"type":53,"content":547},[548,550,554],{"text":549,"type":57},"C’est aussi ",{"text":551,"type":57,"marks":552},"un métier au contact des différentes équipes de l’entreprise, où le relationnel occupe une importance considérable",[553],{"type":87},{"text":103,"type":57},{"type":53,"content":556},[557],{"text":558,"type":57},"Rappelez-vous : en tant qu’As du reporting, un contrôleur financier présente ses préconisations dans des rapports et autres enquêtes. Il doit être doté de bonnes qualités rédactionnelles, mais aussi être un excellent communicant pour défendre ses prises de position.",{"type":53,"content":560},[561,563,567],{"text":562,"type":57},"En effet, ce métier de la finance englobe une partie relationnelle à ne surtout pas négliger lorsque vous vous mettrez à la recherche de l’oiseau rare. Le profil que vous choisirez devra ",{"text":564,"type":57,"marks":565},"savoir se fondre au milieu de votre équipe administrative et financière, avec qui il sera en contact fréquent",[566],{"type":87},{"text":568,"type":57},". Sans oublier d’éventuels collaborateurs externes.",{"type":109,"attrs":570,"content":571},{"level":331},[572],{"text":573,"type":57},"Un métier exigeant : horaires et saisonnalité",{"type":53,"content":575},[576,578,582],{"text":577,"type":57},"Comme dans les métiers de l’audit, le contrôle financier exige ",{"text":579,"type":57,"marks":580},"souplesse et adaptation dans l’organisation des travaux",[581],{"type":87},{"text":583,"type":57},". Certaines tâches récurrentes se réalisent au fil de l’eau, mais la plupart correspondent à des moments bien précis dans le mois ou l’année. Pour établir le reporting et les analyses concomitantes, la charge de travail s’intensifie en fin et en début de mois.",{"type":53,"content":585},[586,588,592],{"text":587,"type":57},"Le contrôleur financier doit ",{"text":589,"type":57,"marks":590},"respecter des échéances souvent courtes",[591],{"type":87},{"text":593,"type":57}," imposées par l’entreprise ou le groupe. La période budgétaire comme celle de la clôture comptable annuelle constituent deux pics saisonniers d’activité dans la vie du contrôleur. Il doit alors parfois travailler en soirée au-delà des horaires classiques de bureau.",{"type":53,"content":595},[596,598,602],{"text":597,"type":57},"Ce métier de la finance suppose bien sûr d’être ",{"text":599,"type":57,"marks":600},"rigoureux, méthodique et précis",[601],{"type":87},{"text":603,"type":57}," dans la manipulation des chiffres. Lorsque le contrôleur financier doit consolider les informations ou s’assurer de l’avancée de la préparation budgétaire pour de nombreuses entités, l’organisation est de rigueur.",{"type":53,"content":605},[606],{"text":607,"type":57},"Ferme et pédagogue, ce professionnel de la finance doit également faire preuve de force de persuasion pour expliciter et détailler ses décisions stratégiques.",{"type":109,"attrs":609,"content":610},{"level":111},[611],{"text":612,"type":57},"Quel background doit-il posséder ?",{"type":53,"content":614},[615,617,621],{"text":616,"type":57},"La voie classique pour embrasser cette profession consiste à réaliser une ",{"text":618,"type":57,"marks":619},"formation de niveau bac +5",[620],{"type":87},{"text":622,"type":57},". Un diplôme comme le DCG, un master spécialisé en contrôle de gestion ou une école supérieure de commerce avec une spécialisation en finance semblent tout indiqués. ",{"type":53,"content":624},[625],{"text":626,"type":57},"Toutefois, d’autres formations restent envisageables à condition de les compléter dans les domaines de la comptabilité et de la finance d’entreprise.",{"type":53,"content":628},[629],{"text":630,"type":57},"Plusieurs voies sont possibles pour accéder à ce métier :",{"type":124,"content":632},[633,639,645],{"type":127,"content":634},[635],{"type":53,"content":636},[637],{"text":638,"type":57},"Suivre une formation en école de commerce avec une spécialisation en finance.",{"type":127,"content":640},[641],{"type":53,"content":642},[643],{"text":644,"type":57},"Obtenir un diplôme d'Institut d'études politiques (IEP).",{"type":127,"content":646},[647],{"type":53,"content":648},[649],{"text":650,"type":57},"Décrocher un Master en finance, contrôle de gestion ou comptabilité.",{"type":53,"content":652},[653,655,661],{"text":654,"type":57},"Cependant, un DCG (Diplôme de comptabilité et gestion), puis un DSCG (Diplôme supérieur de comptabilité et de gestion) semblent être ",{"text":656,"type":57,"marks":657},"la voie royale pour les apprentis contrôleurs financiers",[658],{"type":172,"attrs":659},{"href":660,"uuid":60,"anchor":60,"target":60,"linktype":33},"https://www.regionsjob.com/observatoire-metiers/fiche/controleur-financier",{"text":103,"type":57},{"type":440,"attrs":663},{"id":442,"body":664},[665],{"_uid":666,"html":667,"component":668},"i-0b724519-55c8-42ec-84b1-07bc7f797e77","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-298cbe7d-24d1-48bb-8b98-52c698622542\">\u003Cspan class=\"hs-cta-node hs-cta-298cbe7d-24d1-48bb-8b98-52c698622542\" id=\"hs-cta-298cbe7d-24d1-48bb-8b98-52c698622542\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/298cbe7d-24d1-48bb-8b98-52c698622542\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-298cbe7d-24d1-48bb-8b98-52c698622542\" style=\"border-width:0px;\" src=\"https://no-cache.hubspot.com/cta/default/2694209/298cbe7d-24d1-48bb-8b98-52c698622542.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '298cbe7d-24d1-48bb-8b98-52c698622542', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":109,"attrs":670,"content":671},{"level":111},[672],{"text":673,"type":57},"Combien est rémunéré un contrôleur financier ?",{"type":53,"content":675},[676],{"text":677,"type":57},"Vous y voyez sûrement plus clair sur le métier de contrôleur financier, ainsi que sur les critères à prendre en compte pour trouver le bon. Mais financièrement, allez-vous vous y retrouver ?",{"type":53,"content":679},[680],{"text":681,"type":57},"C’est peut-être une question que vous vous posez. Et après tout, c’est logique. L’aspect économique fait forcément partie de vos critères de décision.",{"type":53,"content":683},[684,686,690],{"text":685,"type":57},"Combien va vous coûter un contrôleur financier ? ",{"text":687,"type":57,"marks":688},"Son salaire va principalement dépendre de ses années d’expérience",[689],{"type":87},{"text":103,"type":57},{"type":53,"content":692},[693,695,701],{"text":694,"type":57},"Moins il en a à afficher sur son CV, moins son recrutement sera onéreux. A titre indicatif, ",{"text":696,"type":57,"marks":697},"le salaire moyen d’un contrôleur financier junior est estimé à 2 396€ brut par mois",[698],{"type":172,"attrs":699},{"href":700,"uuid":60,"anchor":60,"target":60,"linktype":33},"https://fr.talent.com/salary?job=Contr%C3%B4leur+Financier+Junior",{"text":103,"type":57},{"type":53,"content":703},[704],{"text":705,"type":57},"Un profil expert qui cumule les expériences professionnelles sera lui en mesure de vous réclamer un salaire mensuel brut compris entre 4 000€ et 7 000€ (fourchette moyenne et indicative).",{"type":53,"content":707},[708,710,714],{"text":709,"type":57},"Notez aussi que ",{"text":711,"type":57,"marks":712},"les rémunérations peuvent inclure une part variable en fonction de la structure et du mode de fonctionnement de l’entreprise",[713],{"type":87},{"text":715,"type":57},". C’est en tout cas une requête que pourrait vous formuler un contrôleur financier que vous souhaiteriez recruter.",{"type":109,"attrs":717,"content":718},{"level":331},[719],{"text":720,"type":57},"Perspectives d’évolution pour un contrôleur financier",{"type":53,"content":722},[723,725,729,731,735],{"text":724,"type":57},"Le ",{"text":726,"type":57,"marks":727},"contrôleur financier junior",[728],{"type":87},{"text":730,"type":57}," qui exerce au siège d’une direction financière à un poste ",{"text":732,"type":57,"marks":733},"corporate",[734],{"type":368},{"text":736,"type":57}," peut évoluer de plusieurs manières au cours de sa carrière :",{"type":124,"content":738},[739,745,751,757,763,769],{"type":127,"content":740},[741],{"type":53,"content":742},[743],{"text":744,"type":57},"contrôleur de gestion opérationnel pour une activité, un service, une entité française ou étrangère ;",{"type":127,"content":746},[747],{"type":53,"content":748},[749],{"text":750,"type":57},"contrôleur financier dans une filiale ou un sous-groupe, soit un poste de RAF ;",{"type":127,"content":752},[753],{"type":53,"content":754},[755],{"text":756,"type":57},"responsable du contrôle de gestion ;",{"type":127,"content":758},[759],{"type":53,"content":760},[761],{"text":762,"type":57},"directeur du contrôle de gestion ;",{"type":127,"content":764},[765],{"type":53,"content":766},[767],{"text":768,"type":57},"DAF d’une PME ;",{"type":127,"content":770},[771],{"type":53,"content":772},[773],{"text":774,"type":57},"DAF d’un groupe de sociétés.",{"type":109,"attrs":776,"content":777},{"level":111},[778],{"text":779,"type":57},"BONUS : Et en entretien, quelles questions lui poser ?",{"type":53,"content":781},[782],{"text":783,"type":57},"Avant de passer à l’action et d’enclencher la première avec votre nouveau super contrôleur financier, on vous a préparé une liste récap’ de points à examiner afin de vous permettre d’identifier le bon profil.",{"type":53,"content":785},[786],{"text":787,"type":57},"Pour préparer votre entretien avec un futur candidat, pensez à peaufiner des questions qui aborderont les points suivants :",{"type":124,"content":789},[790,810,821,837,848,859],{"type":127,"content":791},[792],{"type":53,"content":793},[794,807,809],{"text":795,"type":57,"marks":796},"Sa connaissance des outils informatiques de gestion et de reporting",[797,806],{"type":172,"attrs":798},{"href":799,"uuid":800,"anchor":60,"target":60,"linktype":176,"story":801},"tableau-bord-financier-performant","62c72299-3c83-4e51-86e8-42d0eee33622",{"name":802,"id":803,"uuid":800,"slug":799,"url":804,"full_slug":805,"_stopResolving":75},"5 questions essentielles pour construire un tableau de bord financier (super) performant",208800996,"blog/tableau-bord-financier-performant","fr/blog/tableau-bord-financier-performant",{"type":87},{"text":808,"type":57},". Sur quels KPIs a-t-il l’habitude de se baser ? A qui les présentait-il lors de ses précédentes expériences ?",{"type":151},{"type":127,"content":811},[812],{"type":53,"content":813},[814,818,820],{"text":815,"type":57,"marks":816},"Ses compétences métiers",[817],{"type":87},{"text":819,"type":57},". Pensez à lui demander comment il organise ses tâches et essayez de déceler ses capacités de réflexion et d’analyse.",{"type":151},{"type":127,"content":822},[823],{"type":53,"content":824},[825,829,831,832,833,835,836],{"text":826,"type":57,"marks":827},"Son savoir-être",[828],{"type":87},{"text":830,"type":57},". Rappelez-vous : en plus des chiffres, le contrôleur financier doit posséder de solides capacités de communication et d’organisation, tout en étant capable de collaborer avec toutes les strates opérationnelles de votre entreprise (l’esprit d’équipe est indispensable).",{"type":151},{"type":151},{"text":834,"type":57},"Le profil idéal saura également faire preuve d’empathie, de capacité d’écoute et de psychologie pour communiquer avec vos équipes en place.",{"type":151},{"type":151},{"type":127,"content":838},[839],{"type":53,"content":840},[841,845,847],{"text":842,"type":57,"marks":843},"Sa vision du métier",[844],{"type":87},{"text":846,"type":57},". Comment en parle-t-il ? Comment se sont déroulées  ses expériences précédentes ? En creusant de ce côté-là, vous en apprendrez plus sur sa façon d’aborder son métier au quotidien et comment le candidat gère son rythme de travail.",{"type":151},{"type":127,"content":849},[850],{"type":53,"content":851},[852,856,858],{"text":853,"type":57,"marks":854},"La vérification de son niveau d’anglais",[855],{"type":87},{"text":857,"type":57}," : posez lui des questions dans cette langue, en particulier si le poste offert en nécessite une bonne connaissance.",{"type":151},{"type":127,"content":860},[861],{"type":53,"content":862},[863,867],{"text":864,"type":57,"marks":865},"Quid de sa gestion du stress ?",[866],{"type":87},{"text":868,"type":57}," Il s’agit bien souvent d’une composante majeure du métier de contrôleur financier. Savoir jongler avec la pression, en particulier en période de construction budgétaire et de clôture des comptes, s’avère essentiel.",{"type":53,"content":870},[871],{"text":872,"type":57},"S’entourer d’un fin analyste comme un contrôleur financier, c’est profiter d’une réelle valeur ajoutée quant au pilotage de l’activité financière et comptable de votre entreprise.",{"type":53,"content":874},[875,877,883],{"text":876,"type":57},"Pour l’élaboration de ses reportings et autres tableaux de bord, ",{"text":878,"type":57,"marks":879},"l’utilisation d’un outil simple, intuitif et complet comme Spendesk",[880],{"type":172,"attrs":881},{"href":882,"uuid":60,"anchor":60,"target":60,"linktype":33},"https://www.spendesk.com/fr/product/spend-control/?__hstc=233546881.389713b438c7e149f70f5510ed96f7de.1613467769115.1613467769115.1613467769115.1&__hssc=233546881.1.1613467769115&__hsfp=3082333341",{"text":884,"type":57}," sera une aide précieuse pour accompagner la croissance de votre entreprise.",{"type":53,"content":886},[887],{"type":440,"attrs":888},{"id":889,"body":890},"9a48f0b0-9459-4016-ab9f-2e307e0d10db",[891],{"_uid":892,"html":893,"component":668},"23f8aa32-d91c-47fd-ad4a-cf0711336829","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-8b3cf3c8-c94d-4521-a926-0ac941c98b3a\">\u003Cspan class=\"hs-cta-node hs-cta-8b3cf3c8-c94d-4521-a926-0ac941c98b3a\" id=\"hs-cta-8b3cf3c8-c94d-4521-a926-0ac941c98b3a\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/8b3cf3c8-c94d-4521-a926-0ac941c98b3a\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-8b3cf3c8-c94d-4521-a926-0ac941c98b3a\" style=\"border-width:0px;\" height=\"490\" width=\"1374\" src=\"https://no-cache.hubspot.com/cta/default/2694209/8b3cf3c8-c94d-4521-a926-0ac941c98b3a.png\"  alt=\"ROI-calculator-outil-calculatrice-frais-professionnels-remboursement-coût\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '8b3cf3c8-c94d-4521-a926-0ac941c98b3a', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"type":53,"content":895},[896,898,904,906],{"text":897,"type":57},"Et parce que nous avons à cœur de vous aider à assurer vos missions comme il se doit, ",{"text":899,"type":57,"marks":900},"Spendesk a également développé un programme partenaire",[901],{"type":172,"attrs":902},{"href":903,"uuid":60,"anchor":60,"target":60,"linktype":33},"https://www.spendesk.com/fr/partners/?__hstc=233546881.389713b438c7e149f70f5510ed96f7de.1613467769115.1613467769115.1613467769115.1&__hssc=233546881.1.1613467769115&__hsfp=3082333341",{"text":905,"type":57},". Bénéficiez d’un tarif préférentiel pour déployer Spendesk chez vos clients, et faites de cette solution tout-en-un ",{"text":907,"type":57,"marks":908},"une réelle valeur ajoutée pour vos clients.",[909],{"type":87},{"type":53,"content":911},[912,914,918,920,926],{"text":913,"type":57},"Pour recruter ce type de professionnel de la finance, la définition du périmètre d’intervention et du contenu des missions est essentielle. Adaptez alors le profil au niveau de complexité du poste. ",{"text":915,"type":57,"marks":916},"Pour lui faciliter la tâche en matière d’outils",[917],{"type":87},{"text":919,"type":57},", ",{"text":921,"type":57,"marks":922},"Spendesk apporte une solution simple de reporting intégré",[923],{"type":172,"attrs":924},{"href":925,"uuid":60,"anchor":60,"target":60,"linktype":33},"https://www.spendesk.com/fr/",{"text":927,"type":57}," pour les dépenses professionnelles des collaborateurs de l’entreprise.",{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":934,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":944,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":948,"default_full_slug":949,"translated_slugs":950,"_stopResolving":75},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":935,"icon":936,"name":929,"component":940},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","fr/blog/category/article",0,[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[951,952,953],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[956],{"_uid":957,"asset":958,"shadow":30,"caption":24,"overlay":961,"component":962},"654d24fc-3149-449b-b0bd-cbfd5147fe99",{"alt":959,"name":24,"focus":24,"title":24,"filename":960,"copyright":24,"fieldtype":29,"is_external_url":30},"controleur financier - définition - missions - salaire - formation - recrutement","https://a.storyblok.com/f/146026/1190x670/db964297c1/controleur-financier-presentation-article-spendesk.png",[],"image",[],"2023-02-16 00:00","11",[],"A la recherche d'un contrôleur financier ? Découvrez son rôle, qualités, missions, et plein de conseils pour recruter un profil à haute valeur ajoutée.",[969],{"_uid":970,"items":971,"heading":1009,"reverse":30,"component":1027,"sectionSettings":1028},"4df3c108-5ad1-4e56-8066-509a84f601c4",[972,982,991,1000],{"_uid":973,"title":974,"component":975,"description":976},"648ccdc1-25f9-45f5-8422-01068da66fbe","Qu'est-ce que la gestion des dépenses ?","faqItem",{"type":50,"content":977},[978],{"type":53,"content":979},[980],{"text":981,"type":57},"La gestion des dépenses regroupe le suivi, le contrôle et l'automatisation des achats professionnels. Spendesk centralise cartes physiques et virtuelles, demandes de fonds, approbations et réconciliation automatique des justificatifs, avec export comptable intégré. Cette approche réduit les erreurs manuelles, améliore la visibilité des budgets et accélère la clôture financière.",{"_uid":983,"title":984,"component":975,"description":985},"e6acfa1d-d290-444a-8a4d-837e102f0131","Comment fonctionne Spendesk ?",{"type":50,"content":986},[987],{"type":53,"content":988},[989],{"text":990,"type":57},"Spendesk gère les paiements, les demandes et la validation des dépenses via cartes physiques, cartes virtuelles et notes de frais automatisées. Spendesk applique des limites et flux d'approbation, suit les dépenses en temps réel par collaborateur et synchronise les justificatifs pour réconciliation et export comptable, simplifiant le travail des contrôleurs financiers.",{"_uid":992,"title":993,"component":975,"description":994},"16c13083-03bf-4cba-819f-211dbe5ff8ec","Quels sont les avantages de Spendesk pour un contrôleur financier ?",{"type":50,"content":995},[996],{"type":53,"content":997},[998],{"text":999,"type":57},"Spendesk donne aux contrôleurs financiers visibilité, contrôle et automatisation sur les dépenses. Spendesk permet de créer limites par carte, workflows d'approbation, rapports centralisés et intégrations comptables pour réconciliation automatique. Ces fonctionnalités réduisent les erreurs, accélèrent les clôtures et assurent conformité fiscale et budgétaire.",{"_uid":1001,"title":1002,"component":975,"description":1003},"25341fcf-6421-4a26-b34a-d1a968c79802","Comment Spendesk s'intègre-t-il aux outils comptables ?",{"type":50,"content":1004},[1005],{"type":53,"content":1006},[1007],{"text":1008,"type":57},"Spendesk s'intègre aux logiciels comptables via export CSV, connecteurs natifs et API. Spendesk synchronise transactions, pièces justificatives et codes de charge, permet le mapping des comptes et export automatique vers Sage, QuickBooks, Xero ou Divalto, réduisant les saisies manuelles et accélérant le lettrage comptable.",[1010],{"cta":1011,"_uid":1012,"title":1013,"eyebrow":1020,"subtitle":1023,"component":109,"textAlign":24,"sectionSettings":1026,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"98c3a5e8-f706-442a-a043-369244c5ee22",{"type":50,"content":1014},[1015],{"type":109,"attrs":1016,"content":1017},{"level":111},[1018],{"text":1019,"type":57},"FAQ",{"type":50,"content":1021},[1022],{"type":53},{"type":50,"content":1024},[1025],{"type":53},[],"faqSection",[1029],{"_uid":1030,"hide":30,"theme":1031,"anchorId":24,"component":1032,"spacingTop":24,"hideOnDevices":1033,"spacingBottom":24,"floatingImages":1034,"variableOverrides":1035},"b68c393a-6336-47f4-8842-f520ba2f54e9","light-theme","sectionSettings",[],[],[],"controleur-financier","fr/blog/controleur-financier",4790,[],176386517,"ece47203-d903-45bb-b402-d3c2ea827e95","2022-11-04T13:36:49.161Z",[],"blog/controleur-financier",[1046,1047,1048],{"path":1044,"name":60,"lang":66,"published":60},{"path":1044,"name":60,"lang":72,"published":60},{"path":1044,"name":60,"lang":74,"published":60},{"header":1050,"footer":1758,"commonContent":2161,"userCentricsAndSegmentMappingTable":2340},{"name":1051,"created_at":1052,"published_at":1053,"updated_at":1054,"id":1055,"uuid":1056,"content":1057,"slug":1559,"full_slug":1745,"sort_by_date":60,"position":943,"tag_list":1746,"is_startpage":30,"parent_id":1748,"meta_data":60,"group_id":1749,"first_published_at":1750,"release_id":60,"lang":66,"path":1751,"alternates":1752,"default_full_slug":1753,"translated_slugs":1754},"Header","2022-03-03T10:18:44.837Z","2026-10-29T11:36:19.639Z","2026-10-29T11:36:19.664Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":1058,"logo":1059,"navbar":1064,"loginBtn":1558,"component":1559,"languages":1560,"logoBlack":1579,"logoWhite":1583,"topNavbar":1588,"footerLinks":1597,"socialLinks":1616,"homepageLink":1657,"getStartedBtn":1669,"announcementBanner":1684,"localeSwitcherTitle":1744},"d642d99f-3914-487e-abe1-9515eca76325",{"id":1060,"alt":1061,"name":24,"focus":24,"title":1061,"source":24,"filename":1062,"copyright":24,"fieldtype":29,"meta_data":1063,"is_external_url":30},4112223,"Spendesk","https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[1065,1274,1286,1299,1477],{"_uid":1066,"label":1067,"columns":1068,"component":1236,"headingNewBranding":1237},"99e54924-f77d-4501-978a-b578da0140ca","Produit",[1069,1153],{"_uid":1070,"ctas":1071,"label":1067,"component":1151,"labelColor":24,"backgroundIconColor":1152},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[1072,1088,1104,1119,1135],{"tag":24,"_uid":1073,"hide":30,"icon":1074,"link":1078,"type":24,"label":1087,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"09547f47-fd5a-4b75-bd20-5b419c3a9692",{"id":1075,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1076,"copyright":24,"fieldtype":29,"meta_data":1077,"is_external_url":30},16729348,"https://a.storyblok.com/f/146026/32x32/e26321511f/icon-star-32px-carbon-naked.svg",{},{"id":1079,"url":24,"linktype":176,"fieldtype":34,"cached_url":1080,"prep":75,"story":1081},"d942dafa-667c-49cd-bfcf-a53c8faa8e92","/fr/platform/mcp",{"name":1082,"id":1083,"uuid":1079,"slug":1084,"url":1085,"full_slug":1086,"_stopResolving":75},"MCP",184147202165078,"mcp","platform/mcp","fr/platform/mcp","Spendesk AI Connect",{"tag":24,"_uid":1089,"icon":1090,"link":1094,"type":24,"label":1103,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":1091,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1092,"copyright":24,"fieldtype":29,"meta_data":1093,"is_external_url":30},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":1095,"url":24,"linktype":176,"fieldtype":34,"cached_url":1096,"prep":75,"story":1097},"a0ebe15c-08cc-4f8b-afba-12b165f9fb56","/fr/product/cards/",{"name":1098,"id":1099,"uuid":1095,"slug":1100,"url":1101,"full_slug":1102,"_stopResolving":75},"Cards",193401086247857,"cards","product/cards/","fr/product/cards/","Cartes de paiements",{"tag":24,"_uid":1105,"hide":30,"icon":1106,"link":1110,"type":24,"label":1114,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":1107,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1108,"copyright":24,"fieldtype":29,"meta_data":1109,"is_external_url":30},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":1111,"url":24,"linktype":176,"fieldtype":34,"cached_url":1112,"prep":75,"story":1113},"54aaf12a-503f-42e6-afbc-61919d53f941","/fr/product/procurement",{"name":1114,"id":1115,"uuid":1111,"slug":1116,"url":1117,"full_slug":1118,"_stopResolving":75},"Procurement",193401601446119,"procurement","product/procurement","fr/product/procurement",{"tag":24,"_uid":1120,"hide":30,"icon":1121,"link":1125,"type":24,"label":1134,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":1122,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1123,"copyright":24,"fieldtype":29,"meta_data":1124,"is_external_url":30},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":1126,"url":24,"linktype":176,"fieldtype":34,"cached_url":1127,"prep":75,"story":1128},"5a15816c-5303-499e-9774-f4eab6597303","/fr/product/accounts-payable",{"name":1129,"id":1130,"uuid":1126,"slug":1131,"url":1132,"full_slug":1133,"_stopResolving":75},"Accounts Payable",193400887722918,"accounts-payable","product/accounts-payable","fr/product/accounts-payable","Factures fournisseurs (PA)",{"tag":24,"_uid":1136,"icon":1137,"link":1141,"type":24,"label":1150,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"3d54b3a1-be28-45fe-a0a8-ebbc68e9e36d",{"id":1138,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1139,"copyright":24,"fieldtype":29,"meta_data":1140,"is_external_url":30},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":1142,"url":24,"linktype":176,"fieldtype":34,"cached_url":1143,"prep":75,"story":1144},"2c9f9c07-cfb4-48e3-9391-89ea909b50ca","/fr/product/expense-management",{"name":1145,"id":1146,"uuid":1142,"slug":1147,"url":1148,"full_slug":1149,"_stopResolving":75},"Expense Management",193401429506811,"expense-management","product/expense-management","fr/product/expense-management","Notes de frais","ctasColumn","--color-accent-06",{"_uid":1154,"ctas":1155,"label":1235,"component":1151,"labelColor":24,"backgroundIconColor":1152},"c7e769a0-95c8-49e3-a177-8c7061def31b",[1156,1172,1188,1204,1220],{"tag":24,"_uid":1157,"hide":30,"icon":1158,"link":1162,"type":24,"label":1171,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"4c5373c4-ce33-450b-b5a2-6fd072f8b1f4",{"id":1159,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1160,"copyright":24,"fieldtype":29,"meta_data":1161,"is_external_url":30},16729298,"https://a.storyblok.com/f/146026/32x32/afc3b416d2/icon-chart-32px-carbon-naked.svg",{},{"id":1163,"url":24,"linktype":176,"fieldtype":34,"cached_url":1164,"prep":75,"story":1165},"28bb9756-1ece-4e77-95d1-14f9384a14c9","/fr/platform/spends-controls",{"name":1166,"id":1167,"uuid":1163,"slug":1168,"url":1169,"full_slug":1170,"_stopResolving":75},"Spend Controls",193400956097450,"spend-controls","platform/spend-controls","fr/platform/spend-controls","Contrôles des dépenses",{"tag":24,"_uid":1173,"hide":30,"icon":1174,"link":1178,"type":24,"label":1187,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"2510867b-7a54-4419-b9bf-179d0e428694",{"id":1175,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1176,"copyright":24,"fieldtype":29,"meta_data":1177,"is_external_url":30},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":1179,"url":24,"linktype":176,"fieldtype":34,"cached_url":1180,"prep":75,"story":1181},"fd085d94-f53b-4b62-8db8-a7210e0836c2","/fr/platform/ai-automation",{"name":1182,"id":1183,"uuid":1179,"slug":1184,"url":1185,"full_slug":1186,"_stopResolving":75},"AI & Automation",193401551136651,"ai-automation","platform/ai-automation","fr/platform/ai-automation","IA",{"tag":24,"_uid":1189,"hide":30,"icon":1190,"link":1194,"type":24,"label":1203,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"26c4c111-0fcd-42c7-a1a9-adda4b11510c",{"id":1191,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1192,"copyright":24,"fieldtype":29,"meta_data":1193,"is_private":30,"is_external_url":30},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":1195,"url":24,"linktype":176,"fieldtype":34,"cached_url":1196,"prep":75,"story":1197},"e0594f7b-c01a-45b3-96e2-186a17439c46","/fr/integrations/",{"name":1198,"id":1199,"uuid":1195,"slug":1200,"url":1201,"full_slug":1202,"_stopResolving":75},"Integrations",129006144,"integrations","integrations/","fr/integrations/","API & intégrations ",{"tag":24,"_uid":1205,"icon":1206,"link":1210,"type":24,"label":1219,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":1207,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1208,"copyright":24,"fieldtype":29,"meta_data":1209,"is_external_url":30},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":1211,"url":24,"linktype":176,"fieldtype":34,"cached_url":1212,"prep":75,"story":1213},"3d432995-4a9f-417f-b7d9-48e760bf8646","/fr/product/multi-entity-management",{"name":1214,"id":1215,"uuid":1211,"slug":1216,"url":1217,"full_slug":1218,"_stopResolving":75},"Multi-Entity Management",193401474719366,"multi-entity-management","product/multi-entity-management","fr/product/multi-entity-management","Gestion multi-entités",{"tag":24,"_uid":1221,"icon":1222,"link":1226,"type":24,"label":1230,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"a349de93-1409-4ba4-a5e3-3c1916013987",{"id":1223,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1224,"copyright":24,"fieldtype":29,"meta_data":1225,"is_external_url":30},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":1227,"url":24,"linktype":176,"fieldtype":34,"cached_url":1228,"prep":75,"story":1229},"b419cae8-61d4-4ab4-919b-71875ceab832","/fr/product/budget",{"name":1230,"id":1231,"uuid":1227,"slug":1232,"url":1233,"full_slug":1234,"_stopResolving":75},"Budget",193401384269658,"budget","product/budget","fr/product/budget"," Plateforme","dropdownMenu",[1238],{"cta":1239,"_uid":1254,"title":1255,"eyebrow":1263,"subtitle":1266,"component":109,"textAlign":24,"sectionSettings":1273,"subtitleLeftBorder":30},[1240],{"tag":24,"_uid":1241,"hide":30,"icon":1242,"link":1243,"type":24,"label":1253,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":29},{"id":1244,"url":24,"linktype":176,"fieldtype":34,"cached_url":1245,"prep":75,"story":1246},"0c6c4fbe-f44e-4fe1-8340-f16097c5e857","/fr/platform/platform-releases/october-update-2026",{"name":1247,"id":1248,"uuid":1244,"slug":1249,"url":1250,"translated_name":1251,"full_slug":1252,"_stopResolving":75},"October update 2026",225204977508410,"october-update-2026","platform/platform-releases/october-update-2026","Octobre 2026 Nouveautes","fr/platform/platform-releases/octobre-2026-nouveautes","Découvrir les nouveautés","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":50,"content":1256},[1257],{"type":53,"attrs":1258,"content":1260},{"textAlign":60,"key":1259},"p-0",[1261],{"text":1262,"type":57},"Quoi de neuf",{"type":50,"content":1264},[1265],{"type":53},{"type":50,"content":1267},[1268],{"type":53,"attrs":1269,"content":1270},{"textAlign":60,"key":1259},[1271],{"text":1272,"type":57},"Votre dernière mise à jour produit Spendesk est arrivée",[],{"tag":24,"_uid":1275,"hide":30,"icon":1276,"link":1277,"type":24,"label":1285,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"3e099d1d-7633-470a-b225-70ff55117055",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":29},{"id":1278,"url":24,"linktype":176,"fieldtype":34,"cached_url":1279,"prep":75,"story":1280},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/fr/pricing",{"name":1281,"id":1282,"uuid":1278,"slug":1283,"url":1283,"full_slug":1284,"_stopResolving":75},"Pricing",118542802,"pricing","fr/pricing","Tarifs",{"tag":24,"_uid":1287,"icon":1288,"link":1289,"type":24,"label":1298,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":29},{"id":1290,"url":24,"linktype":176,"fieldtype":34,"cached_url":1291,"prep":75,"story":1292},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/fr/customers/",{"name":1293,"id":1294,"uuid":1290,"slug":1295,"url":1296,"full_slug":1297,"_stopResolving":75},"Listing page",107236629,"customers","customers/","fr/customers/","Témoignages clients",{"_uid":1300,"label":1301,"columns":1302,"component":1236,"headingNewBranding":1476},"59752063-d282-4855-95bc-45cfb825ed90","Ressources",[1303,1369,1445],{"_uid":1304,"ctas":1305,"label":1367,"component":1151,"labelColor":24,"backgroundIconColor":1368},"705444cd-cbfb-417a-99c3-8481453ed293",[1306,1322,1338,1351],{"tag":24,"_uid":1307,"icon":1308,"link":1312,"type":24,"label":1321,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":1309,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1310,"copyright":24,"fieldtype":29,"meta_data":1311,"is_private":30,"is_external_url":30},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":1313,"url":24,"linktype":176,"fieldtype":34,"cached_url":1314,"prep":75,"story":1315},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/fr/blog/",{"name":1316,"id":1317,"uuid":1313,"slug":1318,"url":1319,"full_slug":1320,"_stopResolving":75},"Blog homepage (listing page)",181576014,"blog","blog/","fr/blog/","Blog",{"tag":24,"_uid":1323,"hide":30,"icon":1324,"link":1328,"type":24,"label":1337,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":1325,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1326,"copyright":24,"fieldtype":29,"meta_data":1327,"is_external_url":30},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":1329,"url":24,"linktype":176,"fieldtype":34,"cached_url":1330,"prep":75,"story":1331},"06849c8d-cf20-4692-b0d3-1a26c8b49950","/fr/events/",{"name":1332,"id":1333,"uuid":1329,"slug":1334,"url":1335,"full_slug":1336,"_stopResolving":75},"Events listing page",86201135839603,"events","events/","fr/events/","Événements et webinaires",{"tag":24,"_uid":1339,"hide":30,"icon":1340,"link":1344,"type":24,"label":1019,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":1341,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1342,"copyright":24,"fieldtype":29,"meta_data":1343,"is_external_url":30},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":1345,"url":24,"linktype":176,"fieldtype":34,"cached_url":1346,"prep":75,"story":1347},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/fr/faq",{"name":1019,"id":1348,"uuid":1345,"slug":1349,"url":1349,"full_slug":1350,"_stopResolving":75},126231937,"faq","fr/faq",{"tag":24,"_uid":1352,"hide":30,"icon":1353,"link":1357,"type":24,"label":1366,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":1354,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1355,"copyright":24,"fieldtype":29,"meta_data":1356,"is_external_url":30},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":1358,"url":24,"linktype":176,"fieldtype":34,"cached_url":1359,"prep":75,"story":1360},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/fr/glossary/",{"name":1361,"id":1362,"uuid":1358,"slug":1363,"url":1364,"full_slug":1365,"_stopResolving":75},"Glossary",127190994,"glossary","glossary/","fr/glossaire/","Glossaire","Contenus","--color-accent-05",{"_uid":1370,"ctas":1371,"label":1444,"component":1151,"labelColor":24,"backgroundIconColor":1368},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[1372,1384,1399,1415,1431],{"tag":24,"_uid":1373,"hide":30,"icon":1374,"link":1376,"type":24,"label":1380,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":1175,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1176,"copyright":24,"fieldtype":29,"meta_data":1375,"is_external_url":30},{},{"id":1377,"url":24,"linktype":176,"fieldtype":34,"cached_url":1378,"prep":75,"story":1379},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/fr/ai",{"name":1380,"id":1381,"uuid":1377,"slug":1382,"url":1382,"full_slug":1383,"_stopResolving":75},"AI Hub",114865617041697,"ai","fr/ai",{"tag":24,"_uid":1385,"icon":1386,"link":1390,"type":24,"label":1398,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":1387,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1388,"copyright":24,"fieldtype":29,"meta_data":1389,"is_external_url":30},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":1391,"url":24,"linktype":176,"fieldtype":34,"cached_url":1392,"prep":75,"story":1393},"b116361a-f2a4-40f7-a021-4b9b64edade9","/fr/finance-resources",{"name":1394,"id":1395,"uuid":1391,"slug":1396,"url":1396,"full_slug":1397,"_stopResolving":75},"Finance resources",363638378,"finance-resources","fr/documentation-gestion","Contenu premium",{"tag":24,"_uid":1400,"hide":30,"icon":1401,"link":1405,"type":24,"label":1414,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":1402,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1403,"copyright":24,"fieldtype":29,"meta_data":1404,"is_external_url":30},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":1406,"url":24,"linktype":176,"fieldtype":34,"cached_url":1407,"prep":75,"story":1408},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/fr/tools/cfo-tech-stack-map",{"name":1409,"id":1410,"uuid":1406,"slug":1411,"url":1412,"full_slug":1413,"_stopResolving":75},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","fr/tools/cfo-tech-stack-map","Cartographie des outils de la DAF",{"tag":24,"_uid":1416,"hide":30,"icon":1417,"link":1421,"type":24,"label":1430,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":1418,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1419,"copyright":24,"fieldtype":29,"meta_data":1420,"is_external_url":30},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":1422,"url":24,"linktype":176,"fieldtype":34,"cached_url":1423,"prep":75,"story":1424},"ab956bec-b6b4-434a-b4aa-b772873f9577","/fr/tools/spend-management-calculator",{"name":1425,"id":1426,"uuid":1422,"slug":1427,"url":1428,"full_slug":1429,"_stopResolving":75},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","fr/tools/spend-management-calculator","Calculateur d'économies",{"tag":24,"_uid":1432,"icon":1433,"link":1435,"type":24,"label":1443,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"hide":75},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":1122,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1123,"copyright":24,"fieldtype":29,"meta_data":1434,"is_external_url":30},{},{"id":1436,"url":24,"linktype":176,"fieldtype":34,"cached_url":1437,"prep":75,"story":1438},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/fr/tools/hmrc-mileage-calculator",{"name":1439,"id":1440,"uuid":1436,"slug":1439,"url":1441,"full_slug":1442,"_stopResolving":75},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","fr/tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Ressources et outils",{"_uid":1446,"ctas":1447,"label":1475,"component":1151,"backgroundIconColor":1368},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[1448,1457,1466],{"tag":24,"_uid":1449,"icon":1450,"link":1454,"type":24,"label":1456,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":1451,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1452,"copyright":24,"fieldtype":29,"meta_data":1453,"is_external_url":30},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":24,"url":1455,"linktype":33,"fieldtype":34,"cached_url":1455},"https://www.cfoconnect.eu/fr/","Rejoindre CFO Connect",{"tag":24,"_uid":1458,"icon":1459,"link":1463,"type":24,"label":1465,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":1460,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1461,"copyright":24,"fieldtype":29,"meta_data":1462,"is_external_url":30},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":24,"url":1464,"linktype":33,"cached_url":1464},"https://www.cfoconnect.eu/fr/events/","Événements CFO Connect",{"tag":24,"_uid":1467,"icon":1468,"link":1472,"type":24,"label":1474,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":1469,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1470,"copyright":24,"fieldtype":29,"meta_data":1471,"is_private":30,"is_external_url":30},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":24,"url":1473,"linktype":33,"cached_url":1473},"https://www.cfoconnect.eu/fr/resources/faces-of-finance/","Faces of Finance","Communauté",[],{"_uid":1478,"label":1479,"columns":1480,"component":1236,"headingNewBranding":1557},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Entreprise",[1481,1522],{"_uid":1482,"ctas":1483,"label":1479,"component":1151,"labelColor":24,"backgroundIconColor":1152},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[1484,1497,1506],{"tag":24,"_uid":1485,"hide":30,"icon":1486,"link":1488,"type":24,"label":1496,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":1207,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1208,"copyright":24,"fieldtype":29,"meta_data":1487,"is_private":30,"is_external_url":30},{},{"id":1489,"url":24,"linktype":176,"fieldtype":34,"cached_url":1490,"prep":75,"story":1491},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/fr/about",{"name":1492,"id":1493,"uuid":1489,"slug":1494,"url":1494,"full_slug":1495,"_stopResolving":75},"Our story",126213445,"about","fr/about","À propos de Spendesk",{"tag":24,"_uid":1498,"hide":30,"icon":1499,"link":1503,"type":24,"label":1505,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":1500,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1501,"copyright":24,"fieldtype":29,"meta_data":1502,"is_external_url":30},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":24,"url":1504,"linktype":33,"fieldtype":34,"cached_url":1504},"https://career.spendesk.com/fr/","Carrières",{"tag":24,"_uid":1507,"hide":30,"icon":1508,"link":1512,"type":24,"label":1521,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":1509,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1510,"copyright":24,"fieldtype":29,"meta_data":1511,"is_external_url":30},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":1513,"url":24,"linktype":176,"fieldtype":34,"cached_url":1514,"prep":75,"story":1515},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/fr/press/",{"name":1516,"id":1517,"uuid":1513,"slug":1518,"url":1519,"full_slug":1520,"_stopResolving":75},"Spendesk Press",265014512,"press","press/","fr/press/","Presse",{"_uid":1523,"ctas":1524,"label":1556,"component":1151,"labelColor":24,"backgroundIconColor":1152},"59a11592-e6cb-405d-8208-9e3c365ac046",[1525,1541],{"tag":24,"_uid":1526,"hide":30,"icon":1527,"link":1531,"type":24,"label":1540,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":1528,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1529,"copyright":24,"fieldtype":29,"meta_data":1530,"is_private":30,"is_external_url":30},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":1532,"url":24,"linktype":176,"fieldtype":34,"cached_url":1533,"prep":75,"story":1534},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/fr/partners/",{"name":1535,"id":1536,"uuid":1532,"slug":1537,"url":1538,"full_slug":1539,"_stopResolving":75},"Partners",113802294,"partners","partners/","fr/partners/","Partenaires",{"tag":24,"_uid":1542,"hide":30,"icon":1543,"link":1547,"type":24,"label":1555,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":1544,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1545,"copyright":24,"fieldtype":29,"meta_data":1546,"is_private":30,"is_external_url":30},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":1548,"url":24,"linktype":176,"fieldtype":34,"cached_url":1549,"prep":75,"story":1550},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/fr/contact-us",{"name":1551,"id":1552,"uuid":1548,"slug":1553,"url":1553,"full_slug":1554,"_stopResolving":75},"Contact us",126275406,"contact-us","fr/contact-us","Nous contacter"," ",[],"Se connecter","header",[1561,1566,1571,1575],{"_uid":1562,"code":72,"name":1563,"component":1564,"shortName":1565},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":1567,"code":1568,"name":1569,"component":1564,"shortName":1570},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":1572,"code":74,"name":1573,"component":1564,"shortName":1574},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":1576,"code":66,"name":1577,"component":1564,"shortName":1578},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":1580,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1581,"copyright":24,"fieldtype":29,"meta_data":1582,"is_external_url":30},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":1584,"alt":1061,"name":24,"focus":24,"title":1585,"source":24,"filename":1586,"copyright":24,"fieldtype":29,"meta_data":1587,"is_external_url":30},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[1589],{"tag":24,"_uid":1590,"hide":30,"icon":1591,"link":1593,"type":24,"label":1595,"style":35,"component":36,"onClickEvent":1596,"openInANewTab":75,"horizontalFill":30},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":1592},{},{"id":24,"url":1594,"linktype":33,"fieldtype":34,"cached_url":1594},"https://helpcenter.spendesk.com/fr/","Centre d'aide","website:navbar:helpcenter_cta:clicked",[1598,1603],{"tag":24,"_uid":1599,"hide":30,"icon":1600,"link":1602,"type":24,"label":1595,"style":35,"component":36,"onClickEvent":1596,"openInANewTab":75,"horizontalFill":30},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":1601},{},{"id":24,"url":1594,"linktype":33,"fieldtype":34,"cached_url":1594},{"tag":24,"_uid":1604,"hide":30,"icon":1605,"link":1607,"type":24,"label":1615,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"9875b499-bfb1-473b-a433-f70b3cff167b",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":29,"meta_data":1606,"is_external_url":30},{},{"id":1608,"url":24,"linktype":176,"fieldtype":34,"cached_url":1609,"prep":75,"story":1610},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/fr/spendesk-security",{"name":1611,"id":1612,"uuid":1608,"slug":1613,"url":1613,"full_slug":1614,"_stopResolving":75},"Security",126230553,"spendesk-security","fr/spendesk-security","Sécurité & confidentialité",[1617,1625,1633,1641,1649],{"tag":24,"_uid":1618,"icon":1619,"link":1623,"type":24,"label":24,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":1620,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1621,"copyright":24,"fieldtype":29,"meta_data":1622,"is_external_url":30},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":24,"url":1624,"linktype":33,"fieldtype":34,"cached_url":1624},"https://www.facebook.com/spendesk/",{"tag":24,"_uid":1626,"icon":1627,"link":1631,"type":24,"label":24,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":1628,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1629,"copyright":24,"fieldtype":29,"meta_data":1630,"is_private":30,"is_external_url":30},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":24,"url":1632,"linktype":33,"fieldtype":34,"cached_url":1632},"https://www.instagram.com/spendesk",{"tag":24,"_uid":1634,"icon":1635,"link":1639,"type":24,"label":24,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":1636,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1637,"copyright":24,"fieldtype":29,"meta_data":1638,"is_private":30,"is_external_url":30},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":24,"url":1640,"linktype":33,"fieldtype":34,"cached_url":1640},"https://www.linkedin.com/company/spendesk/",{"tag":24,"_uid":1642,"icon":1643,"link":1647,"type":24,"label":24,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":1644,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1645,"copyright":24,"fieldtype":29,"meta_data":1646,"is_private":30,"is_external_url":30},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":24,"url":1648,"linktype":33,"fieldtype":34,"cached_url":1648},"https://x.com/Spendesk",{"tag":24,"_uid":1650,"hide":30,"icon":1651,"link":1655,"type":24,"label":24,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":75,"horizontalFill":30},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":1652,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1653,"copyright":24,"fieldtype":29,"meta_data":1654,"is_private":30,"is_external_url":30},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":24,"url":1656,"linktype":33,"fieldtype":34,"cached_url":1656},"https://www.youtube.com/c/spendesk",[1658],{"tag":24,"_uid":1659,"hide":30,"icon":1660,"link":1661,"type":24,"label":24,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":29},{"id":1662,"url":24,"linktype":176,"fieldtype":34,"cached_url":1663,"prep":75,"story":1664},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/fr/home",{"name":1665,"id":1666,"uuid":1662,"slug":1667,"url":1667,"full_slug":1668,"_stopResolving":75},"Homepage",106735746,"home","fr/home",[1670],{"tag":24,"_uid":1671,"hide":30,"icon":1672,"link":1673,"type":24,"label":1682,"style":35,"component":36,"onClickEvent":1683,"openInANewTab":30,"horizontalFill":30},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":24,"copyright":60,"fieldtype":29},{"id":1674,"url":24,"anchor":24,"linktype":176,"fieldtype":34,"cached_url":1675,"prep":75,"story":1676},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/fr/schedule-a-demo/",{"name":1677,"id":1678,"uuid":1674,"slug":1679,"url":1680,"full_slug":1681,"_stopResolving":75},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","fr/schedule-a-demo/","Réservez une démo","website:navbar:book_a_demo_cta:clicked",[1685],{"_uid":1686,"hide":30,"style":1687,"content":1688,"display":1719,"component":1720,"hideOnMobile":30,"mobileContent":1721},"295cfee8-25ae-49d8-8704-8e96565866d5","animated-gradient",{"type":50,"attrs":1689,"content":1690},{"backgroundColor":60},[1691],{"type":53,"attrs":1692,"content":1693},{"textAlign":60,"key":1259},[1694,1702,1704,1709,1711],{"text":1695,"type":57,"marks":1696},"Spendesk AI: ",[1697,1701],{"type":1698,"attrs":1699},"textStyle",{"color":1700},"#1F1F1F",{"type":87},{"text":1703,"type":57},"L’IA gère le répétitif. Vous gardez la main",{"text":1705,"type":57,"marks":1706},". ",[1707],{"type":1698,"attrs":1708},{"color":1700},{"text":1710,"type":57},"👉 ",{"text":1712,"type":57,"marks":1713},"En savoir plus",[1714,1718],{"type":172,"attrs":1715},{"href":1180,"uuid":1179,"anchor":60,"target":1716,"linktype":176,"story":1717},"_self",{"name":1182,"id":1183,"uuid":1179,"slug":1184,"url":1185,"full_slug":1186,"_stopResolving":75},{"type":87},"Whole website","announcementBanner",{"type":50,"attrs":1722,"content":1723},{"backgroundColor":60},[1724],{"type":53,"attrs":1725,"content":1726},{"textAlign":60,"key":1259},[1727,1732,1733,1737,1738],{"text":1695,"type":57,"marks":1728},[1729,1731],{"type":1698,"attrs":1730},{"color":1700},{"type":87},{"text":1703,"type":57},{"text":1705,"type":57,"marks":1734},[1735],{"type":1698,"attrs":1736},{"color":1700},{"text":1710,"type":57},{"text":1712,"type":57,"marks":1739},[1740,1743],{"type":172,"attrs":1741},{"href":1180,"uuid":1179,"anchor":60,"target":1716,"linktype":176,"story":1742},{"name":1182,"id":1183,"uuid":1179,"slug":1184,"url":1185,"full_slug":1186,"_stopResolving":75},{"type":87},"Sélectionnez votre langue","fr/global-components/header",[1747],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[1755,1756,1757],{"path":1753,"name":60,"lang":66,"published":60},{"path":1753,"name":60,"lang":72,"published":60},{"path":1753,"name":60,"lang":74,"published":60},{"name":1759,"created_at":1760,"published_at":1761,"updated_at":1762,"id":1763,"uuid":1764,"content":1765,"slug":1966,"full_slug":2150,"sort_by_date":60,"position":2151,"tag_list":2152,"is_startpage":30,"parent_id":1748,"meta_data":60,"group_id":2153,"first_published_at":2154,"release_id":60,"lang":66,"path":1319,"alternates":2155,"default_full_slug":2156,"translated_slugs":2157},"Footer","2022-03-03T10:27:46.390Z","2026-10-29T09:44:15.476Z","2026-10-29T09:44:15.499Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":1766,"lists":1767,"component":1966,"logoLinks":1967,"legalLinks":1984,"socialLinks":2042,"newsletterForm":2068,"complianceLogos":2109,"newsletterTitle":2118,"smallDescription":2119,"newsletterSubtitle":2125,"legalDescriptionText":2126},"68acc184-683a-412b-863a-297708c3cffb",[1768,1802,1857,1934],{"_uid":1769,"ctas":1770,"label":1067,"component":1151,"labelColor":24,"backgroundIconColor":24},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[1771,1778,1784,1790,1796],{"tag":24,"_uid":1772,"hide":30,"icon":1773,"link":1775,"type":24,"label":1777,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"d7c91b3c-6e8c-4210-82fb-50a835efded0",{"id":1075,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1076,"copyright":24,"fieldtype":29,"meta_data":1774,"is_external_url":30},{},{"id":1079,"url":24,"linktype":176,"fieldtype":34,"cached_url":1080,"prep":75,"story":1776},{"name":1082,"id":1083,"uuid":1079,"slug":1084,"url":1085,"full_slug":1086,"_stopResolving":75},"Spendesk AI connect",{"tag":24,"_uid":1779,"icon":1780,"link":1782,"type":24,"label":1103,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"8fe65f6f-350a-43a6-bd1e-c689ca139c00",{"id":1091,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1092,"copyright":24,"fieldtype":29,"meta_data":1781,"is_external_url":30},{},{"id":1095,"url":24,"linktype":176,"fieldtype":34,"cached_url":1096,"prep":75,"story":1783},{"name":1098,"id":1099,"uuid":1095,"slug":1100,"url":1101,"full_slug":1102,"_stopResolving":75},{"tag":24,"_uid":1785,"hide":30,"icon":1786,"link":1788,"type":24,"label":1114,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"49e8fc3a-b545-40f3-89b6-fef1979dfcfc",{"id":1107,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1108,"copyright":24,"fieldtype":29,"meta_data":1787,"is_external_url":30},{},{"id":1111,"url":24,"linktype":176,"fieldtype":34,"cached_url":1112,"prep":75,"story":1789},{"name":1114,"id":1115,"uuid":1111,"slug":1116,"url":1117,"full_slug":1118,"_stopResolving":75},{"tag":24,"_uid":1791,"hide":30,"icon":1792,"link":1794,"type":24,"label":1134,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"9069228c-b61f-4f8b-a7f3-7327b46712f7",{"id":1122,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1123,"copyright":24,"fieldtype":29,"meta_data":1793,"is_external_url":30},{},{"id":1126,"url":24,"linktype":176,"fieldtype":34,"cached_url":1127,"prep":75,"story":1795},{"name":1129,"id":1130,"uuid":1126,"slug":1131,"url":1132,"full_slug":1133,"_stopResolving":75},{"tag":24,"_uid":1797,"icon":1798,"link":1800,"type":24,"label":1150,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"ee715f69-a1cc-4154-b8ba-f55ca358e584",{"id":1138,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1139,"copyright":24,"fieldtype":29,"meta_data":1799,"is_external_url":30},{},{"id":1142,"url":24,"linktype":176,"fieldtype":34,"cached_url":1143,"prep":75,"story":1801},{"name":1145,"id":1146,"uuid":1142,"slug":1147,"url":1148,"full_slug":1149,"_stopResolving":75},{"_uid":1803,"ctas":1804,"label":1856,"component":1151,"labelColor":24,"backgroundIconColor":24},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[1805,1811,1818,1824,1830,1836,1842,1849],{"tag":24,"_uid":1806,"hide":30,"icon":1807,"link":1809,"type":24,"label":1171,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"c9bdfffe-0a2e-45a2-bdf1-a3e5f4f2b389",{"id":1159,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1160,"copyright":24,"fieldtype":29,"meta_data":1808,"is_external_url":30},{},{"id":1163,"url":24,"linktype":176,"fieldtype":34,"cached_url":1164,"prep":75,"story":1810},{"name":1166,"id":1167,"uuid":1163,"slug":1168,"url":1169,"full_slug":1170,"_stopResolving":75},{"tag":24,"_uid":1812,"hide":30,"icon":1813,"link":1815,"type":24,"label":1817,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"b19cf668-817c-4adc-b839-8635ff2f977e",{"id":1175,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1176,"copyright":24,"fieldtype":29,"meta_data":1814,"is_external_url":30},{},{"id":1179,"url":24,"linktype":176,"fieldtype":34,"cached_url":1180,"prep":75,"story":1816},{"name":1182,"id":1183,"uuid":1179,"slug":1184,"url":1185,"full_slug":1186,"_stopResolving":75},"Intelligence Artificielle",{"tag":24,"_uid":1819,"hide":30,"icon":1820,"link":1822,"type":24,"label":1203,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"49c8595b-725e-49b7-9375-09b3a5cecbbd",{"id":1191,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1192,"copyright":24,"fieldtype":29,"meta_data":1821,"is_private":30,"is_external_url":30},{},{"id":1195,"url":24,"linktype":176,"fieldtype":34,"cached_url":1196,"prep":75,"story":1823},{"name":1198,"id":1199,"uuid":1195,"slug":1200,"url":1201,"full_slug":1202,"_stopResolving":75},{"tag":24,"_uid":1825,"icon":1826,"link":1828,"type":24,"label":1219,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"977a634d-082c-4387-8112-d3cfc025cc21",{"id":1207,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1208,"copyright":24,"fieldtype":29,"meta_data":1827,"is_external_url":30},{},{"id":1211,"url":24,"linktype":176,"fieldtype":34,"cached_url":1212,"prep":75,"story":1829},{"name":1214,"id":1215,"uuid":1211,"slug":1216,"url":1217,"full_slug":1218,"_stopResolving":75},{"tag":24,"_uid":1831,"icon":1832,"link":1834,"type":24,"label":1230,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"75918215-79bd-4d1e-8d6a-0f934a37adaa",{"id":1223,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1224,"copyright":24,"fieldtype":29,"meta_data":1833,"is_external_url":30},{},{"id":1227,"url":24,"linktype":176,"fieldtype":34,"cached_url":1228,"prep":75,"story":1835},{"name":1230,"id":1231,"uuid":1227,"slug":1232,"url":1233,"full_slug":1234,"_stopResolving":75},{"tag":24,"_uid":1837,"hide":30,"icon":1838,"link":1840,"type":24,"label":1285,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":1839},{},{"id":1278,"url":24,"linktype":176,"fieldtype":34,"cached_url":1279,"prep":75,"story":1841},{"name":1281,"id":1282,"uuid":1278,"slug":1283,"url":1283,"full_slug":1284,"_stopResolving":75},{"tag":24,"_uid":1843,"hide":30,"icon":1844,"link":1846,"type":24,"label":1848,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":1845},{},{"id":1608,"url":24,"linktype":176,"fieldtype":34,"cached_url":1609,"prep":75,"story":1847},{"name":1611,"id":1612,"uuid":1608,"slug":1613,"url":1613,"full_slug":1614,"_stopResolving":75},"Sécurité",{"tag":24,"_uid":1850,"hide":30,"icon":1851,"link":1853,"type":24,"label":1855,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":1852},{},{"id":24,"url":1854,"linktype":33,"fieldtype":34,"cached_url":1854},"https://trust.spendesk.com/","Centre de confiance","Plateforme",{"_uid":1858,"ctas":1859,"label":1301,"component":1151,"backgroundIconColor":24},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[1860,1866,1871,1877,1884,1890,1896,1903,1909,1915,1921,1928],{"tag":24,"_uid":1861,"hide":30,"icon":1862,"link":1864,"type":24,"label":1298,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":1863},{},{"id":1290,"url":24,"linktype":176,"fieldtype":34,"cached_url":1291,"prep":75,"story":1865},{"name":1293,"id":1294,"uuid":1290,"slug":1295,"url":1296,"full_slug":1297,"_stopResolving":75},{"tag":24,"_uid":1867,"icon":1868,"link":1869,"type":24,"label":1321,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":29},{"id":1313,"url":24,"linktype":176,"fieldtype":34,"cached_url":1314,"prep":75,"story":1870},{"name":1316,"id":1317,"uuid":1313,"slug":1318,"url":1319,"full_slug":1320,"_stopResolving":75},{"tag":24,"_uid":1872,"hide":30,"icon":1873,"link":1875,"type":24,"label":1337,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"82afa5ce-ceec-4f5f-8fa9-3f3c3f2ffee6",{"id":1325,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1326,"copyright":24,"fieldtype":29,"meta_data":1874,"is_external_url":30},{},{"id":1329,"url":24,"linktype":176,"fieldtype":34,"cached_url":1330,"prep":75,"story":1876},{"name":1332,"id":1333,"uuid":1329,"slug":1334,"url":1335,"full_slug":1336,"_stopResolving":75},{"tag":24,"_uid":1878,"hide":30,"icon":1879,"link":1881,"type":24,"label":1883,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":1880},{},{"id":1345,"url":24,"linktype":176,"fieldtype":34,"cached_url":1346,"prep":75,"story":1882},{"name":1019,"id":1348,"uuid":1345,"slug":1349,"url":1349,"full_slug":1350,"_stopResolving":75},"FAQs",{"tag":24,"_uid":1885,"hide":30,"icon":1886,"link":1888,"type":24,"label":1366,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":1887},{},{"id":1358,"url":24,"linktype":176,"fieldtype":34,"cached_url":1359,"prep":75,"story":1889},{"name":1361,"id":1362,"uuid":1358,"slug":1363,"url":1364,"full_slug":1365,"_stopResolving":75},{"tag":24,"_uid":1891,"hide":30,"icon":1892,"link":1894,"type":24,"label":1380,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"c6d3959b-8fdc-4fe9-a7f3-52f49ecbe443",{"id":1175,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1176,"copyright":24,"fieldtype":29,"meta_data":1893,"is_external_url":30},{},{"id":1377,"url":24,"linktype":176,"fieldtype":34,"cached_url":1378,"prep":75,"story":1895},{"name":1380,"id":1381,"uuid":1377,"slug":1382,"url":1382,"full_slug":1383,"_stopResolving":75},{"tag":24,"_uid":1897,"hide":30,"icon":1898,"link":1900,"type":24,"label":1902,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":1899},{},{"id":1391,"url":24,"linktype":176,"fieldtype":34,"cached_url":1392,"prep":75,"story":1901},{"name":1394,"id":1395,"uuid":1391,"slug":1396,"url":1396,"full_slug":1397,"_stopResolving":75},"Contenus premium",{"tag":24,"_uid":1904,"hide":30,"icon":1905,"link":1907,"type":24,"label":1430,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":1906},{},{"id":1422,"url":24,"linktype":176,"fieldtype":34,"cached_url":1423,"prep":75,"story":1908},{"name":1425,"id":1426,"uuid":1422,"slug":1427,"url":1428,"full_slug":1429,"_stopResolving":75},{"tag":24,"_uid":1910,"hide":30,"icon":1911,"link":1913,"type":24,"label":1430,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"34303990-7e9e-493a-b31b-0dec6d2c9350",{"id":1418,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1419,"copyright":24,"fieldtype":29,"meta_data":1912,"is_external_url":30},{},{"id":1422,"url":24,"linktype":176,"fieldtype":34,"cached_url":1423,"prep":75,"story":1914},{"name":1425,"id":1426,"uuid":1422,"slug":1427,"url":1428,"full_slug":1429,"_stopResolving":75},{"tag":24,"_uid":1916,"icon":1917,"link":1919,"type":24,"label":1430,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"hide":75},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":1122,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1123,"copyright":24,"fieldtype":29,"meta_data":1918,"is_external_url":30},{},{"id":1436,"url":24,"linktype":176,"fieldtype":34,"cached_url":1437,"prep":75,"story":1920},{"name":1439,"id":1440,"uuid":1436,"slug":1439,"url":1441,"full_slug":1442,"_stopResolving":75},{"tag":24,"_uid":1922,"hide":30,"icon":1923,"link":1925,"type":24,"label":1927,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75,"horizontalFill":30},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":1924},{},{"id":24,"url":1926,"linktype":33,"fieldtype":34,"cached_url":1926},"https://www.cfoconnect.eu/","CFO Connect",{"tag":24,"_uid":1929,"hide":30,"icon":1930,"link":1932,"type":24,"label":1595,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":1931},{},{"id":24,"url":1933,"linktype":33,"fieldtype":34,"cached_url":1933},"https://helpcenter.spendesk.com/fr",{"_uid":1935,"ctas":1936,"label":1479,"component":1151,"backgroundIconColor":24},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[1937,1943,1948,1954,1960],{"tag":24,"_uid":1938,"hide":30,"icon":1939,"link":1941,"type":24,"label":1496,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"3bbaa99b-a011-4bb0-b8a4-4155a0f67899",{"id":1207,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1208,"copyright":24,"fieldtype":29,"meta_data":1940,"is_private":30,"is_external_url":30},{},{"id":1489,"url":24,"linktype":176,"fieldtype":34,"cached_url":1490,"prep":75,"story":1942},{"name":1492,"id":1493,"uuid":1489,"slug":1494,"url":1494,"full_slug":1495,"_stopResolving":75},{"tag":24,"_uid":1944,"hide":30,"icon":1945,"link":1947,"type":24,"label":1505,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"fa32c6df-1ed1-4b6f-9521-f251c5d79dd4",{"id":1500,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1501,"copyright":24,"fieldtype":29,"meta_data":1946,"is_external_url":30},{},{"id":24,"url":1504,"linktype":33,"fieldtype":34,"cached_url":1504},{"tag":24,"_uid":1949,"hide":30,"icon":1950,"link":1952,"type":24,"label":1521,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"b6549fad-eb8f-4dba-a791-37ba72450943",{"id":1509,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1510,"copyright":24,"fieldtype":29,"meta_data":1951,"is_external_url":30},{},{"id":1513,"url":24,"linktype":176,"fieldtype":34,"cached_url":1514,"prep":75,"story":1953},{"name":1516,"id":1517,"uuid":1513,"slug":1518,"url":1519,"full_slug":1520,"_stopResolving":75},{"tag":24,"_uid":1955,"hide":30,"icon":1956,"link":1958,"type":24,"label":1540,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"6eed8aa0-be5f-4b19-b267-de46368f3dcd",{"id":1528,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1529,"copyright":24,"fieldtype":29,"meta_data":1957,"is_private":30,"is_external_url":30},{},{"id":1532,"url":24,"linktype":176,"fieldtype":34,"cached_url":1533,"prep":75,"story":1959},{"name":1535,"id":1536,"uuid":1532,"slug":1537,"url":1538,"full_slug":1539,"_stopResolving":75},{"tag":24,"_uid":1961,"hide":30,"icon":1962,"link":1964,"type":24,"label":1555,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"58e6df6a-1e1d-4c37-b4eb-6e8911fcc58e",{"id":1544,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1545,"copyright":24,"fieldtype":29,"meta_data":1963,"is_private":30,"is_external_url":30},{},{"id":1548,"url":24,"linktype":176,"fieldtype":34,"cached_url":1549,"prep":75,"story":1965},{"name":1551,"id":1552,"uuid":1548,"slug":1553,"url":1553,"full_slug":1554,"_stopResolving":75},"footer",[1968,1976],{"tag":24,"_uid":1969,"hide":30,"icon":1970,"link":1974,"type":24,"label":24,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"225df49b-7d21-46c3-986a-89b609d15540",{"id":1971,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1972,"copyright":24,"fieldtype":29,"meta_data":1973,"is_external_url":30},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":24,"url":1975,"linktype":33,"fieldtype":34,"cached_url":1975},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":24,"_uid":1977,"hide":30,"icon":1978,"link":1982,"type":24,"label":24,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":1979,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1980,"copyright":24,"fieldtype":29,"meta_data":1981,"is_external_url":30},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":24,"url":1983,"linktype":33,"fieldtype":34,"cached_url":1983},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[1985,1991,2004,2017,2030,2036],{"tag":24,"_uid":1986,"icon":1987,"link":1988,"type":24,"label":1990,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":24,"copyright":60,"fieldtype":29},{"id":1662,"url":24,"linktype":176,"fieldtype":34,"cached_url":1663,"prep":75,"story":1989},{"name":1665,"id":1666,"uuid":1662,"slug":1667,"url":1667,"full_slug":1668,"_stopResolving":75},"© Spendesk",{"tag":24,"_uid":1992,"icon":1993,"link":1994,"type":24,"label":2003,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":24,"copyright":60,"fieldtype":29},{"id":1995,"url":24,"linktype":176,"fieldtype":34,"cached_url":1996,"prep":75,"story":1997},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/fr/legals/terms",{"name":1998,"id":1999,"uuid":1995,"slug":2000,"url":2001,"full_slug":2002,"_stopResolving":75},"T&C index page",126275944,"terms","legals/terms/","fr/legals/terms/","C.G.U.",{"tag":24,"_uid":2005,"icon":2006,"link":2007,"type":24,"label":2016,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":24,"copyright":60,"fieldtype":29},{"id":2008,"url":24,"linktype":176,"fieldtype":34,"cached_url":2009,"prep":75,"story":2010},"79cf9763-fbf7-44fc-b713-7375d45cc602","/fr/legals/privacy",{"name":2011,"id":2012,"uuid":2008,"slug":2013,"url":2014,"full_slug":2015,"_stopResolving":75},"Privacy Policy",126276104,"privacy","legals/privacy","fr/legals/privacy","Politique Données Personnelles",{"tag":24,"_uid":2018,"icon":2019,"link":2020,"type":24,"label":2029,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":24,"copyright":60,"fieldtype":29},{"id":2021,"url":24,"linktype":176,"fieldtype":34,"cached_url":2022,"prep":75,"story":2023},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/fr/legals/cookies-policy",{"name":2024,"id":2025,"uuid":2021,"slug":2026,"url":2027,"full_slug":2028,"_stopResolving":75},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","fr/legals/cookies-policy","Politique Cookies",{"tag":24,"_uid":2031,"icon":2032,"link":2033,"type":24,"label":2035,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":24,"copyright":60,"fieldtype":29},{"id":24,"url":2034,"linktype":33,"fieldtype":34,"cached_url":2034},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Mentions légales",{"tag":24,"_uid":2037,"hide":30,"icon":2038,"link":2039,"type":24,"label":2041,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":24,"copyright":60,"fieldtype":29},{"id":24,"url":2040,"linktype":33,"fieldtype":34,"cached_url":2040},"openConsentManager.action","Paramètres Cookies",[2043,2048,2053,2058,2063],{"tag":24,"_uid":2044,"icon":2045,"link":2047,"type":24,"label":24,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":1620,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1621,"copyright":24,"fieldtype":29,"meta_data":2046,"is_external_url":30},{},{"id":24,"url":1624,"linktype":33,"fieldtype":34,"cached_url":1624},{"tag":24,"_uid":2049,"icon":2050,"link":2052,"type":24,"label":24,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":1628,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1629,"copyright":24,"fieldtype":29,"meta_data":2051,"is_private":30,"is_external_url":30},{},{"id":24,"url":1632,"linktype":33,"fieldtype":34,"cached_url":1632},{"tag":24,"_uid":2054,"icon":2055,"link":2057,"type":24,"label":24,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":1636,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1637,"copyright":24,"fieldtype":29,"meta_data":2056,"is_private":30,"is_external_url":30},{},{"id":24,"url":1640,"linktype":33,"fieldtype":34,"cached_url":1640},{"tag":24,"_uid":2059,"icon":2060,"link":2062,"type":24,"label":24,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":1644,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1645,"copyright":24,"fieldtype":29,"meta_data":2061,"is_private":30,"is_external_url":30},{},{"id":24,"url":1648,"linktype":33,"fieldtype":34,"cached_url":1648},{"tag":24,"_uid":2064,"hide":30,"icon":2065,"link":2067,"type":24,"label":24,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":75,"horizontalFill":30},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":1652,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":1653,"copyright":24,"fieldtype":29,"meta_data":2066,"is_private":30,"is_external_url":30},{},{"id":24,"url":1656,"linktype":33,"fieldtype":34,"cached_url":1656},[2069],{"_uid":2070,"fields":2071,"component":2103,"submitUrl":2104,"hubspotFormId":2106,"successMessage":2107,"horizontalAlign":24,"onSubmitSegmentEvent":2108},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[2072],{"_uid":2073,"name":2074,"type":57,"label":2075,"required":75,"component":2076,"submitBtn":2077,"legalNotice":2078,"placeholder":24,"validateEmail":75,"blockPersonalEmailAddresses":30},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Adresse e-mail","textField","S'abonner",{"type":50,"content":2079},[2080],{"type":53,"content":2081},[2082,2084,2092,2094,2101],{"text":2083,"type":57},"En soumettant ce formulaire, vous acceptez d'être contacté par Spendesk - conformément aux ",{"text":2085,"type":57,"marks":2086},"Conditions d'utilisation",[2087],{"type":172,"attrs":2088},{"href":1996,"uuid":1995,"anchor":60,"custom":2089,"target":2090,"linktype":176,"story":2091},{},"_blank",{"name":1998,"id":1999,"uuid":1995,"slug":2000,"url":2001,"full_slug":2002,"_stopResolving":75},{"text":2093,"type":57}," et à la ",{"text":2095,"type":57,"marks":2096},"Politique de confidentialité",[2097],{"type":172,"attrs":2098},{"href":2009,"uuid":2008,"anchor":60,"custom":2099,"target":2090,"linktype":176,"story":2100},{},{"name":2011,"id":2012,"uuid":2008,"slug":2013,"url":2014,"full_slug":2015,"_stopResolving":75},{"text":2102,"type":57}," de Spendesk.","formGroup",{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},"/fr/","8b1b128b-c02a-41d9-a512-63e778c062c6","Réussi !","website:footer:blog_newsletter:form_completed",[2110],{"tag":24,"_uid":2111,"hide":30,"icon":2112,"link":2116,"type":24,"label":24,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":2113,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2114,"copyright":24,"fieldtype":29,"meta_data":2115,"is_external_url":30},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":24,"url":2117,"linktype":33,"fieldtype":34,"cached_url":2117},"https://helpcenter.spendesk.com/fr/articles/8850615-avant-apres-qu-est-ce-qui-change-sur-spendesk-vos-cartes-visa-business-premium","Plus qu'une énième newsletter",{"type":50,"content":2120},[2121],{"type":53,"content":2122},[2123],{"text":2124,"type":57},"Offrez à votre équipe la solution complète de gestion des dépenses","Restez dans la boucle et transformez votre finance d'entreprise",{"type":50,"content":2127},[2128,2136,2143],{"type":53,"content":2129},[2130],{"text":2131,"type":57,"marks":2132},"Les services de paiement sont fournis dans le cadre du produit Spendesk par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis.",[2133],{"type":1698,"attrs":2134},{"color":2135},"rgb(0, 0, 0)",{"type":53,"content":2137},[2138],{"text":2139,"type":57,"marks":2140},"Spendesk Financial Services est un établissement de paiement français agréé par l'ACPR sous le numéro 17518. Adyen N.V. est une banque néerlandaise, dont la succursale au Royaume-Uni est agréée par la FCA pour fournir des services de paiement sous le numéro 779800. Sutton Bank est un établissement membre assuré par la FDIC.",[2141],{"type":1698,"attrs":2142},{"color":2135},{"type":53,"content":2144},[2145],{"text":2146,"type":57,"marks":2147},"Les cartes de débit Visa sont émises par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis, conformément à une licence accordée par Visa.",[2148],{"type":1698,"attrs":2149},{"color":2135},"fr/global-components/footer",-10,[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[2158,2159,2160],{"path":2156,"name":60,"lang":66,"published":60},{"path":2156,"name":60,"lang":72,"published":60},{"path":2156,"name":60,"lang":74,"published":60},{"name":2162,"created_at":2163,"published_at":2164,"updated_at":2165,"id":2166,"uuid":2167,"content":2168,"slug":2328,"full_slug":2329,"sort_by_date":60,"position":2330,"tag_list":2331,"is_startpage":30,"parent_id":1748,"meta_data":60,"group_id":2332,"first_published_at":2333,"release_id":60,"lang":66,"path":60,"alternates":2334,"default_full_slug":2335,"translated_slugs":2336},"Common Content","2022-06-07T08:36:57.529Z","2026-10-22T14:55:39.232Z","2026-10-22T14:55:39.250Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":2169,"modalBtn":2170,"component":2171,"modalTitle":2172,"countdownDay":2173,"modalContent":2174,"modalSuccess":2186,"countdownHour":2187,"hubspotFormId":2188,"countdownLabel":2189,"formErrorTitle":2190,"countdownMinute":2191,"countdownSecond":2192,"eventsLiveLabel":2193,"eventsViewLabel":2194,"formErrorButton":2195,"selectNoOptions":2196,"eventsWatchLabel":2197,"copyPromptLibrary":2198,"eventsReplayLabel":2199,"formErrorSubtitle":2200,"eventsResultsLabel":2201,"blogAuthorResources":2202,"byRolePromptLibrary":2203,"copiedPromptLibrary":2204,"eventsAllTypesLabel":2205,"eventsJoinNextLabel":2206,"eventsLoadMoreLabel":2207,"eventsRegisterLabel":2208,"selectedPricingPage":2209,"yourPlanPricingPage":2210,"byTopicPromptLibrary":2211,"eventsAllTopicsLabel":2212,"allRolesPromptLibrary":2213,"eventsTypeFilterLabel":2214,"modalEmailPlaceholder":2215,"allTopicsPromptLibrary":2212,"emailValidationInvalid":2216,"eventsTopicFilterLabel":2217,"imageItemsListNoResult":2218,"noResultsPromptLibrary":2219,"phoneValidationInvalid":2220,"blogLoadMoreButtonLabel":2207,"eventsReplayPosterLabel":2221,"itemsFoundPromptLibrary":2222,"blogArticleUpdatedAtLabel":2223,"blogArticleWatchTimeLabel":2224,"clearFiltersPromptLibrary":2225,"modalExistingAccountTitle":2226,"modalExistingCompanyTitle":2227,"modalForExistingCustomers":2228,"organizationSchemaOffices":2235,"blogArticleListenTimeLabel":2224,"cardsGridSearchPlaceholder":2288,"blogArticlePublishedOnLabel":2289,"blogArticleReadingTimeLabel":2224,"emailValidationInvalidExist":2290,"modalForUnsupportedCountries":2291,"emailValidationInvalidInvited":2297,"organizationSchemaDescription":2298,"organizationSchemaContactEmail":2299,"modalExistingAccountDescription":2300,"modalExistingCompanyDescription":2316,"emailValidationInvalidDomainName":2322,"multiSelectDropdownSelectedLabel":2323,"softwareApplicationSchemaRatingCount":2324,"softwareApplicationSchemaRatingValue":2325,"emailValidationInvalidUnexpectedError":2326,"emailValidationInvalidCompanyRegistered":2327},"c86a540c-0da7-40e9-a9a5-5053e71081de","Valider","commonContent","Spendesk n'est pas encore disponible dans votre pays","Jours",{"type":50,"content":2175},[2176,2181],{"type":53,"attrs":2177,"content":2178},{"textAlign":60},[2179],{"text":2180,"type":57},"Il semble que vous soyez dans un pays dans lequel nous ne sommes pas encore présents. Cependant, si vous avez une entreprise dans l’Espace économique européen ou au Royaume-Uni, nous pouvons travailler avec vous, et vous pouvez réserver une démo.",{"type":53,"attrs":2182,"content":2183},{"textAlign":60},[2184],{"text":2185,"type":57},"Sinon, renseignez votre adresse mail ci-dessous, et nous vous informerons lorsque nous serons en mesure de vous aider.","Le formulaire a bien été envoyé","Heures","b095740c-b878-41dd-9a7b-f393d2e4de30","L'événement commence dans","Oups, quelque chose n’a pas fonctionné…","Minutes","Secondes","À venir","Voir l'événement","Réessayer","Aucun résultats","Voir le replay","Copier le prompt","Replay","Une erreur s'est produite lors de l'envoi du formulaire. Assurez-vous que votre navigateur n'est pas équipé d'un bloqueur de publicités et réessayez.","{count} événements","Articles de {firstName}","Par rôle","Copié!","Tous","Participer au prochain","Voir plus","S'inscrire","Selectionnés","Votre plan","Par sujet","Tous les sujets","Tous les rôles","Filtrer par type","Adresse email professionnelle","Adresse e-mail non valide","Filtrer par sujet","Aucun résultat","Aucun prompt ne correspond à ces filtres. Essayez de les effacer.","Numéro de téléphone invalide","Regardez le replay complet","trouvé(s)","Mis à jour le","min environ","Effacer les filtres","Vous avez déjà un compte Spendesk","Votre entreprise a déjà un compte Spendesk",{"type":50,"content":2229},[2230,2234],{"type":53,"content":2231},[2232],{"text":2233,"type":57},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":53},[2236,2252,2264,2276],{"cta":2237,"_uid":2244,"image":2245,"title":2249,"subtitle":2250,"component":2251},[2238],{"tag":24,"_uid":2239,"icon":2240,"link":2241,"type":24,"label":2243,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":24,"copyright":60,"fieldtype":29},{"id":24,"url":2242,"linktype":33,"fieldtype":34,"cached_url":2242},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Plan","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":2246,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2247,"copyright":24,"fieldtype":29,"meta_data":2248,"is_external_url":30},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, France","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":2253,"_uid":2259,"image":2260,"title":2262,"subtitle":2263,"component":2251},[2254],{"tag":24,"_uid":2255,"icon":2256,"link":2257,"type":24,"label":2243,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":24,"copyright":60,"fieldtype":29},{"id":24,"url":2258,"linktype":33,"fieldtype":34,"cached_url":2258},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":2246,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2247,"copyright":24,"fieldtype":29,"meta_data":2261,"is_external_url":30},{},"Londres, Royaume-Uni","168 Old Street, EC1V 9BP",{"cta":2265,"_uid":2271,"image":2272,"title":2274,"subtitle":2275,"component":2251},[2266],{"tag":24,"_uid":2267,"icon":2268,"link":2269,"type":24,"label":2243,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":24,"copyright":60,"fieldtype":29},{"id":24,"url":2270,"linktype":33,"fieldtype":34,"cached_url":2270},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":2246,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2247,"copyright":24,"fieldtype":29,"meta_data":2273,"is_external_url":30},{},"Berlin, Allemagne","Warschauer Pl. 11-13, 10245",{"cta":2277,"_uid":2283,"image":2284,"title":2286,"subtitle":2287,"component":2251},[2278],{"tag":24,"_uid":2279,"icon":2280,"link":2281,"type":24,"label":2243,"style":35,"component":36,"onClickEvent":24,"openInANewTab":75},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":24,"copyright":60,"fieldtype":29},{"id":24,"url":2282,"linktype":33,"fieldtype":34,"cached_url":2282},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":2246,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2247,"copyright":24,"fieldtype":29,"meta_data":2285,"is_external_url":30},{},"Madrid, Espagne","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Saisissez votre recherche","Publié le","Il semble que vous ayez déjà un compte Spendesk. Veuillez vous connecter.",{"type":50,"content":2292},[2293],{"type":53,"content":2294},[2295],{"text":2296,"type":57},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Il semble que vous ayez déjà été invité à rejoindre Spendesk. Veuillez vérifier vos e-mails ou demander à votre administrateur de vous renvoyer l'invitation.","Spendesk est une plateforme complète de gestion des dépenses et des achats qui aide les entreprises à gérer les cartes d'entreprise, les paiements de factures, les abonnements et les dépenses de l'entreprise en temps réel.","support@spendesk.com",{"type":50,"content":2301},[2302,2306],{"type":53,"content":2303},[2304],{"text":2305,"type":57},"Il y a déjà un compte Spendesk associé à votre adresse email. Cliquez sur le lien ci-dessous pour vous connecter.",{"type":440,"attrs":2307},{"id":2308,"body":2309},"e826bb38-950e-49ad-a130-0e7e0bcaa690",[2310],{"tag":24,"_uid":2311,"icon":2312,"link":2313,"type":2315,"label":1558,"style":35,"component":36,"onClickEvent":24,"openInANewTab":30,"horizontalFill":75},"i-c222c58f-50fe-4c44-9776-24eaf7df0e9e",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":24,"copyright":60,"fieldtype":29},{"id":24,"url":2314,"linktype":33,"fieldtype":34,"cached_url":2314},"https://app.spendesk.com/auth/login","btn",{"type":50,"content":2317},[2318],{"type":53,"content":2319},[2320],{"text":2321,"type":57},"Il semble que votre entreprise possède déjà un compte Spendesk. Veuillez demander un accès au propriétaire du compte.","Ceci ressemble à votre adresse e-mail personnelle. Veuillez saisir votre adresse e-mail professionnelle.","selected","412","4.6","Désolé, une erreur inattendue est survenue. Veuillez réessayer plus tard ou contacter l'assistance pour obtenir de l'aide.","Cette entreprise est déjà enregistrée. Veuillez contacter votre administrateur.","commoncontent","fr/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[2337,2338,2339],{"path":2335,"name":60,"lang":66,"published":60},{"path":2335,"name":60,"lang":72,"published":60},{"path":2335,"name":60,"lang":74,"published":60},[2341,2345,2349,2353,2357,2361,2365,2369,2373],{"id":2342,"name":2343,"value":2344,"dimension_value":60},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":2346,"name":2347,"value":2348,"dimension_value":60},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":2350,"name":2351,"value":2352,"dimension_value":60},10736155,"Intercom","ryDQcVoOoZQ",{"id":2354,"name":2355,"value":2356,"dimension_value":60},10736156,"HubSpot","ry0QcNodoWQ",{"id":2358,"name":2359,"value":2360,"dimension_value":60},10736157,"Facebook Pixel","ko1w5PpFl",{"id":2362,"name":2363,"value":2364,"dimension_value":60},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":2366,"name":2367,"value":2368,"dimension_value":60},10736765,"Bing Ads","dsS7z9Hv4",{"id":2370,"name":2371,"value":2372,"dimension_value":60},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"id":2374,"name":2375,"value":2376,"dimension_value":60},190238565984863,"StackAdapt","HJ5nxcEiOjZm",{"_uid":2378,"component":2379,"sidebarCta":2380,"exitModalPopup":2411,"newsletterForm":2412,"newsletterTitle":2439,"bottomArticleCta":2440,"moreArticlesLabel":2475,"breadcrumbBlogLink":2476,"newsletterSubtitle":2478,"breadcrumbBlogLabel":1321,"breadcrumbArticleLabel":929,"hiddenNewsletterOnTopics":2479,"componentsAfterTheArticle":2482,"moreArticlesLabelFallback":2475,"sidebarTableOfContentsLabel":2625},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[2381],{"cta":2382,"_uid":2390,"image":2391,"title":2395,"subtitle":2409,"component":2410},[2383],{"tag":24,"_uid":2384,"hide":30,"icon":2385,"link":2387,"type":24,"label":1682,"style":35,"component":36,"mobileLabel":24,"onClickEvent":2389,"openInANewTab":30,"horizontalFill":30},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":2386},{},{"id":1674,"url":24,"linktype":176,"fieldtype":34,"cached_url":1675,"prep":75,"story":2388},{"name":1677,"id":1678,"uuid":1674,"slug":1679,"url":1680,"full_slug":1681,"_stopResolving":75},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":2392,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2393,"copyright":24,"fieldtype":29,"meta_data":2394,"is_external_url":30},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":50,"content":2396},[2397],{"type":53,"attrs":2398,"content":2399},{"textAlign":60,"key":1259},[2400],{"text":2401,"type":57,"marks":2402},"Dépenser mieux pour travailler mieux.",[2403,2405],{"type":1698,"attrs":2404},{"color":24},{"type":2406,"attrs":2407},"styled",{"class":2408},"text-item-heading text-item-heading-md","Centralisez cartes, factures et notes de frais dans un processus contrôlé pour une visibilité en temps réel et une clôture plus rapide.","ctaBlock",[],[2413],{"_uid":2414,"fields":2415,"component":2103,"submitUrl":2437,"hubspotFormId":2106,"successMessage":2107,"horizontalAlign":24,"onSubmitSegmentEvent":2438},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[2416],{"_uid":2417,"name":2074,"type":57,"label":2075,"required":75,"component":2076,"submitBtn":2077,"legalNotice":2418,"placeholder":24,"validateEmail":75,"blockPersonalEmailAddresses":30},"cc924123-e126-4829-a72a-43fcf863a045",{"type":50,"content":2419},[2420],{"type":53,"content":2421},[2422,2423,2429,2430,2436],{"text":2083,"type":57},{"text":2085,"type":57,"marks":2424},[2425],{"type":172,"attrs":2426},{"href":1996,"uuid":1995,"anchor":60,"custom":2427,"target":2090,"linktype":176,"story":2428},{},{"name":1998,"id":1999,"uuid":1995,"slug":2000,"url":2001,"full_slug":2002,"_stopResolving":75},{"text":2093,"type":57},{"text":2095,"type":57,"marks":2431},[2432],{"type":172,"attrs":2433},{"href":2009,"uuid":2008,"anchor":60,"custom":2434,"target":2090,"linktype":176,"story":2435},{},{"name":2011,"id":2012,"uuid":2008,"slug":2013,"url":2014,"full_slug":2015,"_stopResolving":75},{"text":2102,"type":57},{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},"website:article:blog_newsletter:form_completed","Appréciez-vous ce que vous lisez ?",[2441],{"cta":2442,"_uid":2457,"image":2458,"title":2460,"subtitle":2474,"component":2410},[2443],{"tag":24,"_uid":2444,"hide":30,"icon":2445,"link":2447,"type":24,"label":2455,"style":35,"component":36,"mobileLabel":24,"onClickEvent":2456,"openInANewTab":30,"horizontalFill":30},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":2446},{},{"id":2448,"url":24,"linktype":176,"fieldtype":34,"cached_url":2449,"prep":75,"story":2450},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/fr/platform-tour",{"name":2451,"id":2452,"uuid":2448,"slug":2453,"url":2453,"full_slug":2454,"_stopResolving":75},"Platform tour",413550505,"platform-tour","fr/platform-tour","Voir la démo gratuite","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":29,"meta_data":2459,"is_external_url":30},{},{"type":50,"content":2461},[2462],{"type":53,"attrs":2463,"content":2464},{"textAlign":60,"key":1259},[2465],{"text":2466,"type":57,"marks":2467},"Curieux de découvrir Spendesk ?",[2468,2471],{"type":1698,"attrs":2469},{"color":2470},"#000000",{"type":2406,"attrs":2472},{"class":2473},"patron-heading-2 accentuation-01","Essayez la plateforme avec une démo interactive pour voir la gestion des dépenses et approbations de bout en bout.","Plus d'articles",{"id":1313,"url":24,"linktype":176,"fieldtype":34,"cached_url":1314,"prep":75,"story":2477},{"name":1316,"id":1317,"uuid":1313,"slug":1318,"url":1319,"full_slug":1320,"_stopResolving":75},"Nous publions de nouveaux articles comme celui-ci chaque semaine. Abonnez-vous à notre newsletter pour rester informé.",[2480,2481],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2483],{"cta":2484,"_uid":2485,"items":2486,"heading":2603,"reverse":30,"component":1027,"sectionSettings":2624},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2487,2545],{"_uid":2488,"title":974,"component":975,"description":2489},"dfc0accd-ab64-464a-8597-b76754748f04",{"type":50,"content":2490},[2491,2495],{"type":53,"content":2492},[2493],{"text":2494,"type":57},"Les dépenses de l'entreprise peuvent être de plusieurs types :",{"type":2496,"attrs":2497,"content":2500},"ordered_list",{"order":2498},{"order":2499},1,[2501,2512,2523],{"type":127,"content":2502},[2503],{"type":53,"content":2504},[2505,2509,2511],{"text":2506,"type":57,"marks":2507},"Les dépenses stratégiques",[2508],{"type":87},{"text":2510,"type":57}," sont généralement centralisées et gérées par des décideurs qui ont la responsabilité sur des dépenses spécifiques. Elles peuvent être gérées au moyen de factures, virements électroniques et bons de commande.",{"type":151},{"type":127,"content":2513},[2514],{"type":53,"content":2515},[2516,2520,2522],{"text":2517,"type":57,"marks":2518},"Les dépenses opérationnelles",[2519],{"type":87},{"text":2521,"type":57}," sont également centralisées, mais les dépenses sont effectuées par les gestionnaires et les employés dans leur vie professionnelle de façon quotidienne. Elles comprennent les achats par carte, abonnements, campagnes digitales, événements, commandes diverses pour le bureau ou encore les voyages d'affaires.",{"type":151},{"type":127,"content":2524},[2525],{"type":53,"content":2526},[2527,2531,2533,2534,2535,2537,2538,2539,2541,2542,2543],{"text":2528,"type":57,"marks":2529},"Les autres frais",[2530],{"type":87},{"text":2532,"type":57},", contrairement aux dépenses stratégiques et opérationnelles, représentent un nombre important de petits achats qui peuvent être difficiles à suivre. Il s'agit notamment des paiements par carte, demandes de remboursement des dépenses terrains et des frais de déplacement.",{"type":151},{"type":151},{"text":2536,"type":57},"La gestion des dépenses est le processus par lequel les entreprises gèrent toutes ces dépenses professionnelles. Elle tient compte de l'ensemble du processus d'achat : approbations d'achat, méthodes de paiement, traitement des factures, note de frais, réconciliation des justificatifs, catégorisation des dépenses, taux de TVA, etc. pour une bonne tenue de la comptabilité.",{"type":151},{"type":151},{"text":2540,"type":57},"Les outils de gestion des dépenses deviennent nécessaires lorsque le nombre d'employés augmente et que l'équipe finance a besoin d'une meilleure visibilité et d'un meilleur contrôle de la trésorerie. Les employés ont besoin d'outils flexibles et intuitifs pour pouvoir dépenser facilement et être en mesure de faire leur travail.",{"type":151},{"type":151},{"text":2544,"type":57},"C'est à ce moment-là que Spendesk devient le bon choix.",{"_uid":2546,"title":984,"component":975,"description":2547},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f",{"type":50,"content":2548},[2549,2553,2557,2566,2570,2574,2583,2587,2591,2595,2599],{"type":53,"content":2550},[2551],{"text":2552,"type":57},"Spendesk fournit des moyens de paiement connectés à une plateforme puissante de gestion des dépenses conçue pour les équipes financières.",{"type":53,"content":2554},[2555],{"text":2556,"type":57},"Il s'agit notamment de cartes de débit pour remplacer les cartes bancaires traditionnelles, de cartes virtuelles pour les achats en ligne et de notes de frais automatisées pour les achats imprévus.",{"type":53,"content":2558},[2559,2563,2564],{"text":2560,"type":57,"marks":2561},"Pour les employés",[2562],{"type":87},{"type":151},{"text":2565,"type":57},"Les employés n'ont plus besoin d'avancer de l'argent. Ils demandent simplement des fonds pour un achat particulier et peuvent utiliser leur carte Spendesk physique ou virtuelle pour effectuer le paiement.",{"type":53,"content":2567},[2568],{"text":2569,"type":57},"Si, pour quelque raison que ce soit, l'employé ne peut pas utiliser sa carte Spendesk, il prend une photo du justificatif via l'application mobile et crée une note de frais en temps réel.",{"type":53,"content":2571},[2572],{"text":2573,"type":57},"Elle est envoyée directement à son responsable pour validation, puis à l'équipe financière.",{"type":53,"content":2575},[2576,2580,2581],{"text":2577,"type":57,"marks":2578},"Pour les équipes financières",[2579],{"type":87},{"type":151},{"text":2582,"type":57},"Chaque employé a son propre profil sur Spendesk et son propre budget. Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":53,"content":2584},[2585],{"text":2586,"type":57},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. Par exemple, les décideurs et responsables auront un niveau de dépenses préapprouvé, différent de celui des autres collaborateurs.",{"type":53,"content":2588},[2589],{"text":2590,"type":57},"Si un employé a besoin de revoir son budget pré-approuvé, il peut en faire la demande à son responsable via l'application mobile ou web.",{"type":53,"content":2592},[2593],{"text":2594,"type":57},"Les équipes financières peuvent suivre l'ensemble des dépenses et assurer ainsi le suivi des reçus ou factures manquantes, en envoyant des rappels aux employés.",{"type":53,"content":2596},[2597],{"text":2598,"type":57},"Le suivi des dépenses est également plus facile car les équipes financières peuvent regrouper les dépenses et leur attribuer les bons taux de TVA et comptes de charges, avant de tout exporter en quelques clics vers leurs outils comptables.",{"type":53,"content":2600},[2601],{"text":2602,"type":57},"Spendesk fluidifie l'ensemble du processus de gestion des dépenses de l'entreprise, la rendant complète, intuitive et efficace.",[2604],{"cta":2605,"_uid":2606,"title":2607,"eyebrow":2614,"subtitle":2617,"component":109,"textAlign":24,"sectionSettings":2623,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":50,"content":2608},[2609],{"type":109,"attrs":2610,"content":2611},{"level":111},[2612],{"text":2613,"type":57},"Démarrer avec Spendesk",{"type":50,"content":2615},[2616],{"type":53},{"type":50,"content":2618},[2619],{"type":53,"content":2620},[2621],{"text":2622,"type":57},"Fermez les comptes 4 fois plus rapidement, collectez plus de 95 % des reçus à temps et obtenez une visibilité de 100 % sur les dépenses de l'entreprise.",[],[],"Table des matières",[2627,2790,3047,3216,3384,3549,3739,3947,4078,4229,4378,4505,4680,4846,5031],{"name":2628,"created_at":2629,"published_at":2630,"updated_at":2631,"id":2632,"uuid":2633,"content":2634,"slug":2779,"full_slug":2780,"sort_by_date":60,"position":2781,"tag_list":2782,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":2783,"first_published_at":2630,"release_id":60,"lang":66,"path":60,"alternates":2784,"default_full_slug":2785,"translated_slugs":2786},"Logiciel de suivi budgétaire : comment choisir l’outil adapté à votre entreprise ?","2026-10-30T13:20:16.323Z","2026-10-30T13:34:14.178Z","2026-10-30T13:35:05.059Z",236244239691256,"2e5e0d2d-1f5a-4ea9-8dbf-0f783086e9d3",{"_uid":2635,"title":2628,"topics":2636,"noIndex":30,"category":2660,"language":2669,"readTime":24,"component":941,"heroMedia":2670,"publishedAt":2678,"redirectUrl":24,"leadwallForm":2679,"listingImage":2680,"leadwallTitle":24,"metaDescription":2681,"bottomArticleCta":2682,"leadwallSubtitle":24,"isLeadwallEnabled":30,"componentsAfterTheArticle":2683,"leadwallVisibleParagraphs":24},"2955117f-e1c3-42a9-8617-6338ebfaa75f",[2637],{"name":2638,"created_at":2639,"published_at":2640,"updated_at":2641,"id":2642,"uuid":2643,"content":2644,"slug":2647,"full_slug":2648,"sort_by_date":60,"position":2649,"tag_list":2650,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":2652,"first_published_at":2653,"release_id":60,"lang":66,"path":60,"alternates":2654,"default_full_slug":2655,"translated_slugs":2656,"_stopResolving":75},"Comptabilité","2022-10-19T17:57:49.664Z","2026-09-29T09:14:36.752Z","2026-09-29T09:14:36.770Z",206171401,"d0994ca0-a555-425e-b68f-d17b0657cfdb",{"_uid":2645,"name":2638,"component":2646},"1dc6497e-1135-45e9-a2c6-426facc382ba","tag","comptabilite","fr/blog/topic/comptabilite",-50,[],176456153,"0cd4ad6e-957d-466c-ad0c-f730e74c8b7a","2022-11-02T15:24:55.833Z",[],"blog/topic/comptabilite",[2657,2658,2659],{"path":2655,"name":60,"lang":66,"published":60},{"path":2655,"name":60,"lang":72,"published":60},{"path":2655,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":2661,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":2663,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":2664,"default_full_slug":949,"translated_slugs":2665,"_stopResolving":75},{"_uid":935,"icon":2662,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[2666,2667,2668],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[2671],{"_uid":2672,"link":2673,"asset":2674,"caption":24,"component":962},"2659f3d3-1176-42d9-81e0-b73ebc51a312",{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},{"id":2675,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2676,"copyright":24,"fieldtype":29,"meta_data":2677,"is_external_url":30},236246895659711,"https://a.storyblok.com/f/146026/1248x832/5db30c8d96/budget-tool-compass.png",{},"2026-10-30 00:00",[],[],"Comparez les logiciels de suivi budgétaire : fonctionnalités, budget engagé, approbations, intégrations et critères pour choisir le bon outil.\n",[],[2684],{"cta":2685,"_uid":2686,"items":2687,"heading":2754,"reverse":30,"component":1027,"sectionSettings":2778},[],"a321fb8a-19a0-4ccf-b69b-fb6552c8b83f",[2688,2699,2710,2721,2732,2743],{"_uid":2689,"hide":30,"title":2690,"component":975,"description":2691},"5d9bce05-658f-44d7-b239-7a271963f0b9","Quel est le meilleur logiciel de suivi budgétaire pour une PME ?",{"type":50,"attrs":2692,"content":2693},{"backgroundColor":60},[2694],{"type":53,"attrs":2695,"content":2696},{"textAlign":60},[2697],{"text":2698,"type":57},"Le meilleur outil dépend du nombre d’entités, du nombre de responsables de budget et du niveau de suivi attendu. Une PME avec une seule entité peut commencer avec un logiciel comptable et un outil de gestion des dépenses. Une PME avec plusieurs équipes doit privilégier le suivi du budget engagé, les approbations, les droits d’accès et les intégrations comptables.",{"_uid":2700,"hide":30,"title":2701,"component":975,"description":2702},"7a3e2259-e570-4376-9696-bf8f86b7f4b7","Quelle différence entre budget prévu, engagé et réalisé ?",{"type":50,"attrs":2703,"content":2704},{"backgroundColor":60},[2705],{"type":53,"attrs":2706,"content":2707},{"textAlign":60},[2708],{"text":2709,"type":57},"Le budget prévu correspond au montant autorisé. Le budget engagé correspond aux dépenses décidées mais pas encore nécessairement comptabilisées. Le budget réalisé correspond aux dépenses enregistrées ou payées. Comparer les trois permet d’anticiper les dépassements au lieu de les constater à la clôture.",{"_uid":2711,"hide":30,"title":2712,"component":975,"description":2713},"e74f9a3b-cd8e-4740-bf8d-ed0fa08d85ae","Excel suffit-il pour suivre un budget ?",{"type":50,"attrs":2714,"content":2715},{"backgroundColor":60},[2716],{"type":53,"attrs":2717,"content":2718},{"textAlign":60},[2719],{"text":2720,"type":57},"Excel peut suffire pour une petite structure avec une seule entité, peu de lignes budgétaires et peu d’utilisateurs. Il devient plus fragile lorsque plusieurs versions circulent, que les dépenses engagées ne sont pas suivies ou que les managers ont besoin d’une information en temps réel.",{"_uid":2722,"hide":30,"title":2723,"component":975,"description":2724},"4387ed28-7167-4a6f-b966-1ecd35c57afa","Un logiciel FP&A remplace-t-il un logiciel de suivi des dépenses ?",{"type":50,"attrs":2725,"content":2726},{"backgroundColor":60},[2727],{"type":53,"attrs":2728,"content":2729},{"textAlign":60},[2730],{"text":2731,"type":57},"Non. Un logiciel FP&A sert principalement à construire des scénarios, prévoir les résultats et consolider les données. Un outil de gestion des dépenses capte les demandes, cartes, notes de frais et factures au moment où elles interviennent. Les deux solutions peuvent être complémentaires.",{"_uid":2733,"hide":30,"title":2734,"component":975,"description":2735},"7279dbe6-c90c-486e-a752-3effae3fca89","Quelles intégrations vérifier avant de choisir un outil ?",{"type":50,"attrs":2736,"content":2737},{"backgroundColor":60},[2738],{"type":53,"attrs":2739,"content":2740},{"textAlign":60},[2741],{"text":2742,"type":57},"Vérifiez l’intégration avec votre logiciel comptable, votre ERP, votre outil de paie si nécessaire et vos systèmes de paiement. Contrôlez aussi les données synchronisées, la fréquence des mises à jour, les dimensions analytiques et les possibilités d’export ou d’API.",{"_uid":2744,"hide":30,"title":2745,"component":975,"description":2746},"bace8455-8220-4b1b-bd23-9ce3c39cdbba","Comment tester un logiciel de suivi budgétaire ?",{"type":50,"attrs":2747,"content":2748},{"backgroundColor":60},[2749],{"type":53,"attrs":2750,"content":2751},{"textAlign":60},[2752],{"text":2753,"type":57},"Testez-le sur un mois complet et sur un périmètre limité, avec vos propres dépenses. Vérifiez le suivi du budget engagé, les workflows d’approbation, les alertes, les droits d’accès, les exports comptables et le temps nécessaire à la production du reporting.",[2755],{"cta":2756,"_uid":2757,"title":2758,"layout":24,"eyebrow":2766,"subtitle":2773,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":2776,"sectionSettings":2777,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"9faf5db3-f86f-469c-b307-c83919dbf275",{"type":50,"attrs":2759,"content":2760},{"backgroundColor":60},[2761],{"type":109,"attrs":2762,"content":2763},{"level":111,"textAlign":60},[2764],{"text":2765,"type":57},"Questions fréquentes sur les logiciels de suivi budgétaire",{"type":50,"attrs":2767,"content":2768},{"backgroundColor":60},[2769],{"type":53,"attrs":2770,"content":2771},{"textAlign":60},[2772],{"text":1019,"type":57},{"type":50,"content":2774},[2775],{"type":53},[],[],[],"logiciel-de-suivi-budgetaire","fr/blog/logiciel-de-suivi-budgetaire",-4030,[],"17487fd8-0530-4aa4-823b-229a64e08030",[],"blog/logiciel-de-suivi-budgetaire",[2787,2788,2789],{"path":2785,"name":60,"lang":66,"published":60},{"path":2785,"name":60,"lang":72,"published":60},{"path":2785,"name":60,"lang":74,"published":60},{"name":2791,"created_at":2792,"published_at":2793,"updated_at":2794,"id":2795,"uuid":2796,"content":2797,"slug":3036,"full_slug":3037,"sort_by_date":60,"position":3038,"tag_list":3039,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":3040,"first_published_at":2793,"release_id":60,"lang":66,"path":60,"alternates":3041,"default_full_slug":3042,"translated_slugs":3043},"Délais de paiement fournisseurs en France : règles, échéances et bonnes pratiques","2026-10-17T15:47:30.379Z","2026-10-17T15:56:05.969Z","2026-10-17T15:57:31.146Z",231679796788100,"ef2a3c7c-6076-4d7c-819c-318ef4769afc",{"_uid":2798,"title":2791,"topics":2799,"noIndex":30,"category":2821,"language":2830,"component":941,"heroMedia":2831,"publishedAt":2840,"redirectUrl":24,"leadwallForm":2841,"listingImage":2842,"leadwallTitle":24,"metaDescription":2843,"bottomArticleCta":2844,"leadwallSubtitle":24,"isLeadwallEnabled":30,"componentsAfterTheArticle":2845,"leadwallVisibleParagraphs":24},"1d8195b6-b1f6-48b9-8c6a-ace9b04afb7b",[2800],{"name":2801,"created_at":2802,"published_at":2803,"updated_at":2804,"id":2805,"uuid":2806,"content":2807,"slug":2809,"full_slug":2810,"sort_by_date":60,"position":2811,"tag_list":2812,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":2813,"first_published_at":2814,"release_id":60,"lang":66,"path":60,"alternates":2815,"default_full_slug":2816,"translated_slugs":2817,"_stopResolving":75},"Factures fournisseurs","2022-10-19T17:58:01.385Z","2026-09-29T09:14:39.933Z","2026-09-29T09:14:39.952Z",206171450,"94774a96-2374-4adf-91ae-2a21cf281282",{"_uid":2808,"name":2801,"component":2646},"63535519-d3ae-42ed-a496-fd0c222e4057","factures-fournisseurs","fr/blog/topic/factures-fournisseurs",-540,[],"f7010886-52de-401f-8beb-e195074d444f","2022-11-02T15:24:39.398Z",[],"blog/topic/factures-fournisseurs",[2818,2819,2820],{"path":2816,"name":60,"lang":66,"published":60},{"path":2816,"name":60,"lang":72,"published":60},{"path":2816,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":2822,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":2824,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":2825,"default_full_slug":949,"translated_slugs":2826,"_stopResolving":75},{"_uid":935,"icon":2823,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[2827,2828,2829],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[2832],{"_uid":2833,"link":2834,"asset":2835,"caption":24,"component":962},"0e9f7d77-d62a-4c57-aa52-662d3c7ddd7b",{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},{"id":2836,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2837,"copyright":24,"fieldtype":29,"meta_data":2838,"is_external_url":30},231680153622674,"https://a.storyblok.com/f/146026/1248x832/29bee620a5/delais-de-paiement-fournisseurs-en-france-regles-echeances-et-bonnes-pratiques.png",{"size":2839},"1248x832","2026-10-17 00:00",[],[],"Délais de paiement fournisseurs en France : règles légales, calcul des échéances, exceptions, pénalités et bonnes pratiques pour éviter les retards.",[],[2846],{"cta":2847,"_uid":2848,"items":2849,"heading":3011,"reverse":30,"component":1027,"sectionSettings":3035},[],"e26fe26e-a1cc-408d-b232-74816caf335e",[2850,2870,2897,2919,2934],{"_uid":2851,"hide":30,"title":2852,"component":975,"description":2853},"b7e951af-27d1-446d-bf13-2c8e21508c90","Peut-on dépasser 60 jours de délai de paiement ?",{"type":50,"attrs":2854,"content":2855},{"backgroundColor":60},[2856,2865],{"type":53,"attrs":2857,"content":2858},{"textAlign":60},[2859,2863],{"text":2860,"type":57,"marks":2861},"Dans le régime général, non.",[2862],{"type":87},{"text":2864,"type":57}," Le délai convenu ne peut pas dépasser 60 jours après la date d’émission de la facture ou 45 jours fin de mois.",{"type":53,"attrs":2866,"content":2867},{"textAlign":60},[2868],{"text":2869,"type":57},"Certaines exceptions existent néanmoins. Service-Public prévoit par exemple jusqu’à 90 jours pour certaines exportations hors Union européenne en franchise de TVA, sous conditions.",{"_uid":2871,"hide":30,"title":2872,"component":975,"description":2873},"42d3707d-b45c-4fcf-ac3a-2e902def257e","Quel est le délai de paiement d’une facture périodique ?",{"type":50,"attrs":2874,"content":2875},{"backgroundColor":60},[2876,2887],{"type":53,"attrs":2877,"content":2878},{"textAlign":60},[2879,2881,2885],{"text":2880,"type":57},"Une facture périodique doit être réglée au plus tard ",{"text":2882,"type":57,"marks":2883},"45 jours après sa date d’émission",[2884],{"type":87},{"text":2886,"type":57},", sans report en fin de mois.",{"type":53,"attrs":2888,"content":2889},{"textAlign":60},[2890,2892,2896],{"text":2891,"type":57},"Une facture mensuelle de maintenance émise le 31 octobre 2026 doit donc être payée au plus tard le ",{"text":2893,"type":57,"marks":2894},"15 décembre 2026",[2895],{"type":87},{"text":103,"type":57},{"_uid":2898,"hide":30,"title":2899,"component":975,"description":2900},"759c2579-2400-475f-944b-1410b215bd65","Quel est le délai moyen de paiement des fournisseurs en France ?",{"type":50,"attrs":2901,"content":2902},{"backgroundColor":60},[2903,2914],{"type":53,"attrs":2904,"content":2905},{"textAlign":60},[2906,2908,2912],{"text":2907,"type":57},"Selon le rapport 2025 de l’Observatoire des délais de paiement, le délai moyen fournisseurs atteignait ",{"text":2909,"type":57,"marks":2910},"50 jours en 2024",[2911],{"type":87},{"text":2913,"type":57},", hors microentreprises.",{"type":53,"attrs":2915,"content":2916},{"textAlign":60},[2917],{"text":2918,"type":57},"Le rapport indique également que 72 % de ces entreprises payaient en moyenne sous 60 jours, contre 48 % des grandes entreprises.",{"_uid":2920,"hide":30,"title":2921,"component":975,"description":2922},"240893ee-f143-4db8-8497-f1c5003af098","La facturation électronique change-t-elle les délais de paiement ?",{"type":50,"attrs":2923,"content":2924},{"backgroundColor":60},[2925],{"type":53,"attrs":2926,"content":2927},{"textAlign":60},[2928,2932],{"text":2929,"type":57,"marks":2930},"Elle change le circuit de traitement, mais pas les délais légaux.",[2931],{"type":87},{"text":2933,"type":57}," L’Observatoire des délais de paiement ne prévoit pas de baisse automatique des retards, car ceux-ci dépendent aussi des processus internes d’approbation et de paiement.",{"_uid":2935,"hide":30,"title":2936,"component":975,"description":2937},"eacb2f02-010c-412f-a302-45e7402e73ea","Comment calculer les pénalités de retard ?",{"type":50,"attrs":2938,"content":2939},{"backgroundColor":60},[2940,2950,2960,2965,2972,2977,3000],{"type":53,"attrs":2941,"content":2942},{"textAlign":60},[2943,2945,2949],{"text":2944,"type":57},"Sans taux prévu au contrat, Service-Public retient le taux de refinancement de la Banque centrale européenne majoré de dix points, soit ",{"text":2946,"type":57,"marks":2947},"12,40 % au second semestre 2026",[2948],{"type":87},{"text":103,"type":57},{"type":53,"attrs":2951,"content":2952},{"textAlign":60},[2953,2955,2959],{"text":2954,"type":57},"À cela s’ajoute l’indemnité forfaitaire de ",{"text":2956,"type":57,"marks":2957},"40 € par facture",[2958],{"type":87},{"text":103,"type":57},{"type":53,"attrs":2961,"content":2962},{"textAlign":60},[2963],{"text":2964,"type":57},"Pour une facture de 5 000 € TTC réglée avec 45 jours de retard :",{"type":53,"attrs":2966,"content":2967},{"textAlign":60},[2968],{"text":2969,"type":57,"marks":2970},"5 000 × 12,40 % × 45 / 365 = 76,44 €",[2971],{"type":87},{"type":53,"attrs":2973,"content":2974},{"textAlign":60},[2975],{"text":2976,"type":57},"Il faut donc ajouter :",{"type":124,"content":2978},[2979,2990],{"type":127,"content":2980},[2981],{"type":53,"attrs":2982,"content":2983},{"textAlign":60},[2984,2988],{"text":2985,"type":57,"marks":2986},"76,44 € de pénalités de retard",[2987],{"type":87},{"text":2989,"type":57}," ;",{"type":127,"content":2991},[2992],{"type":53,"attrs":2993,"content":2994},{"textAlign":60},[2995,2999],{"text":2996,"type":57,"marks":2997},"40 € d’indemnité forfaitaire",[2998],{"type":87},{"text":103,"type":57},{"type":53,"attrs":3001,"content":3002},{"textAlign":60},[3003,3005,3009],{"text":3004,"type":57},"Soit ",{"text":3006,"type":57,"marks":3007},"116,44 € au total",[3008],{"type":87},{"text":3010,"type":57},", hors éventuels frais complémentaires de recouvrement.",[3012],{"cta":3013,"_uid":3014,"title":3015,"layout":24,"eyebrow":3023,"subtitle":3030,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":3033,"sectionSettings":3034,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"5c4637c5-74fc-4bcc-96e4-c9a42c18fd0f",{"type":50,"attrs":3016,"content":3017},{"backgroundColor":60},[3018],{"type":109,"attrs":3019,"content":3020},{"level":111,"textAlign":60},[3021],{"text":3022,"type":57},"Questions fréquentes sur les délais de paiement fournisseurs",{"type":50,"attrs":3024,"content":3025},{"backgroundColor":60},[3026],{"type":53,"attrs":3027,"content":3028},{"textAlign":60},[3029],{"text":1019,"type":57},{"type":50,"content":3031},[3032],{"type":53},[],[],[],"delais-de-paiement-fournisseurs-en-france","fr/blog/delais-de-paiement-fournisseurs-en-france",-3810,[],"4bb29b86-26f4-4330-84b2-0298d2e1c058",[],"blog/delais-de-paiement-fournisseurs-en-france",[3044,3045,3046],{"path":3042,"name":60,"lang":66,"published":60},{"path":3042,"name":60,"lang":72,"published":60},{"path":3042,"name":60,"lang":74,"published":60},{"name":3048,"created_at":3049,"published_at":3050,"updated_at":3051,"id":3052,"uuid":3053,"content":3054,"slug":3205,"full_slug":3206,"sort_by_date":60,"position":3207,"tag_list":3208,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":3209,"first_published_at":3050,"release_id":60,"lang":66,"path":60,"alternates":3210,"default_full_slug":3211,"translated_slugs":3212},"Facturation électronique des PME : choisir sa plateforme agréée et préparer 2027","2026-10-17T15:31:24.427Z","2026-10-17T15:44:12.677Z","2026-10-17T15:44:12.704Z",231675840255290,"6657c844-bb2d-4398-b985-b6c6989d1b87",{"_uid":3055,"title":3048,"topics":3056,"noIndex":30,"category":3065,"language":3074,"component":941,"heroMedia":3075,"publishedAt":2840,"redirectUrl":24,"leadwallForm":3083,"listingImage":3084,"leadwallTitle":24,"metaDescription":3085,"bottomArticleCta":3086,"leadwallSubtitle":24,"isLeadwallEnabled":30,"componentsAfterTheArticle":3087,"leadwallVisibleParagraphs":24},"9ae6844d-cc9a-4130-9379-786821a1f399",[3057],{"name":2801,"created_at":2802,"published_at":2803,"updated_at":2804,"id":2805,"uuid":2806,"content":3058,"slug":2809,"full_slug":2810,"sort_by_date":60,"position":2811,"tag_list":3059,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":2813,"first_published_at":2814,"release_id":60,"lang":66,"path":60,"alternates":3060,"default_full_slug":2816,"translated_slugs":3061,"_stopResolving":75},{"_uid":2808,"name":2801,"component":2646},[],[],[3062,3063,3064],{"path":2816,"name":60,"lang":66,"published":60},{"path":2816,"name":60,"lang":72,"published":60},{"path":2816,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":3066,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":3068,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":3069,"default_full_slug":949,"translated_slugs":3070,"_stopResolving":75},{"_uid":935,"icon":3067,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[3071,3072,3073],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[3076],{"_uid":3077,"link":3078,"asset":3079,"caption":24,"component":962},"e32e6933-0fa9-4fa5-8f66-d5f7da7717c6",{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},{"id":3080,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3081,"copyright":24,"fieldtype":29,"meta_data":3082,"is_external_url":30},231676234897240,"https://a.storyblok.com/f/146026/1248x832/1b7d67ddc4/facturation-electronique-pour-les-pme-mettre-en-place-une-pdp-avec-le-ppf.png",{},[],[],"Facturation électronique des PME : calendrier 2026-2027, plateforme agréée, PPF, données à préparer et étapes pour réussir la mise en conformité.",[],[3088],{"cta":3089,"_uid":3090,"items":3091,"heading":3180,"reverse":30,"component":1027,"sectionSettings":3204},[],"d1adf0be-b475-4141-be84-e6809c10956b",[3092,3107,3121,3136,3151,3165],{"_uid":3093,"hide":30,"title":3094,"component":975,"description":3095},"fe4099b6-a5df-4d02-9ea0-58289ab19094","Le PPF permet-il encore d’envoyer gratuitement ses factures ?",{"type":50,"attrs":3096,"content":3097},{"backgroundColor":60},[3098],{"type":53,"attrs":3099,"content":3100},{"textAlign":60},[3101,3105],{"text":3102,"type":57,"marks":3103},"Non.",[3104],{"type":87},{"text":3106,"type":57}," Les factures doivent désormais passer par au moins une plateforme agréée choisie par l’entreprise. Le PPF conserve principalement son rôle d’annuaire et de concentrateur des données fiscales.",{"_uid":3108,"hide":30,"title":3109,"component":975,"description":3110},"f42d1662-5cd3-4d63-8a41-3f0d7a18bf1b","Un PDF envoyé par e-mail est-il une facture électronique ?",{"type":50,"attrs":3111,"content":3112},{"backgroundColor":60},[3113],{"type":53,"attrs":3114,"content":3115},{"textAlign":60},[3116,3119],{"text":3102,"type":57,"marks":3117},[3118],{"type":87},{"text":3120,"type":57}," Un simple PDF envoyé par e-mail ne correspond pas au format attendu par la réforme. À partir du 1er septembre 2027, les PME devront émettre leurs factures dans un format électronique conforme, comme UBL, CII ou Factur-X selon leur solution.",{"_uid":3122,"hide":30,"title":3123,"component":975,"description":3124},"9a89eddd-acc8-425f-b157-7646aa722463","Les micro-entrepreneurs sont-ils concernés par la réforme ?",{"type":50,"attrs":3125,"content":3126},{"backgroundColor":60},[3127],{"type":53,"attrs":3128,"content":3129},{"textAlign":60},[3130,3134],{"text":3131,"type":57,"marks":3132},"Oui.",[3133],{"type":87},{"text":3135,"type":57}," Les micro-entrepreneurs et les entreprises en franchise en base de TVA sont également concernés lorsqu’ils sont assujettis. Ils doivent recevoir les factures électroniques depuis le 1er septembre 2026 et devront les émettre à partir du 1er septembre 2027.",{"_uid":3137,"hide":30,"title":3138,"component":975,"description":3139},"deb0c63c-218a-4a52-bc77-d888166c31f7","Une entreprise qui ne facture pas de TVA est-elle concernée ?",{"type":50,"attrs":3140,"content":3141},{"backgroundColor":60},[3142],{"type":53,"attrs":3143,"content":3144},{"textAlign":60},[3145,3149],{"text":3146,"type":57,"marks":3147},"Oui, dès lors qu’elle est assujettie à la TVA",[3148],{"type":87},{"text":3150,"type":57},", y compris lorsqu’elle bénéficie de la franchise en base. Les mêmes échéances de réception et d’émission s’appliquent.",{"_uid":3152,"hide":30,"title":3153,"component":975,"description":3154},"29a0e8d1-074b-44ce-b48f-c9150b51026a","Peut-on utiliser plusieurs plateformes agréées ?",{"type":50,"attrs":3155,"content":3156},{"backgroundColor":60},[3157],{"type":53,"attrs":3158,"content":3159},{"textAlign":60},[3160,3163],{"text":3131,"type":57,"marks":3161},[3162],{"type":87},{"text":3164,"type":57}," Une PME peut par exemple utiliser une plateforme pour les factures fournisseurs et une autre pour ses ventes. L’annuaire doit néanmoins identifier clairement la plateforme et l’adresse utilisées pour recevoir les factures.",{"_uid":3166,"hide":30,"title":3167,"component":975,"description":3168},"603ca885-e519-473f-9fab-26b658df71b3","Un opérateur de dématérialisation suffit-il ?",{"type":50,"attrs":3169,"content":3170},{"backgroundColor":60},[3171],{"type":53,"attrs":3172,"content":3173},{"textAlign":60},[3174,3178],{"text":3175,"type":57,"marks":3176},"Non, sauf s’il est lui-même agréé.",[3177],{"type":87},{"text":3179,"type":57}," Un OD ou une autre solution compatible doit être raccordé à une plateforme agréée pour participer aux échanges prévus par la réforme. Demandez à votre prestataire quelle PA il utilise avant de lui confier vos flux.",[3181],{"cta":3182,"_uid":3183,"title":3184,"layout":24,"eyebrow":3192,"subtitle":3199,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":3202,"sectionSettings":3203,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"c6c045b6-df23-4857-9321-be3eae219603",{"type":50,"attrs":3185,"content":3186},{"backgroundColor":60},[3187],{"type":109,"attrs":3188,"content":3189},{"level":111,"textAlign":60},[3190],{"text":3191,"type":57},"Questions fréquentes sur la facturation électronique des PME",{"type":50,"attrs":3193,"content":3194},{"backgroundColor":60},[3195],{"type":53,"attrs":3196,"content":3197},{"textAlign":60},[3198],{"text":1019,"type":57},{"type":50,"content":3200},[3201],{"type":53},[],[],[],"facturation-electronique-des-pme-choisir-sa-plateforme-agreee-et-preparer-2027","fr/blog/facturation-electronique-des-pme-choisir-sa-plateforme-agreee-et-preparer-2027",-3800,[],"2197875d-2ade-479b-b590-881af0947a45",[],"blog/facturation-electronique-des-pme-choisir-sa-plateforme-agreee-et-preparer-2027",[3213,3214,3215],{"path":3211,"name":60,"lang":66,"published":60},{"path":3211,"name":60,"lang":72,"published":60},{"path":3211,"name":60,"lang":74,"published":60},{"name":3217,"created_at":3218,"published_at":3219,"updated_at":3220,"id":3221,"uuid":3222,"content":3223,"slug":3373,"full_slug":3374,"sort_by_date":60,"position":3375,"tag_list":3376,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":3377,"first_published_at":3219,"release_id":60,"lang":66,"path":60,"alternates":3378,"default_full_slug":3379,"translated_slugs":3380},"Apple Pay ou Tap to Pay sur iPhone : quelle solution pour les paiements professionnels ?","2026-10-17T15:03:55.552Z","2026-10-17T15:18:53.338Z","2026-10-17T15:18:53.372Z",231669086457710,"0a3aad07-f730-4ab0-824c-749a7ec0a994",{"_uid":3224,"title":3217,"topics":3225,"noIndex":30,"category":3246,"language":3255,"component":941,"heroMedia":3256,"publishedAt":2840,"redirectUrl":24,"leadwallForm":3264,"listingImage":3265,"leadwallTitle":24,"metaDescription":3266,"bottomArticleCta":3267,"leadwallSubtitle":24,"isLeadwallEnabled":30,"componentsAfterTheArticle":3268,"leadwallVisibleParagraphs":24},"c8c979e9-9a1a-4a82-8c7b-260431270686",[3226],{"name":3227,"created_at":3228,"published_at":3229,"updated_at":3230,"id":3231,"uuid":3232,"content":3233,"slug":3235,"full_slug":3236,"sort_by_date":60,"position":61,"tag_list":3237,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":3238,"first_published_at":3239,"release_id":60,"lang":66,"path":60,"alternates":3240,"default_full_slug":3241,"translated_slugs":3242,"_stopResolving":75},"Carte de paiement","2022-10-19T17:57:52.020Z","2026-09-29T09:14:34.633Z","2026-09-29T09:14:34.653Z",206171410,"38062cad-91f4-4753-8d76-3407e615ca0b",{"_uid":3234,"name":3227,"component":2646},"a7b37bf3-5914-400c-8298-e6f44912165c","carte-de-paiement","fr/blog/topic/carte-de-paiement",[],"7b9ab684-1d4a-45d8-b449-fb3a9869a53e","2022-11-02T15:24:52.809Z",[],"blog/topic/carte-de-paiement",[3243,3244,3245],{"path":3241,"name":60,"lang":66,"published":60},{"path":3241,"name":60,"lang":72,"published":60},{"path":3241,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":3247,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":3249,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":3250,"default_full_slug":949,"translated_slugs":3251,"_stopResolving":75},{"_uid":935,"icon":3248,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[3252,3253,3254],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[3257],{"_uid":3258,"link":3259,"asset":3260,"caption":24,"component":962},"3a6a09b1-d003-416b-aa69-c568d7e69778",{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},{"id":3261,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3262,"copyright":24,"fieldtype":29,"meta_data":3263,"is_external_url":30},231669379344130,"https://a.storyblok.com/f/146026/1248x832/4a1037d2d6/apple-pay-et-tap-to-pay-sur-iphone-en-france-pour-les-paiements-professionnels.png",{"size":2839},[],[],"Découvrez la différence entre Apple Pay et Tap to Pay sur iPhone, leurs frais, usages, justificatifs, limites et règles pour les paiements professionnels.",[],[3269],{"cta":3270,"_uid":3271,"items":3272,"heading":3348,"reverse":30,"component":1027,"sectionSettings":3372},[],"6e98fa8e-5fbf-482f-9380-0621b63072ee",[3273,3288,3302,3319,3334],{"_uid":3274,"hide":30,"title":3275,"component":975,"description":3276},"89d4143f-9b0d-426f-ade4-1ec215dbdc0d","Tap to Pay sur iPhone est-il payant ?",{"type":50,"attrs":3277,"content":3278},{"backgroundColor":60},[3279],{"type":53,"attrs":3280,"content":3281},{"textAlign":60},[3282,3286],{"text":3283,"type":57,"marks":3284},"Oui, par l’intermédiaire du prestataire de paiement.",[3285],{"type":87},{"text":3287,"type":57}," Celui-ci prélève généralement une commission sur chaque transaction. Chez Stripe, les tarifs consultés en octobre 2026 indiquent 1,4 % + 0,10 € pour une carte de l’EEE, auxquels s’ajoutent 0,10 € par autorisation Tap to Pay.",{"_uid":3289,"hide":30,"title":3290,"component":975,"description":3291},"04a61e09-88b1-4970-a50b-47064edbcf97","Peut-on encaisser plus de 50 € avec Tap to Pay ?",{"type":50,"attrs":3292,"content":3293},{"backgroundColor":60},[3294],{"type":53,"attrs":3295,"content":3296},{"textAlign":60},[3297,3300],{"text":3131,"type":57,"marks":3298},[3299],{"type":87},{"text":3301,"type":57}," Il faut simplement vérifier que votre prestataire prend en charge la saisie du code PIN sur iPhone pour les transactions concernées.",{"_uid":3303,"hide":30,"title":3304,"component":975,"description":3305},"222ab718-9ca9-42cf-aff5-788ba217a343","Faut-il un compte professionnel pour utiliser Tap to Pay ?",{"type":50,"attrs":3306,"content":3307},{"backgroundColor":60},[3308],{"type":53,"attrs":3309,"content":3310},{"textAlign":60},[3311,3313,3317],{"text":3312,"type":57},"Il faut au minimum ",{"text":3314,"type":57,"marks":3315},"un compte marchand auprès d’un prestataire compatible",[3316],{"type":87},{"text":3318,"type":57},", qui collecte les paiements puis reverse les fonds à votre entreprise. Chaque prestataire fixe ses propres conditions d’ouverture.",{"_uid":3320,"hide":30,"title":3321,"component":975,"description":3322},"b82a2c38-1c4f-46fb-a3fe-b11f1e846ca1","Une carte virtuelle d’entreprise fonctionne-t-elle avec Apple Pay ?",{"type":50,"attrs":3323,"content":3324},{"backgroundColor":60},[3325],{"type":53,"attrs":3326,"content":3327},{"textAlign":60},[3328,3332],{"text":3329,"type":57,"marks":3330},"Oui, si son émetteur l’autorise.",[3331],{"type":87},{"text":3333,"type":57}," Elle peut alors être ajoutée dans l’app Cartes et utilisée avec Face ID, Touch ID ou le code de l’appareil. Certaines cartes virtuelles à usage unique ne sont toutefois pas compatibles.",{"_uid":3335,"hide":30,"title":3336,"component":975,"description":3337},"5740f50b-3e71-4739-b292-d8deffbaf70c","Apple Pay remplace-t-il le justificatif d’une dépense professionnelle ?",{"type":50,"attrs":3338,"content":3339},{"backgroundColor":60},[3340],{"type":53,"attrs":3341,"content":3342},{"textAlign":60},[3343,3346],{"text":3102,"type":57,"marks":3344},[3345],{"type":87},{"text":3347,"type":57}," Apple Pay confirme le paiement, mais la facture ou le ticket du fournisseur reste nécessaire pour justifier la dépense et, le cas échéant, récupérer la TVA.",[3349],{"cta":3350,"_uid":3351,"title":3352,"layout":24,"eyebrow":3360,"subtitle":3367,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":3370,"sectionSettings":3371,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"0d4bf8af-b587-46cb-8d4e-2a371dde9c46",{"type":50,"attrs":3353,"content":3354},{"backgroundColor":60},[3355],{"type":109,"attrs":3356,"content":3357},{"level":111,"textAlign":60},[3358],{"text":3359,"type":57},"Questions fréquentes sur Apple Pay et Tap to Pay sur iPhone",{"type":50,"attrs":3361,"content":3362},{"backgroundColor":60},[3363],{"type":53,"attrs":3364,"content":3365},{"textAlign":60},[3366],{"text":1019,"type":57},{"type":50,"content":3368},[3369],{"type":53},[],[],[],"apple-pay-ou-tap-to-pay-sur-iphone","fr/blog/apple-pay-ou-tap-to-pay-sur-iphone",-3790,[],"903d3080-40db-476a-8d04-ddebbe8147ec",[],"blog/apple-pay-ou-tap-to-pay-sur-iphone",[3381,3382,3383],{"path":3379,"name":60,"lang":66,"published":60},{"path":3379,"name":60,"lang":72,"published":60},{"path":3379,"name":60,"lang":74,"published":60},{"name":3385,"created_at":3386,"published_at":3387,"updated_at":3388,"id":3389,"uuid":3390,"content":3391,"slug":3537,"full_slug":3538,"sort_by_date":60,"position":3539,"tag_list":3540,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":3541,"first_published_at":3542,"release_id":60,"lang":66,"path":60,"alternates":3543,"default_full_slug":3544,"translated_slugs":3545},"Gestion des dépenses : construire un business case et mesurer le ROI","2026-10-17T14:25:58.887Z","2026-10-17T15:20:45.276Z","2026-10-17T15:20:45.306Z",231659761240528,"46a6938b-f876-4e7e-b6a0-1d7b0b193cbe",{"_uid":3392,"title":3385,"topics":3393,"noIndex":30,"category":3415,"language":3424,"component":941,"heroMedia":3425,"publishedAt":2840,"redirectUrl":24,"leadwallForm":3433,"listingImage":3434,"leadwallTitle":24,"metaDescription":3435,"bottomArticleCta":3436,"leadwallSubtitle":24,"isLeadwallEnabled":30,"componentsAfterTheArticle":3437,"leadwallVisibleParagraphs":24},"8b633818-db49-4d12-a7b2-4ceac44a61d2",[3394],{"name":3395,"created_at":3396,"published_at":3397,"updated_at":3398,"id":3399,"uuid":3400,"content":3401,"slug":3403,"full_slug":3404,"sort_by_date":60,"position":3405,"tag_list":3406,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":3407,"first_published_at":3408,"release_id":60,"lang":66,"path":60,"alternates":3409,"default_full_slug":3410,"translated_slugs":3411,"_stopResolving":75},"Gestion des dépenses","2022-10-19T17:57:49.883Z","2026-09-29T09:14:42.092Z","2026-09-29T09:14:42.108Z",206171402,"10ebb00d-65f3-42f6-997a-5aaf2acb94de",{"_uid":3402,"name":3395,"component":2646},"5e8bdb3b-8902-4018-b794-cc7a6b9d58e2","gestion-des-depenses","fr/blog/topic/gestion-des-depenses",-60,[],"20ad7c2f-9f74-406b-8af8-7d8b9f4125de","2022-11-02T15:24:55.480Z",[],"blog/topic/gestion-des-depenses",[3412,3413,3414],{"path":3410,"name":60,"lang":66,"published":60},{"path":3410,"name":60,"lang":72,"published":60},{"path":3410,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":3416,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":3418,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":3419,"default_full_slug":949,"translated_slugs":3420,"_stopResolving":75},{"_uid":935,"icon":3417,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[3421,3422,3423],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[3426],{"_uid":3427,"link":3428,"asset":3429,"caption":24,"component":962},"51523cc3-7b68-4b00-9d00-bf6ddde35529",{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},{"id":3430,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3431,"copyright":24,"fieldtype":29,"meta_data":3432,"is_external_url":30},231662359729879,"https://a.storyblok.com/f/146026/1536x1024/2e9f0ea376/gestion-des-depenses-construire-un-business-case-et-mesurer-le-roi.png",{},[],[],"Construisez un business case de gestion des dépenses avec un modèle concret pour calculer le ROI, le TCO, les gains et le délai de récupération.",[],[3438],{"cta":3439,"_uid":3440,"items":3441,"heading":3512,"reverse":30,"component":1027,"sectionSettings":3536},[],"3f8ed96a-76e2-4d90-8259-905056b7cff6",[3442,3459,3478,3495],{"_uid":3443,"hide":30,"title":3444,"component":975,"description":3445},"001ffd20-9dfe-4654-b55a-dfe473d622b9","Quel est le délai de récupération d’un logiciel de gestion des dépenses ?",{"type":50,"attrs":3446,"content":3447},{"backgroundColor":60},[3448],{"type":53,"attrs":3449,"content":3450},{"textAlign":60},[3451,3453,3457],{"text":3452,"type":57},"Il dépend du volume de dépenses traité, du temps actuellement consacré aux tâches manuelles et du coût de la solution. Dans l’exemple illustratif de cet article, le délai varie de ",{"text":3454,"type":57,"marks":3455},"4,3 à 16,7 mois",[3456],{"type":87},{"text":3458,"type":57}," selon le scénario. Ces chiffres ne constituent pas une garantie de résultat.",{"_uid":3460,"hide":30,"title":3461,"component":975,"description":3462},"a7c098cb-6d0a-46c6-a029-e9974db07749","Faut-il compter tout le temps gagné comme une économie ?",{"type":50,"attrs":3463,"content":3464},{"backgroundColor":60},[3465],{"type":53,"attrs":3466,"content":3467},{"textAlign":60},[3468,3471,3473,3477],{"text":3102,"type":57,"marks":3469},[3470],{"type":87},{"text":3472,"type":57}," Le temps gagné ne devient une économie que s’il est réaffecté à une activité mesurable ou s’il permet d’éviter un coût, comme un recrutement supplémentaire. Sinon, mieux vaut le présenter comme de la ",{"text":3474,"type":57,"marks":3475},"capacité libérée",[3476],{"type":87},{"text":103,"type":57},{"_uid":3479,"hide":30,"title":3480,"component":975,"description":3481},"24bc1289-0edf-4a6b-acc1-6fb450e96e41","Combien de temps faut-il pour déployer une solution de gestion des dépenses ?",{"type":50,"attrs":3482,"content":3483},{"backgroundColor":60},[3484],{"type":53,"attrs":3485,"content":3486},{"textAlign":60},[3487,3489,3493],{"text":3488,"type":57},"La durée dépend notamment de l’intégration comptable, du paramétrage des règles et de la mise à jour de la politique de dépenses. Ce temps doit être intégré au ",{"text":3490,"type":57,"marks":3491},"TCO du projet",[3492],{"type":87},{"text":3494,"type":57},", au même titre que la formation et le double fonctionnement éventuel.",{"_uid":3496,"hide":30,"title":3497,"component":975,"description":3498},"a1bf55a8-49d7-4226-a1ab-aa32e7fd1a36","Quels KPI suivre après le déploiement ?",{"type":50,"attrs":3499,"content":3500},{"backgroundColor":60},[3501],{"type":53,"attrs":3502,"content":3503},{"textAlign":60},[3504,3506,3510],{"text":3505,"type":57},"Suivez quelques indicateurs simples : ",{"text":3507,"type":57,"marks":3508},"durée de la clôture, taux de justificatifs collectés, délai de remboursement et dépenses hors politique",[3509],{"type":87},{"text":3511,"type":57},". Mesurez-les avant le lancement, puis à 3, 6 et 12 mois pour vérifier si les gains annoncés dans le business case se concrétisent.",[3513],{"cta":3514,"_uid":3515,"title":3516,"layout":24,"eyebrow":3524,"subtitle":3531,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":3534,"sectionSettings":3535,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"ff4e1068-513b-4b54-a1ee-33b373992bd3",{"type":50,"attrs":3517,"content":3518},{"backgroundColor":60},[3519],{"type":109,"attrs":3520,"content":3521},{"level":111,"textAlign":60},[3522],{"text":3523,"type":57},"Questions fréquentes sur le business case de la gestion des dépenses",{"type":50,"attrs":3525,"content":3526},{"backgroundColor":60},[3527],{"type":53,"attrs":3528,"content":3529},{"textAlign":60},[3530],{"text":1019,"type":57},{"type":50,"content":3532},[3533],{"type":53},[],[],[],"gestion-des-depenses-construire-un-business-case","fr/blog/gestion-des-depenses-construire-un-business-case",-3780,[],"bee13f1e-9c3b-4618-961a-22897f6b90e4","2026-10-17T14:47:06.994Z",[],"blog/gestion-des-depenses-construire-un-business-case",[3546,3547,3548],{"path":3544,"name":60,"lang":66,"published":60},{"path":3544,"name":60,"lang":72,"published":60},{"path":3544,"name":60,"lang":74,"published":60},{"name":3550,"created_at":3551,"published_at":3552,"updated_at":3553,"id":3554,"uuid":3555,"content":3556,"slug":3727,"full_slug":3728,"sort_by_date":60,"position":3729,"tag_list":3730,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":3731,"first_published_at":3732,"release_id":60,"lang":66,"path":60,"alternates":3733,"default_full_slug":3734,"translated_slugs":3735},"Carte virtuelle d’entreprise : quel format choisir et pour quel usage ?","2026-10-17T14:08:56.387Z","2026-10-17T15:20:06.500Z","2026-10-17T15:20:06.526Z",231655573111856,"dc1649a7-a87c-4e75-9e69-baf57d654b0a",{"_uid":3557,"title":3550,"topics":3558,"noIndex":30,"category":3567,"language":3576,"component":941,"heroMedia":3577,"publishedAt":2840,"redirectUrl":24,"leadwallForm":3585,"listingImage":3586,"leadwallTitle":24,"metaDescription":3587,"bottomArticleCta":3588,"leadwallSubtitle":24,"isLeadwallEnabled":30,"componentsAfterTheArticle":3589,"leadwallVisibleParagraphs":24},"8e70e652-ea89-4729-a6b3-79a9f0cd80f3",[3559],{"name":3227,"created_at":3228,"published_at":3229,"updated_at":3230,"id":3231,"uuid":3232,"content":3560,"slug":3235,"full_slug":3236,"sort_by_date":60,"position":61,"tag_list":3561,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":3238,"first_published_at":3239,"release_id":60,"lang":66,"path":60,"alternates":3562,"default_full_slug":3241,"translated_slugs":3563,"_stopResolving":75},{"_uid":3234,"name":3227,"component":2646},[],[],[3564,3565,3566],{"path":3241,"name":60,"lang":66,"published":60},{"path":3241,"name":60,"lang":72,"published":60},{"path":3241,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":3568,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":3570,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":3571,"default_full_slug":949,"translated_slugs":3572,"_stopResolving":75},{"_uid":935,"icon":3569,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[3573,3574,3575],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[3578],{"_uid":3579,"link":3580,"asset":3581,"caption":24,"component":962},"3b02eb40-9f10-4648-a965-32c52996d9bc",{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},{"id":3582,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3583,"copyright":24,"fieldtype":29,"meta_data":3584,"is_external_url":30},231655874901652,"https://a.storyblok.com/f/146026/1248x832/8b3e8b338e/cartes-virtuelles-pour-les-entreprises.png",{"size":2839},[],[],"Découvrez comment choisir une carte virtuelle d’entreprise selon vos usages, vos besoins de contrôle, de sécurité et de suivi des dépenses.",[],[3590],{"cta":3591,"_uid":3592,"items":3593,"heading":3702,"reverse":30,"component":1027,"sectionSettings":3726},[],"c9d565f8-622e-4891-aaa4-c6e1283b588e",[3594,3611,3628,3643,3662,3685],{"_uid":3595,"hide":30,"title":3596,"component":975,"description":3597},"84902400-0416-4c40-932b-874b0ac98008","Quels services de cartes virtuelles choisir pour une utilisation quotidienne en entreprise ?",{"type":50,"attrs":3598,"content":3599},{"backgroundColor":60},[3600],{"type":53,"attrs":3601,"content":3602},{"textAlign":60},[3603,3605,3609],{"text":3604,"type":57},"Pour un usage individuel, ",{"text":3606,"type":57,"marks":3607},"une application grand public ou une e-carte bancaire peut suffire",[3608],{"type":87},{"text":3610,"type":57},". Lorsque plusieurs collaborateurs effectuent des achats, une plateforme de gestion des dépenses permet de donner à chacun une carte nominative avec son propre plafond et ses propres règles.",{"_uid":3612,"hide":30,"title":3613,"component":975,"description":3614},"1168181e-92ab-46a6-a556-f60c04bd4385","Une carte virtuelle d’entreprise est-elle payante ?",{"type":50,"attrs":3615,"content":3616},{"backgroundColor":60},[3617],{"type":53,"attrs":3618,"content":3619},{"textAlign":60},[3620,3622,3626],{"text":3621,"type":57},"Cela dépend de l’émetteur. Certaines banques proposent gratuitement leur e-carte, tandis que d’autres la facturent jusqu’à ",{"text":3623,"type":57,"marks":3624},"15 € par an",[3625],{"type":87},{"text":3627,"type":57}," selon Les clés de la banque. Sur une plateforme de gestion des dépenses, les cartes sont généralement comprises dans l’offre souscrite.",{"_uid":3629,"hide":30,"title":3630,"component":975,"description":3631},"99170121-db37-46d6-aa43-d37003327a29","Peut-on payer un hôtel ou une location de voiture avec une carte virtuelle ?",{"type":50,"attrs":3632,"content":3633},{"backgroundColor":60},[3634],{"type":53,"attrs":3635,"content":3636},{"textAlign":60},[3637,3641],{"text":3638,"type":57,"marks":3639},"Pas toujours.",[3640],{"type":87},{"text":3642,"type":57}," Certains hôtels, loueurs de voitures et compagnies aériennes demandent encore la présentation de la carte physique utilisée lors de la réservation. Une carte physique d’entreprise reste donc utile pour ces situations.",{"_uid":3644,"hide":30,"title":3645,"component":975,"description":3646},"5aa48a97-db1e-4a06-99e3-4338778ab467","Une carte virtuelle à usage unique fonctionne-t-elle pour un abonnement ?",{"type":50,"attrs":3647,"content":3648},{"backgroundColor":60},[3649],{"type":53,"attrs":3650,"content":3651},{"textAlign":60},[3652,3655,3657,3661],{"text":3102,"type":57,"marks":3653},[3654],{"type":87},{"text":3656,"type":57}," La carte devient inutilisable après le premier paiement, ce qui ferait échouer le renouvellement suivant. Pour un abonnement, mieux vaut utiliser une ",{"text":3658,"type":57,"marks":3659},"carte réutilisable dédiée au fournisseur",[3660],{"type":87},{"text":103,"type":57},{"_uid":3663,"hide":30,"title":3664,"component":975,"description":3665},"4fa89413-bd14-4e2a-a25d-87536f74a382","Peut-on être remboursé d’un achat payé avec une carte virtuelle à usage unique ?",{"type":50,"attrs":3666,"content":3667},{"backgroundColor":60},[3668],{"type":53,"attrs":3669,"content":3670},{"textAlign":60},[3671,3675,3677,3683],{"text":3672,"type":57,"marks":3673},"Oui, généralement.",[3674],{"type":87},{"text":3676,"type":57}," Le remboursement est crédité sur le compte auquel la carte était rattachée, même si la carte virtuelle a expiré entre-temps. ",{"text":3678,"type":57,"marks":3679},"BoursoBank",[3680],{"type":172,"attrs":3681},{"href":3682,"uuid":60,"anchor":60,"target":60,"linktype":33},"https://www.boursobank.com/aide-en-ligne/carte-bancaire/carte-virtuelle/question/puis-je-me-faire-rembourser-un-paiement-effectue-avec-ma-carte-virtuelle-50943845",{"text":3684,"type":57}," le confirme pour ses propres cartes, mais les conditions peuvent varier selon l’émetteur.",{"_uid":3686,"hide":30,"title":3687,"component":975,"description":3688},"79186bae-d2cf-4557-bee0-681c2b8fd972","Combien de temps faut-il pour bloquer une carte virtuelle ?",{"type":50,"attrs":3689,"content":3690},{"backgroundColor":60},[3691],{"type":53,"attrs":3692,"content":3693},{"textAlign":60},[3694,3696,3700],{"text":3695,"type":57},"Lorsqu’elle est gérée depuis une application ou une plateforme adaptée, ",{"text":3697,"type":57,"marks":3698},"une carte virtuelle peut être bloquée immédiatement",[3699],{"type":87},{"text":3701,"type":57}," depuis l’interface. Il n’est alors pas nécessaire de faire opposition sur la carte principale ou sur les autres moyens de paiement de l’entreprise.",[3703],{"cta":3704,"_uid":3705,"title":3706,"layout":24,"eyebrow":3714,"subtitle":3721,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":3724,"sectionSettings":3725,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"c695d847-0451-4ed6-b576-3c33fdfa73f5",{"type":50,"attrs":3707,"content":3708},{"backgroundColor":60},[3709],{"type":109,"attrs":3710,"content":3711},{"level":111,"textAlign":60},[3712],{"text":3713,"type":57},"Questions fréquentes sur les cartes virtuelles d’entreprise",{"type":50,"attrs":3715,"content":3716},{"backgroundColor":60},[3717],{"type":53,"attrs":3718,"content":3719},{"textAlign":60},[3720],{"text":1019,"type":57},{"type":50,"content":3722},[3723],{"type":53},[],[],[],"carte-virtuelle-d-entreprise","fr/blog/carte-virtuelle-d-entreprise",-3770,[],"d5443503-1916-4553-81e4-dc765f9e5b72","2026-10-17T14:22:00.753Z",[],"blog/carte-virtuelle-d-entreprise",[3736,3737,3738],{"path":3734,"name":60,"lang":66,"published":60},{"path":3734,"name":60,"lang":72,"published":60},{"path":3734,"name":60,"lang":74,"published":60},{"name":3740,"created_at":3741,"published_at":3742,"updated_at":3743,"id":3744,"uuid":3745,"content":3746,"slug":3935,"full_slug":3936,"sort_by_date":60,"position":3937,"tag_list":3938,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":3939,"first_published_at":3940,"release_id":60,"lang":66,"path":60,"alternates":3941,"default_full_slug":3942,"translated_slugs":3943},"Dépenses SaaS : quatre constats sur ce que paient (et gaspillent) les entreprises européennes","2026-09-20T06:00:10.527Z","2026-10-05T07:21:55.367Z","2026-10-05T07:21:55.405Z",221980305550761,"73622663-63de-4553-b6a5-4e03d6e2a640",{"_uid":3747,"title":3740,"topics":3748,"noIndex":30,"category":3770,"language":3779,"component":941,"heroMedia":3780,"publishedAt":3781,"redirectUrl":24,"listingImage":3782,"metaDescription":3790,"bottomArticleCta":3791,"componentsAfterTheArticle":3809},"f12b5c39-6f73-4112-a3d9-826bcdb43f87",[3749],{"name":3750,"created_at":3751,"published_at":3752,"updated_at":3753,"id":3754,"uuid":3755,"content":3756,"slug":3758,"full_slug":3759,"sort_by_date":60,"position":3760,"tag_list":3761,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":3762,"first_published_at":3763,"release_id":60,"lang":66,"path":60,"alternates":3764,"default_full_slug":3765,"translated_slugs":3766,"_stopResolving":75},"Business strategy","2022-10-19T17:57:56.814Z","2026-09-29T09:14:01.401Z","2026-09-29T09:14:01.416Z",206171429,"676f4f54-172d-4f7f-83b5-0124fa8ff14d",{"_uid":3757,"name":3750,"component":2646},"020a2c50-c7ac-435f-9763-51bb06aa7747","business-strategy","fr/blog/topic/business-strategy",-330,[],"5dd0fceb-96a1-421b-afb5-9ef62ee5f5b1","2022-11-02T15:24:46.447Z",[],"blog/topic/business-strategy",[3767,3768,3769],{"path":3765,"name":60,"lang":66,"published":60},{"path":3765,"name":60,"lang":72,"published":60},{"path":3765,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":3771,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":3773,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":3774,"default_full_slug":949,"translated_slugs":3775,"_stopResolving":75},{"_uid":935,"icon":3772,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[3776,3777,3778],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[],"2026-09-21 00:00",[3783],{"_uid":3784,"link":3785,"asset":3786,"caption":24,"component":962},"7b5d4e87-ee46-4fff-ba30-9decfe28d691",{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},{"id":3787,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3788,"copyright":24,"fieldtype":29,"meta_data":3789,"is_external_url":30},226349936372642,"https://a.storyblok.com/f/146026/2220x1461/089523cf50/blog-fr.png",{},"Les entreprises européennes pourraient surpayer leurs logiciels SaaS de 7 Md€ par an, tandis que leurs factures IA varient désormais de 61 % d’un mois à l’autre. Découvrez les données Spendesk 2026 sur les dépenses en Europe.",[3792],{"cta":3793,"_uid":3800,"image":3801,"title":3806,"subtitle":24,"component":2410,"imageFullWidth":75},[3794],{"tag":24,"_uid":3795,"hide":30,"icon":3796,"link":3798,"type":24,"label":24,"style":35,"component":36,"mobileLabel":24,"onClickEvent":24,"openInANewTab":75,"horizontalFill":30},"559eb7f3-d0d1-420f-929a-0c732e4886f6",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":3797},{},{"id":1674,"url":24,"linktype":176,"fieldtype":34,"cached_url":1675,"prep":75,"story":3799},{"name":1677,"id":1678,"uuid":1674,"slug":1679,"url":1680,"full_slug":1681,"_stopResolving":75},"8b3fdf1e-0536-41ce-bd2b-6418c212ff22",{"id":3802,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3803,"copyright":24,"fieldtype":29,"meta_data":3804,"is_external_url":30},221048906244316,"https://a.storyblok.com/f/146026/1700x465/e88345cf2d/made-in-europe-paris.png",{"size":3805},"1700x465",{"type":50,"content":3807},[3808],{"type":53},[3810],{"cta":3811,"_uid":3812,"items":3813,"heading":3910,"reverse":30,"component":1027,"sectionSettings":3934},[],"c53a17e3-2f34-45eb-96aa-8a0aa98aff4c",[3814,3827,3838,3851,3864,3875,3888,3899],{"_uid":3815,"hide":30,"title":3816,"component":975,"description":3817},"298b7db2-f4d8-463e-8f25-542b89772cd4","Qu’est-ce que la gestion des dépenses SaaS, et pourquoi est-elle importante pour les équipes Finance ?",{"type":50,"attrs":3818,"content":3819},{"backgroundColor":60},[3820,3825],{"type":53,"attrs":3821,"content":3822},{"textAlign":60},[3823],{"text":3824,"type":57},"La gestion des dépenses SaaS consiste à suivre, approuver, contrôler et réévaluer les abonnements logiciels utilisés dans l’entreprise. Elle permet aux équipes Finance de savoir qui est responsable de chaque outil, combien il coûte, s’il est réellement utilisé et quand son renouvellement est prévu. Les entreprises peuvent ainsi identifier les dépenses inutiles, comparer les prix et éviter les renouvellements dont elles n’ont pas besoin.",{"type":109,"attrs":3826},{"level":331,"textAlign":60},{"_uid":3828,"hide":30,"title":3829,"component":975,"description":3830},"2205b34b-3642-467d-b57d-00f74eb0ea8a","Combien les entreprises européennes dépensent-elles en logiciels SaaS ?",{"type":50,"attrs":3831,"content":3832},{"backgroundColor":60},[3833],{"type":53,"attrs":3834,"content":3835},{"textAlign":60},[3836],{"text":3837,"type":57},"Selon l’étude de Spendesk, l’entreprise européenne moyenne de notre échantillon dépense près de 250 000 € par an en logiciels.",{"_uid":3839,"hide":30,"title":3840,"component":975,"description":3841},"fc248c7d-c0ef-42f2-8896-bd99d597a6fa","Comment les équipes Finance peuvent-elles suivre les abonnements SaaS utilisés par plusieurs départements ?",{"type":50,"attrs":3842,"content":3843},{"backgroundColor":60},[3844,3849],{"type":53,"attrs":3845,"content":3846},{"textAlign":60},[3847],{"text":3848,"type":57},"Les équipes Finance doivent disposer d’une vue centralisée des factures, paiements par carte et abonnements récurrents, avec pour chaque outil le département concerné, le responsable de la dépense, les informations d’utilisation et la date de renouvellement. Cette approche remplace les feuilles de calcul dispersées par un processus cohérent permettant de suivre les dépenses logicielles, d’anticiper les renouvellements et d’identifier les possibilités de consolidation ou de renégociation.",{"type":109,"attrs":3850},{"level":331,"textAlign":60},{"_uid":3852,"hide":30,"title":3853,"component":975,"description":3854},"2cb2bede-0d0e-469e-9e2b-4bc8df677c31","Comment identifier et supprimer les abonnements en doublon ou devenus inutiles ?",{"type":50,"attrs":3855,"content":3856},{"backgroundColor":60},[3857,3862],{"type":53,"attrs":3858,"content":3859},{"textAlign":60},[3860],{"text":3861,"type":57},"Les entreprises peuvent comparer les fournisseurs par catégorie, examiner leur niveau d’utilisation et leur responsable, puis identifier les abonnements qui n’ont plus d’utilisateurs actifs ou de raison d’être claire. Dans notre échantillon, 72 % des entreprises utilisant des outils d’IA payaient pour au moins deux solutions concurrentes, tandis que 64 % des utilisateurs de logiciels de design disposaient d’abonnements parallèles. Des workflows d’approbation, un responsable clairement identifié pour chaque dépense et des revues avant renouvellement permettent d’éviter que des outils inutilisés ou en doublon continuent d’être facturés sans que personne ne s’en rende compte.",{"type":109,"attrs":3863},{"level":331,"textAlign":60},{"_uid":3865,"hide":30,"title":3866,"component":975,"description":3867},"8040349d-c86b-4a5f-a574-21a2cddd5e03","Comment les cartes virtuelles et les contrôles des dépenses peuvent-ils aider à gérer les abonnements SaaS et les coûts liés à l’IA ?",{"type":50,"attrs":3868,"content":3869},{"backgroundColor":60},[3870],{"type":53,"attrs":3871,"content":3872},{"textAlign":60},[3873],{"text":3874,"type":57},"Les cartes virtuelles et les contrôles associés aux cartes intelligentes permettent de mieux identifier et gérer les dépenses logicielles récurrentes ou facturées à l’usage. Les équipes Finance peuvent définir des limites de dépense, suivre les transactions en temps réel et recevoir des alertes en cas de hausse inattendue des coûts. Pour les abonnements SaaS à prix fixe, des revues avant renouvellement et une responsabilité clairement définie permettent d’éviter que des dépenses non approuvées continuent d’être facturées.",{"_uid":3876,"hide":30,"title":3877,"component":975,"description":3878},"36d62fa2-f73a-4003-b082-f1a3d5b8428d","Pourquoi les dépenses IA sont-elles plus difficiles à prévoir que les dépenses SaaS traditionnelles ?",{"type":50,"attrs":3879,"content":3880},{"backgroundColor":60},[3881,3886],{"type":53,"attrs":3882,"content":3883},{"textAlign":60},[3884],{"text":3885,"type":57},"Les logiciels SaaS traditionnels sont généralement facturés selon un montant mensuel relativement fixe, tandis que de nombreux outils d’IA facturent en fonction de l’utilisation. Dans notre échantillon, les dépenses totales consacrées à l’IA ont augmenté de 340 % en douze mois, alors même que le nombre d’entreprises qui en achetaient a très peu évolué. Les factures IA peuvent également varier fortement d’un mois à l’autre, le mois le plus cher pouvant atteindre jusqu’à huit fois le montant du mois le moins cher. Elles sont donc beaucoup plus difficiles à gérer avec un budget fixe traditionnel.",{"type":109,"attrs":3887},{"level":331,"textAlign":60},{"_uid":3889,"hide":30,"title":3890,"component":975,"description":3891},"d2672715-30b5-4229-be8d-9a86e15dbd0e","Comment les équipes Finance peuvent-elles contrôler les dépenses IA variables et les factures à l’usage ?",{"type":50,"attrs":3892,"content":3893},{"backgroundColor":60},[3894],{"type":53,"attrs":3895,"content":3896},{"textAlign":60},[3897],{"text":3898,"type":57},"Les dépenses IA doivent être gérées à l’aide d’une visibilité sur l’utilisation, de limites de dépense et d’alertes en temps réel, plutôt qu’avec une simple ligne budgétaire fixe. Ces contrôles permettent aux équipes Finance d’identifier rapidement une consommation inhabituelle de tokens ou une activité automatisée anormale, avant qu’un mois particulièrement coûteux n’arrive jusqu’à la clôture. Une carte intelligente assortie de limites de dépense et d’alertes peut apporter une couche de contrôle supplémentaire.",{"_uid":3900,"hide":30,"title":3901,"component":975,"description":3902},"0198b67b-1727-4625-97ba-394a99aa4c17","Que doivent rechercher les équipes Finance dans un logiciel de gestion des dépenses SaaS ?",{"type":50,"attrs":3903,"content":3904},{"backgroundColor":60},[3905],{"type":53,"attrs":3906,"content":3907},{"textAlign":60},[3908],{"text":3909,"type":57},"Les fonctionnalités les plus utiles sont notamment une vue centralisée des abonnements, l’affectation des dépenses à un responsable et à un département, des workflows d’approbation, des alertes de renouvellement, le contrôle des paiements récurrents, le suivi de l’utilisation, des limites de dépense, des alertes en temps réel et des outils de reporting. Pour les outils d’IA en particulier, la solution doit également donner une vision précise de la consommation afin d’aider les équipes Finance à passer d’un simple suivi des dépenses logicielles à un véritable contrôle des coûts liés à l’usage.",[3911],{"cta":3912,"_uid":3913,"title":3914,"layout":24,"eyebrow":3922,"subtitle":3929,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":3932,"sectionSettings":3933,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"a2fc864f-9f69-4fb0-87ae-9c41e5c010df",{"type":50,"attrs":3915,"content":3916},{"backgroundColor":60},[3917],{"type":109,"attrs":3918,"content":3919},{"level":111,"textAlign":60},[3920],{"text":3921,"type":57},"Questions fréquentes sur les dépenses SaaS",{"type":50,"attrs":3923,"content":3924},{"backgroundColor":60},[3925],{"type":53,"attrs":3926,"content":3927},{"textAlign":60},[3928],{"text":1019,"type":57},{"type":50,"content":3930},[3931],{"type":53},[],[],[],"depenses-saas-entreprises-europeennes","fr/blog/depenses-saas-entreprises-europeennes",-3510,[],"cfcb939b-9471-4d9a-9e84-337f2e70bd8d","2026-10-02T13:46:05.514Z",[],"blog/depenses-saas-entreprises-europeennes",[3944,3945,3946],{"path":3942,"name":60,"lang":66,"published":60},{"path":3942,"name":60,"lang":72,"published":60},{"path":3942,"name":60,"lang":74,"published":60},{"name":3948,"created_at":3949,"published_at":3950,"updated_at":3951,"id":3952,"uuid":3953,"content":3954,"slug":4067,"full_slug":4068,"sort_by_date":60,"position":4069,"tag_list":4070,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":4071,"first_published_at":3950,"release_id":60,"lang":66,"path":60,"alternates":4072,"default_full_slug":4073,"translated_slugs":4074},"Analyse des écarts budgétaires : méthode, seuils et actions correctives","2026-09-11T16:19:06.315Z","2026-09-11T16:41:03.236Z","2026-09-11T16:41:03.269Z",218947364137443,"f8b80f93-aaed-4e0a-b181-7f066352279f",{"_uid":3955,"title":3948,"topics":3956,"noIndex":30,"category":3965,"language":3974,"component":941,"heroMedia":3975,"publishedAt":3983,"redirectUrl":24,"listingImage":3984,"metaDescription":3985,"bottomArticleCta":3986,"componentsAfterTheArticle":3987},"a9d13a9e-a368-4d39-a661-8e1f0cd8f1da",[3957],{"name":2638,"created_at":2639,"published_at":2640,"updated_at":2641,"id":2642,"uuid":2643,"content":3958,"slug":2647,"full_slug":2648,"sort_by_date":60,"position":2649,"tag_list":3959,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":2652,"first_published_at":2653,"release_id":60,"lang":66,"path":60,"alternates":3960,"default_full_slug":2655,"translated_slugs":3961,"_stopResolving":75},{"_uid":2645,"name":2638,"component":2646},[],[],[3962,3963,3964],{"path":2655,"name":60,"lang":66,"published":60},{"path":2655,"name":60,"lang":72,"published":60},{"path":2655,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":3966,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":3968,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":3969,"default_full_slug":949,"translated_slugs":3970,"_stopResolving":75},{"_uid":935,"icon":3967,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[3971,3972,3973],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[3976],{"_uid":3977,"link":3978,"asset":3979,"caption":24,"component":962},"96b9cd00-7f46-4d34-a6f1-e10a4bfc780b",{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},{"id":3980,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3981,"copyright":24,"fieldtype":29,"meta_data":3982,"is_external_url":30},164060175892697,"https://a.storyblok.com/f/146026/1536x1024/28f26daba2/1773976987824-w4lbcl.png",{},"2026-09-11 00:00",[],"Analyse des écarts budgétaires : découvrez comment fixer les seuils, distinguer les causes et transformer le budget contre réel en outil de décision.",[],[3988],{"cta":3989,"_uid":3990,"items":3991,"heading":4042,"reverse":30,"component":1027,"sectionSettings":4066},[],"d6a8d668-7819-40f6-80a8-0a4abb490995",[3992,4009,4020,4031],{"_uid":3993,"hide":30,"title":3994,"component":975,"description":3995},"cc45fb69-14ab-4c94-bfd0-533880bbebb9","Un écart favorable doit-il être analysé ?",{"type":50,"attrs":3996,"content":3997},{"backgroundColor":60},[3998],{"type":53,"attrs":3999,"content":4000},{"textAlign":60},[4001,4003,4007],{"text":4002,"type":57},"Oui. Une dépense inférieure au budget peut traduire une économie réelle, mais aussi un ",{"text":4004,"type":57,"marks":4005},"projet reporté",[4006],{"type":87},{"text":4008,"type":57},", une facture non reçue ou une charge enregistrée sur une autre période.",{"_uid":4010,"hide":30,"title":4011,"component":975,"description":4012},"6121b289-4203-4003-8a64-53daa70532f6","Quelle différence entre un écart temporaire et un écart structurel ?",{"type":50,"attrs":4013,"content":4014},{"backgroundColor":60},[4015],{"type":53,"attrs":4016,"content":4017},{"textAlign":60},[4018],{"text":4019,"type":57},"Un écart temporaire provient généralement d’un décalage de calendrier ou d’une dépense exceptionnelle. Un écart structurel traduit une tendance durable, comme une hausse de prix ou un budget sous-évalué, et nécessite une action de fond.",{"_uid":4021,"hide":30,"title":4022,"component":975,"description":4023},"f4ae7d56-48b1-4aad-a4f1-8e7ed055cb73","Comment adapter les seuils de matérialité à la taille de l’entreprise ?",{"type":50,"attrs":4024,"content":4025},{"backgroundColor":60},[4026],{"type":53,"attrs":4027,"content":4028},{"textAlign":60},[4029],{"text":4030,"type":57},"Fixez le seuil absolu en fonction du budget global, du niveau de détail suivi et de l’impact du poste sur le résultat. Le seuil relatif peut se situer autour de 5 à 10 %, mais il doit être ajusté selon la nature de la dépense.",{"_uid":4032,"hide":30,"title":4033,"component":975,"description":4034},"f0c5602a-3d9d-4487-bae0-0bb1640e09d4","Qui doit commenter les écarts budgétaires ?",{"type":50,"attrs":4035,"content":4036},{"backgroundColor":60},[4037],{"type":53,"attrs":4038,"content":4039},{"textAlign":60},[4040],{"text":4041,"type":57},"Le responsable de budget explique les écarts de son périmètre. Le contrôleur de gestion consolide et challenge les analyses. La direction financière intervient lorsque l’écart nécessite une décision d’allocation ou une révision de prévision.",[4043],{"cta":4044,"_uid":4045,"title":4046,"eyebrow":4054,"subtitle":4061,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":4064,"sectionSettings":4065,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"81b73c85-1b92-4497-8c4e-1801b688c08f",{"type":50,"attrs":4047,"content":4048},{"backgroundColor":60},[4049],{"type":109,"attrs":4050,"content":4051},{"level":111,"textAlign":60},[4052],{"text":4053,"type":57},"Questions fréquentes sur l'analyse des écarts budgétaires",{"type":50,"attrs":4055,"content":4056},{"backgroundColor":60},[4057],{"type":53,"attrs":4058,"content":4059},{"textAlign":60},[4060],{"text":1019,"type":57},{"type":50,"content":4062},[4063],{"type":53},[],[],[],"analyse-des-ecarts-budgetaires","fr/blog/analyse-des-ecarts-budgetaires",-3430,[],"39605731-405d-4ed8-ba5f-6ee0217e6dc4",[],"blog/analyse-des-ecarts-budgetaires",[4075,4076,4077],{"path":4073,"name":60,"lang":66,"published":60},{"path":4073,"name":60,"lang":72,"published":60},{"path":4073,"name":60,"lang":74,"published":60},{"name":4079,"created_at":4080,"published_at":4081,"updated_at":4082,"id":4083,"uuid":4084,"content":4085,"slug":4218,"full_slug":4219,"sort_by_date":60,"position":4220,"tag_list":4221,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":4222,"first_published_at":4081,"release_id":60,"lang":66,"path":60,"alternates":4223,"default_full_slug":4224,"translated_slugs":4225},"Qu’est-ce que le MCP ? Définition, fonctionnement et usages pour la Finance","2026-09-11T16:01:00.782Z","2026-09-11T16:15:52.578Z","2026-09-11T16:15:52.608Z",218942917800290,"44b9299e-3e84-4544-8fe7-da5b7f85a68f",{"_uid":4086,"title":4079,"topics":4087,"noIndex":30,"category":4111,"language":4120,"component":941,"heroMedia":4121,"publishedAt":3983,"redirectUrl":24,"listingImage":4129,"metaDescription":4130,"bottomArticleCta":4131,"componentsAfterTheArticle":4132},"d1c894a5-cf54-4707-a630-1b6dab24d160",[4088],{"name":4089,"created_at":4090,"published_at":4091,"updated_at":4092,"id":4093,"uuid":4094,"content":4095,"slug":4099,"full_slug":4100,"sort_by_date":60,"position":4101,"tag_list":4102,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":4103,"first_published_at":4104,"release_id":60,"lang":66,"path":60,"alternates":4105,"default_full_slug":4106,"translated_slugs":4107,"_stopResolving":75},"AI and automation","2025-08-19T08:06:19.962Z","2026-09-29T09:14:00.264Z","2026-09-29T09:14:00.282Z",81515233149777,"3ca53d54-ac91-4164-a973-ef9cabc51cf6",{"_uid":4096,"icon":4097,"name":4089,"component":2646},"53de838f-fa34-428c-8ebb-c91c00b2c34f",{"id":60,"alt":60,"name":24,"focus":60,"title":60,"source":60,"filename":24,"copyright":60,"fieldtype":29,"meta_data":4098},{},"ai-and-automation","fr/blog/topic/ai-and-automation",-570,[],"7e1b1946-7c16-41c9-a1ae-29d430eb6ed1","2025-08-19T08:06:29.358Z",[],"blog/topic/ai-and-automation",[4108,4109,4110],{"path":4106,"name":60,"lang":66,"published":60},{"path":4106,"name":60,"lang":72,"published":60},{"path":4106,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":4112,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":4114,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":4115,"default_full_slug":949,"translated_slugs":4116,"_stopResolving":75},{"_uid":935,"icon":4113,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[4117,4118,4119],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[4122],{"_uid":4123,"link":4124,"asset":4125,"caption":24,"component":962},"a9dae82f-d949-47b0-acc3-2fc52bfecf97",{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},{"id":4126,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":4127,"copyright":24,"fieldtype":29,"meta_data":4128,"is_external_url":30},21246058,"https://a.storyblok.com/f/146026/568x359/60196c819a/ai-in-finance.png",{},[],"MCP et Finance : découvrez comment le Model Context Protocol connecte les assistants IA aux données de dépenses, ses usages et les précautions à prendre.",[],[4133],{"cta":4134,"_uid":4135,"items":4136,"heading":4193,"reverse":30,"component":1027,"sectionSettings":4217},[],"73a6d2ea-c958-441e-8ac2-1fdcf958143c",[4137,4154,4165,4182],{"_uid":4138,"hide":30,"title":4139,"component":975,"description":4140},"f1dd260c-04ff-4c0d-84a9-aec4ee159d0d","Le MCP est-il une nouvelle intelligence artificielle ?",{"type":50,"attrs":4141,"content":4142},{"backgroundColor":60},[4143],{"type":53,"attrs":4144,"content":4145},{"textAlign":60},[4146,4148,4152],{"text":4147,"type":57},"Non. Le MCP est un ",{"text":4149,"type":57,"marks":4150},"standard de connexion",[4151],{"type":87},{"text":4153,"type":57},". Il permet à un assistant IA d’accéder à des données et à des outils externes dans un format commun. Il ne remplace pas le modèle d’IA et ne prend pas de décision par lui-même.",{"_uid":4155,"hide":30,"title":4156,"component":975,"description":4157},"5de51167-3a0a-4cca-94e5-3a5d2c15a1ad","Quelle est la différence entre le MCP et une API ?",{"type":50,"attrs":4158,"content":4159},{"backgroundColor":60},[4160],{"type":53,"attrs":4161,"content":4162},{"textAlign":60},[4163],{"text":4164,"type":57},"Une API permet à des applications d’échanger des données ou d’exécuter des fonctions. Le MCP fournit un cadre standardisé pour rendre ces données et ces fonctions accessibles à un assistant IA, souvent à partir d’une interface en langage naturel.",{"_uid":4166,"hide":30,"title":4167,"component":975,"description":4168},"01e0f0ec-81ce-4f08-b5ab-745c84be19cc","Que peut faire un assistant IA connecté aux données Finance ?",{"type":50,"attrs":4169,"content":4170},{"backgroundColor":60},[4171],{"type":53,"attrs":4172,"content":4173},{"textAlign":60},[4174,4176,4180],{"text":4175,"type":57},"Il peut rechercher des dépenses, comparer des périodes, identifier des anomalies, préparer un reporting ou aider à repérer les factures et justificatifs manquants. Les ",{"text":4177,"type":57,"marks":4178},"approbations et les paiements",[4179],{"type":87},{"text":4181,"type":57}," doivent rester soumis aux règles de contrôle définies par l’entreprise.",{"_uid":4183,"hide":30,"title":4184,"component":975,"description":4185},"95ac2af3-5794-447e-93da-8d38ae83e8af","Par où commencer avec le MCP ?",{"type":50,"attrs":4186,"content":4187},{"backgroundColor":60},[4188],{"type":53,"attrs":4189,"content":4190},{"textAlign":60},[4191],{"text":4192,"type":57},"Commencez par un cas d’usage en lecture seule, avec des données bien structurées et un périmètre limité. Testez la qualité des réponses, vérifiez les accès et documentez les requêtes avant d’envisager des usages plus sensibles.",[4194],{"cta":4195,"_uid":4196,"title":4197,"eyebrow":4205,"subtitle":4212,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":4215,"sectionSettings":4216,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"3fc8a10d-a838-4f45-a038-05bae7746be9",{"type":50,"attrs":4198,"content":4199},{"backgroundColor":60},[4200],{"type":109,"attrs":4201,"content":4202},{"level":111,"textAlign":60},[4203],{"text":4204,"type":57},"Questions fréquentes sur le MCP",{"type":50,"attrs":4206,"content":4207},{"backgroundColor":60},[4208],{"type":53,"attrs":4209,"content":4210},{"textAlign":60},[4211],{"text":1019,"type":57},{"type":50,"content":4213},[4214],{"type":53},[],[],[],"model-context-protocol-mcp","fr/blog/model-context-protocol-mcp",-3420,[],"ef363e24-c7e2-49d5-8203-3ed8a545e634",[],"blog/model-context-protocol-mcp",[4226,4227,4228],{"path":4224,"name":60,"lang":66,"published":60},{"path":4224,"name":60,"lang":72,"published":60},{"path":4224,"name":60,"lang":74,"published":60},{"name":4230,"created_at":4231,"published_at":4232,"updated_at":4233,"id":4234,"uuid":4235,"content":4236,"slug":4367,"full_slug":4368,"sort_by_date":60,"position":4369,"tag_list":4370,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":4371,"first_published_at":4232,"release_id":60,"lang":66,"path":60,"alternates":4372,"default_full_slug":4373,"translated_slugs":4374},"Matrice d’approbation des dépenses : comment fixer les seuils et les circuits de validation ?","2026-09-11T14:44:44.414Z","2026-09-11T15:09:57.225Z","2026-09-11T15:09:57.256Z",218924173003370,"afaf1a62-7486-4a5c-947b-4863fcb62696",{"_uid":4237,"title":4230,"topics":4238,"noIndex":30,"category":4260,"language":4269,"component":941,"heroMedia":4270,"publishedAt":3983,"redirectUrl":24,"listingImage":4278,"metaDescription":4279,"bottomArticleCta":4280,"componentsAfterTheArticle":4281},"3abcca90-25e3-4fae-9034-b7bdbf4c99d3",[4239],{"name":4240,"created_at":4241,"published_at":4242,"updated_at":4243,"id":4244,"uuid":4245,"content":4246,"slug":4248,"full_slug":4249,"sort_by_date":60,"position":4250,"tag_list":4251,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":4252,"first_published_at":4253,"release_id":60,"lang":66,"path":60,"alternates":4254,"default_full_slug":4255,"translated_slugs":4256,"_stopResolving":75},"Outils et astuces","2022-10-19T17:57:59.529Z","2026-09-29T09:14:45.249Z","2026-09-29T09:14:45.264Z",206171442,"143048bf-f5c7-4056-ab60-ecfd3a730bf3",{"_uid":4247,"name":4240,"component":2646},"7acb7442-031d-4c0f-b375-bb5a76b9d3b4","outils-et-astuces","fr/blog/topic/outils-et-astuces",-460,[],"2e3e0832-0204-4734-bdc7-effb516cf20d","2022-11-02T15:24:42.074Z",[],"blog/topic/outils-et-astuces",[4257,4258,4259],{"path":4255,"name":60,"lang":66,"published":60},{"path":4255,"name":60,"lang":72,"published":60},{"path":4255,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":4261,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":4263,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":4264,"default_full_slug":949,"translated_slugs":4265,"_stopResolving":75},{"_uid":935,"icon":4262,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[4266,4267,4268],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[4271],{"_uid":4272,"link":4273,"asset":4274,"caption":24,"component":962},"f4a38868-47a8-4987-8280-921c2f327dd8",{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},{"id":4275,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":4276,"copyright":24,"fieldtype":29,"meta_data":4277,"is_external_url":30},168580497833836,"https://a.storyblok.com/f/146026/1376x768/6efb2f6452/erp-implementation.png",{},[],"Matrice d’approbation des dépenses : découvrez comment fixer les seuils, organiser les validations et éviter les blocages dans votre entreprise.",[],[4282],{"cta":4283,"_uid":4284,"items":4285,"heading":4342,"reverse":30,"component":1027,"sectionSettings":4366},[],"0aa1c33e-ea6c-44ae-9bb5-262f0ea2c564",[4286,4303,4314,4331],{"_uid":4287,"hide":30,"title":4288,"component":975,"description":4289},"940e53af-a582-40fd-ab72-6aa5f8db49f2","Qu’est-ce qu’une matrice d’approbation des dépenses ?",{"type":50,"attrs":4290,"content":4291},{"backgroundColor":60},[4292],{"type":53,"attrs":4293,"content":4294},{"textAlign":60},[4295,4297,4301],{"text":4296,"type":57},"Une matrice d’approbation associe chaque type et chaque montant de dépense à la personne habilitée à la valider. Elle transforme une politique de dépenses générale en ",{"text":4298,"type":57,"marks":4299},"règles concrètes",[4300],{"type":87},{"text":4302,"type":57},", applicables au quotidien.",{"_uid":4304,"hide":30,"title":4305,"component":975,"description":4306},"b85b28cf-7fbb-4f91-b192-1a57f30a63ca","Combien de niveaux d’approbation faut-il prévoir ?",{"type":50,"attrs":4307,"content":4308},{"backgroundColor":60},[4309],{"type":53,"attrs":4310,"content":4311},{"textAlign":60},[4312],{"text":4313,"type":57},"Trois ou quatre niveaux couvrent la plupart des organisations : validation simple, manager, Finance, puis direction. Au-delà, le circuit risque de ralentir les dépenses sans améliorer significativement le contrôle.",{"_uid":4315,"hide":30,"title":4316,"component":975,"description":4317},"2d923714-e38f-4afb-8fbc-fa6eee48593d","Comment fixer un seuil d’approbation ?",{"type":50,"attrs":4318,"content":4319},{"backgroundColor":60},[4320],{"type":53,"attrs":4321,"content":4322},{"textAlign":60},[4323,4325,4329],{"text":4324,"type":57},"Croisez trois critères : ",{"text":4326,"type":57,"marks":4327},"le montant",[4328],{"type":87},{"text":4330,"type":57},", la catégorie de dépense et le niveau de risque. Une dépense récurrente, un nouveau fournisseur ou un engagement pluriannuel peuvent nécessiter une validation renforcée, même si le montant reste inférieur au seuil habituel.",{"_uid":4332,"hide":30,"title":4333,"component":975,"description":4334},"e49e5ad1-ed3b-41f6-a8c3-00defdedd780","Comment éviter que les validations ralentissent l’entreprise ?",{"type":50,"attrs":4335,"content":4336},{"backgroundColor":60},[4337],{"type":53,"attrs":4338,"content":4339},{"textAlign":60},[4340],{"text":4341,"type":57},"Prévoyez une validation simple pour les petits montants, un approbateur de remplacement et un délai maximal de traitement. Les workflows automatiques peuvent également relancer les personnes concernées et faire remonter les demandes restées sans réponse.",[4343],{"cta":4344,"_uid":4345,"title":4346,"eyebrow":4354,"subtitle":4361,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":4364,"sectionSettings":4365,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"fc2c2641-19cc-4660-8e86-a2d23c6c19e5",{"type":50,"attrs":4347,"content":4348},{"backgroundColor":60},[4349],{"type":109,"attrs":4350,"content":4351},{"level":111,"textAlign":60},[4352],{"text":4353,"type":57},"Questions fréquentes sur la matrice d'approbation des dépenses",{"type":50,"attrs":4355,"content":4356},{"backgroundColor":60},[4357],{"type":53,"attrs":4358,"content":4359},{"textAlign":60},[4360],{"text":1019,"type":57},{"type":50,"content":4362},[4363],{"type":53},[],[],[],"matrice-d-approbation-des-depenses","fr/blog/matrice-d-approbation-des-depenses",-3400,[],"85cccaed-c476-4738-a604-fad9ae30ba1f",[],"blog/matrice-d-approbation-des-depenses",[4375,4376,4377],{"path":4373,"name":60,"lang":66,"published":60},{"path":4373,"name":60,"lang":72,"published":60},{"path":4373,"name":60,"lang":74,"published":60},{"name":4379,"created_at":4380,"published_at":4381,"updated_at":4382,"id":4383,"uuid":4384,"content":4385,"slug":4493,"full_slug":4494,"sort_by_date":60,"position":4495,"tag_list":4496,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":4497,"first_published_at":4498,"release_id":60,"lang":66,"path":60,"alternates":4499,"default_full_slug":4500,"translated_slugs":4501},"Codification comptable des factures : comment ça fonctionne et quelles sont les erreurs à éviter","2026-09-11T11:14:09.302Z","2026-09-11T11:31:21.345Z","2026-09-11T11:31:21.380Z",218872419623092,"e5aec5ec-e35c-478d-bd98-3f4ee2f012ed",{"_uid":4386,"title":4379,"topics":4387,"noIndex":30,"category":4396,"language":4405,"component":941,"heroMedia":4406,"publishedAt":3983,"redirectUrl":24,"listingImage":4414,"metaDescription":4415,"bottomArticleCta":4416,"componentsAfterTheArticle":4417},"ad8fd1f6-e412-43ba-ac8b-0117669dfb74",[4388],{"name":2801,"created_at":2802,"published_at":2803,"updated_at":2804,"id":2805,"uuid":2806,"content":4389,"slug":2809,"full_slug":2810,"sort_by_date":60,"position":2811,"tag_list":4390,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":2813,"first_published_at":2814,"release_id":60,"lang":66,"path":60,"alternates":4391,"default_full_slug":2816,"translated_slugs":4392,"_stopResolving":75},{"_uid":2808,"name":2801,"component":2646},[],[],[4393,4394,4395],{"path":2816,"name":60,"lang":66,"published":60},{"path":2816,"name":60,"lang":72,"published":60},{"path":2816,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":4397,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":4399,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":4400,"default_full_slug":949,"translated_slugs":4401,"_stopResolving":75},{"_uid":935,"icon":4398,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[4402,4403,4404],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[4407],{"_uid":4408,"link":4409,"asset":4410,"caption":24,"component":962},"56462af3-7016-4fc1-bcb9-e021480a9af8",{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},{"id":4411,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":4412,"copyright":24,"fieldtype":29,"meta_data":4413,"is_external_url":30},168591824876844,"https://a.storyblok.com/f/146026/1376x768/79600e4996/rapprochement-bancaire-automatise.png",{},[],"Codification comptable des factures fournisseurs : découvrez comment choisir le bon compte, traiter la TVA et éviter les erreurs d’imputation.",[],[4418],{"cta":4419,"_uid":4420,"items":4421,"heading":4466,"reverse":30,"component":1027,"sectionSettings":4492},[],"334dc6f1-0ee1-41d9-a31b-3f3ecb411fc0",[4422,4433,4444,4455],{"_uid":4423,"hide":30,"title":4424,"component":975,"description":4425},"9b921b37-b36e-4961-9c5d-20dd1cc61112","Quelle est la différence entre codification et saisie comptable ?",{"type":50,"attrs":4426,"content":4427},{"backgroundColor":60},[4428],{"type":53,"attrs":4429,"content":4430},{"textAlign":60},[4431],{"text":4432,"type":57},"La codification consiste à déterminer le traitement de la facture : compte de charge ou d’immobilisation, TVA, compte fournisseur et imputation analytique. La saisie consiste ensuite à enregistrer ces informations dans le logiciel comptable.",{"_uid":4434,"hide":30,"title":4435,"component":975,"description":4436},"c0283b62-da9b-4ace-af44-40de8b071bf3","Quel compte utiliser pour une facture fournisseur ?",{"type":50,"attrs":4437,"content":4438},{"backgroundColor":60},[4439],{"type":53,"attrs":4440,"content":4441},{"textAlign":60},[4442],{"text":4443,"type":57},"Le compte dépend de la nature de la dépense. Une facture d’énergie peut relever du compte 6061, une prestation de conseil d’un compte d’honoraires, et une acquisition durable d’un compte d’immobilisation. Le compte 401 est généralement utilisé pour constater la dette envers un fournisseur d’exploitation.",{"_uid":4445,"hide":30,"title":4446,"component":975,"description":4447},"5aa4d9e5-67b8-4797-8941-d205226e9b9c","Une facture sans bon de commande peut-elle être comptabilisée ?",{"type":50,"attrs":4448,"content":4449},{"backgroundColor":60},[4450],{"type":53,"attrs":4451,"content":4452},{"textAlign":60},[4453],{"text":4454,"type":57},"Oui. Il faut toutefois disposer d’une preuve de l’achat, vérifier que la prestation a bien été réalisée et faire valider l’exception par la personne compétente. L’absence de bon de commande ne détermine pas le compte comptable à utiliser.",{"_uid":4456,"hide":30,"title":4457,"component":975,"description":4458},"c6564e89-b7ee-4b12-af62-5cb158f913a4","L’automatisation remplace-t-elle le comptable ?",{"type":50,"attrs":4459,"content":4460},{"backgroundColor":60},[4461],{"type":53,"attrs":4462,"content":4463},{"textAlign":60},[4464],{"text":4465,"type":57},"Non. Un outil peut extraire les données, proposer une codification et appliquer des règles sur les factures récurrentes. La validation humaine reste nécessaire pour les dépenses inhabituelles, les erreurs détectées et les situations qui nécessitent une analyse comptable.",[4467],{"cta":4468,"_uid":4469,"title":4470,"eyebrow":4480,"subtitle":4487,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":4490,"sectionSettings":4491,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"5274e13b-a1e4-4936-afff-d5990567f1d5",{"type":50,"attrs":4471,"content":4472},{"backgroundColor":60},[4473],{"type":109,"attrs":4474,"content":4475},{"level":111,"textAlign":60},[4476],{"text":4477,"type":57,"marks":4478},"Questions fréquentes sur la codification comptable",[4479],{"type":87},{"type":50,"attrs":4481,"content":4482},{"backgroundColor":60},[4483],{"type":53,"attrs":4484,"content":4485},{"textAlign":60},[4486],{"text":1019,"type":57},{"type":50,"content":4488},[4489],{"type":53},[],[],[],"codification-comptable-des-factures","fr/blog/codification-comptable-des-factures",-3380,[],"602939c4-8637-4f1b-8c8d-ecb46a3130d7","2026-09-11T11:30:38.671Z",[],"blog/codification-comptable-des-factures",[4502,4503,4504],{"path":4500,"name":60,"lang":66,"published":60},{"path":4500,"name":60,"lang":72,"published":60},{"path":4500,"name":60,"lang":74,"published":60},{"name":4506,"created_at":4507,"published_at":4508,"updated_at":4509,"id":4510,"uuid":4511,"content":4512,"slug":4669,"full_slug":4670,"sort_by_date":60,"position":4671,"tag_list":4672,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":4673,"first_published_at":4508,"release_id":60,"lang":66,"path":60,"alternates":4674,"default_full_slug":4675,"translated_slugs":4676},"Rapprochement à trois voies, comment contrôler une facture fournisseur avant paiement ?","2026-09-11T10:33:50.987Z","2026-09-11T10:59:34.901Z","2026-09-11T10:59:34.937Z",218862514159405,"8581c132-41d4-42f6-8a61-b16f0bf02a85",{"_uid":4513,"title":4506,"topics":4514,"noIndex":30,"category":4531,"language":4540,"component":941,"heroMedia":4541,"publishedAt":3983,"redirectUrl":24,"listingImage":4549,"metaDescription":4550,"bottomArticleCta":4551,"componentsAfterTheArticle":4552},"4ca107c6-aa1a-42e3-ae88-b744c2f48318",[4515,4523],{"name":2638,"created_at":2639,"published_at":2640,"updated_at":2641,"id":2642,"uuid":2643,"content":4516,"slug":2647,"full_slug":2648,"sort_by_date":60,"position":2649,"tag_list":4517,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":2652,"first_published_at":2653,"release_id":60,"lang":66,"path":60,"alternates":4518,"default_full_slug":2655,"translated_slugs":4519,"_stopResolving":75},{"_uid":2645,"name":2638,"component":2646},[],[],[4520,4521,4522],{"path":2655,"name":60,"lang":66,"published":60},{"path":2655,"name":60,"lang":72,"published":60},{"path":2655,"name":60,"lang":74,"published":60},{"name":2801,"created_at":2802,"published_at":2803,"updated_at":2804,"id":2805,"uuid":2806,"content":4524,"slug":2809,"full_slug":2810,"sort_by_date":60,"position":2811,"tag_list":4525,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":2813,"first_published_at":2814,"release_id":60,"lang":66,"path":60,"alternates":4526,"default_full_slug":2816,"translated_slugs":4527,"_stopResolving":75},{"_uid":2808,"name":2801,"component":2646},[],[],[4528,4529,4530],{"path":2816,"name":60,"lang":66,"published":60},{"path":2816,"name":60,"lang":72,"published":60},{"path":2816,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":4532,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":4534,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":4535,"default_full_slug":949,"translated_slugs":4536,"_stopResolving":75},{"_uid":935,"icon":4533,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[4537,4538,4539],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[4542],{"_uid":4543,"link":4544,"asset":4545,"caption":24,"component":962},"8dc5c836-e3be-491e-9b15-8e79c5bcf464",{"id":24,"url":24,"linktype":176,"fieldtype":34,"cached_url":2105,"prep":75},{"id":4546,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":4547,"copyright":24,"fieldtype":29,"meta_data":4548,"is_external_url":30},174400058601475,"https://a.storyblok.com/f/146026/1376x768/5856800d6b/what-is-invoice-discounting.png",{},[],"Rapprochement à trois voies, découvrez comment comparer commande, livraison et facture pour sécuriser vos paiements fournisseurs et limiter les erreurs.",[],[4553],{"cta":4554,"_uid":4555,"items":4556,"heading":4642,"reverse":30,"component":1027,"sectionSettings":4668},[],"f5d045b0-cf80-447d-ab21-5a9630df1bc3",[4557,4579,4600,4621],{"_uid":4558,"hide":30,"title":4559,"component":975,"description":4560},"71962f21-f32e-4eb4-8592-9ca401def550","Qu’est-ce que le three-way matching (rapprochement à trois voies) ?",{"type":50,"attrs":4561,"content":4562},{"backgroundColor":60},[4563,4574],{"type":53,"attrs":4564,"content":4565},{"textAlign":60},[4566,4568,4572],{"text":4567,"type":57},"Le three-way matching, ou rapprochement à trois voies, consiste à comparer ",{"text":4569,"type":57,"marks":4570},"le bon de commande, le bon de livraison et la facture",[4571],{"type":87},{"text":4573,"type":57}," avant d’autoriser le paiement.",{"type":53,"attrs":4575,"content":4576},{"textAlign":60},[4577],{"text":4578,"type":57},"Il permet de vérifier que le prix facturé correspond à la commande et que les quantités facturées correspondent aux quantités reçues.",{"_uid":4580,"hide":30,"title":4581,"component":975,"description":4582},"bc4ebe19-7ad2-4e6f-a309-96c28d9f55bb","Quelle différence entre le rapprochement à deux voies et à trois voies ?",{"type":50,"attrs":4583,"content":4584},{"backgroundColor":60},[4585,4590],{"type":53,"attrs":4586,"content":4587},{"textAlign":60},[4588],{"text":4589,"type":57},"Le rapprochement à deux voies compare le bon de commande et la facture. Il convient généralement aux services, aux abonnements et aux licences sans livraison physique.",{"type":53,"attrs":4591,"content":4592},{"textAlign":60},[4593,4595,4599],{"text":4594,"type":57},"Le rapprochement à trois voies ajoute le bon de livraison afin de contrôler ",{"text":4596,"type":57,"marks":4597},"les quantités réellement reçues",[4598],{"type":87},{"text":103,"type":57},{"_uid":4601,"hide":30,"title":4602,"component":975,"description":4603},"ebc3eb86-83d0-4ca3-8c37-778b8a5a0ac1","Quels écarts le rapprochement permet-il de détecter ?",{"type":50,"attrs":4604,"content":4605},{"backgroundColor":60},[4606,4611],{"type":53,"attrs":4607,"content":4608},{"textAlign":60},[4609],{"text":4610,"type":57},"Il permet notamment de repérer les écarts de prix et de quantité, les articles non commandés, les livraisons partielles facturées en totalité, les frais supplémentaires et les doublons.",{"type":53,"attrs":4612,"content":4613},{"textAlign":60},[4614,4616,4620],{"text":4615,"type":57},"Chaque écart doit ensuite être analysé selon ",{"text":4617,"type":57,"marks":4618},"les seuils et les règles définis par l’entreprise",[4619],{"type":87},{"text":103,"type":57},{"_uid":4622,"hide":30,"title":4623,"component":975,"description":4624},"aa2e2273-ef2c-4887-ab07-9c3e9c8fce3e","Le rapprochement à trois voies est-il obligatoire en France ?",{"type":50,"attrs":4625,"content":4626},{"backgroundColor":60},[4627,4632],{"type":53,"attrs":4628,"content":4629},{"textAlign":60},[4630],{"text":4631,"type":57},"Non, le three-way matching n’est pas une obligation légale générale. Il s’agit d’une bonne pratique de contrôle interne qui aide à sécuriser les achats et les paiements.",{"type":53,"attrs":4633,"content":4634},{"textAlign":60},[4635,4637,4641],{"text":4636,"type":57},"La facturation électronique facilite son automatisation, mais ",{"text":4638,"type":57,"marks":4639},"le niveau de rapprochement doit rester adapté à la nature de chaque dépense",[4640],{"type":87},{"text":103,"type":57},[4643],{"cta":4644,"_uid":4645,"title":4646,"eyebrow":4656,"subtitle":4663,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":4666,"sectionSettings":4667,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"f5b9e653-4d2a-42ac-8dd2-65a8fbeba5ff",{"type":50,"attrs":4647,"content":4648},{"backgroundColor":60},[4649],{"type":109,"attrs":4650,"content":4651},{"level":111,"textAlign":60},[4652],{"text":4653,"type":57,"marks":4654},"Questions fréquentes sur le rapprochement à trois voies",[4655],{"type":87},{"type":50,"attrs":4657,"content":4658},{"backgroundColor":60},[4659],{"type":53,"attrs":4660,"content":4661},{"textAlign":60},[4662],{"text":1019,"type":57},{"type":50,"content":4664},[4665],{"type":53},[],[],[],"rapprochement-a-trois-voies","fr/blog/rapprochement-a-trois-voies",-3360,[],"7248ac8f-37ae-4623-b634-a4839776c811",[],"blog/rapprochement-a-trois-voies",[4677,4678,4679],{"path":4675,"name":60,"lang":66,"published":60},{"path":4675,"name":60,"lang":72,"published":60},{"path":4675,"name":60,"lang":74,"published":60},{"name":4681,"created_at":4682,"published_at":4683,"updated_at":4684,"id":4685,"uuid":4686,"content":4687,"slug":4835,"full_slug":4836,"sort_by_date":60,"position":4837,"tag_list":4838,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":4839,"first_published_at":4683,"release_id":60,"lang":66,"path":60,"alternates":4840,"default_full_slug":4841,"translated_slugs":4842},"Comment comptabiliser les factures d'acompte, avoirs et paiements partiels fournisseurs ?","2026-09-07T13:31:16.367Z","2026-09-07T13:31:16.439Z","2026-09-07T13:31:16.462Z",217490540047696,"7e5131b8-598f-4778-b984-2fa950f920ce",{"_uid":4688,"title":4681,"topics":4689,"noIndex":30,"category":4719,"language":4728,"component":941,"heroMedia":4729,"metaTitle":4730,"publishedAt":24,"readingTime":965,"redirectUrl":24,"listingImage":4731,"metaDescription":4732,"bottomArticleCta":4733,"componentsAfterTheArticle":4734},"c11f2c7e-18ea-45ca-8fe1-18bffc3ff2b9",[4690,4711],{"name":4691,"created_at":4692,"published_at":4693,"updated_at":4694,"id":4695,"uuid":4696,"content":4697,"slug":4699,"full_slug":4700,"sort_by_date":60,"position":4701,"tag_list":4702,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":4703,"first_published_at":4704,"release_id":60,"lang":66,"path":60,"alternates":4705,"default_full_slug":4706,"translated_slugs":4707,"_stopResolving":75},"Facturas","2023-04-12T07:18:47.128Z","2026-09-29T09:14:29.303Z","2026-09-29T09:14:29.321Z",290528753,"4668b877-0b51-432a-8e0b-149cbe020955",{"_uid":4698,"name":4691,"component":2646},"a2c58a16-f495-475f-951f-05171468aae4","facturas","fr/blog/topic/facturas",-530,[],"af2726b3-27fb-42ea-8a1d-7ab712b95c87","2022-11-02T15:24:39.815Z",[],"blog/topic/facturas",[4708,4709,4710],{"path":4706,"name":60,"lang":66,"published":60},{"path":4706,"name":60,"lang":72,"published":60},{"path":4706,"name":60,"lang":74,"published":60},{"name":2801,"created_at":2802,"published_at":2803,"updated_at":2804,"id":2805,"uuid":2806,"content":4712,"slug":2809,"full_slug":2810,"sort_by_date":60,"position":2811,"tag_list":4713,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":2813,"first_published_at":2814,"release_id":60,"lang":66,"path":60,"alternates":4714,"default_full_slug":2816,"translated_slugs":4715,"_stopResolving":75},{"_uid":2808,"name":2801,"component":2646},[],[],[4716,4717,4718],{"path":2816,"name":60,"lang":66,"published":60},{"path":2816,"name":60,"lang":72,"published":60},{"path":2816,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":4720,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":4722,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":4723,"default_full_slug":949,"translated_slugs":4724,"_stopResolving":75},{"_uid":935,"icon":4721,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[4725,4726,4727],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[],"Comment comptabiliser les factures d'acompte, avoirs et paie",[],"Acompte, avoir, avoir à établir et paiement partiel fournisseur : écritures comptables exactes, TVA déductible et impact sur la clôture, pas à pas.",[],[4735],{"_uid":4736,"items":4737,"heading":4812,"component":1027},"15a00a6e-f2c1-45b9-acf0-11f75c1716f3",[4738,4748,4758,4768,4778],{"_uid":4739,"title":4740,"component":975,"description":4741},"b7921827-344e-4e69-bd68-82922156feae","Combien de temps faut-il conserver une facture d'avoir ?",{"type":50,"content":4742},[4743],{"type":53,"attrs":4744,"content":4745},{"textAlign":60},[4746],{"text":4747,"type":57},"6 ans au titre du délai fiscal de reprise, et 10 ans pour les pièces comptables des sociétés commerciales. En pratique, alignez la conservation de l'avoir sur celle de la facture qu'il corrige.",{"_uid":4749,"title":4750,"component":975,"description":4751},"a77d9fc2-b790-4411-8b1b-4fbc74d5a5b0","Faut-il enregistrer la facture d'acompte elle-même ou seulement le paiement ?",{"type":50,"content":4752},[4753],{"type":53,"attrs":4754,"content":4755},{"textAlign":60},[4756],{"text":4757,"type":57},"C'est le règlement de l'acompte qui déclenche l'écriture au 4091 et au 44566. La facture d'acompte, elle, sert de justificatif indispensable pour déduire la TVA de manière anticipée.",{"_uid":4759,"title":4760,"component":975,"description":4761},"6c69d821-04e6-41b3-bfd1-d78288b6be4a","Quelle différence entre un avoir et un remboursement ?",{"type":50,"content":4762},[4763],{"type":53,"attrs":4764,"content":4765},{"textAlign":60},[4766],{"text":4767,"type":57},"L'avoir vient en déduction d'une facture à venir du même fournisseur, sans mouvement de trésorerie immédiat. Le remboursement, lui, est un flux financier réel, comptabilisé via le 512 en solde du compte fournisseur concerné.",{"_uid":4769,"title":4770,"component":975,"description":4771},"c8bf55a8-a821-4703-871e-16039e5ebaef","La TVA d'un acompte est-elle déductible immédiatement ?",{"type":50,"content":4772},[4773],{"type":53,"attrs":4774,"content":4775},{"textAlign":60},[4776],{"text":4777,"type":57},"Oui, depuis le 1er janvier 2023, dès l'encaissement de l'acompte par le fournisseur, biens et services confondus. La seule condition est de détenir une facture d'acompte mentionnant explicitement la TVA.",{"_uid":4779,"title":4780,"component":975,"description":4781},"ab4f9bc8-211d-4b44-aba3-d0c97857391e","Que se passe-t-il si l'acompte versé dépasse le montant de la facture définitive ?",{"type":50,"content":4782},[4783],{"type":53,"attrs":4784,"content":4785},{"textAlign":60},[4786,4788,4794,4796,4802,4804,4810],{"text":4787,"type":57},"Après imputation du compte 4091 sur le compte 401, le compte fournisseur présente un ",{"text":4789,"type":57,"marks":4790},"solde débiteur",[4791],{"type":172,"attrs":4792},{"href":4793,"uuid":60,"anchor":60,"target":2090,"linktype":33},"https://www.controledegestion.org/comptabilite/compte-409/",{"text":4795,"type":57}," : le fournisseur devient débiteur à hauteur du trop-versé. Par exemple, un acompte de 360 € versé pour une facture définitive de 300 € laisse 60 € de trop-versé en créance au compte 401. Vous récupérez cette somme soit en ",{"text":4797,"type":57,"marks":4798},"demandant un remboursement au fournisseur",[4799],{"type":172,"attrs":4800},{"href":4801,"uuid":60,"anchor":60,"target":2090,"linktype":33},"https://www.keobiz.fr/le-mag/comptabilite-compte-fournisseur/",{"text":4803,"type":57},", soit en l'imputant sur une prochaine commande. Pensez également à ",{"text":4805,"type":57,"marks":4806},"régulariser la TVA déjà déduite",[4807],{"type":172,"attrs":4808},{"href":4809,"uuid":60,"anchor":60,"target":2090,"linktype":33},"https://www.impots.gouv.fr/professionnel/questions/comment-traiter-une-facture-davoir-sur-ma-declaration-de-tva",{"text":4811,"type":57}," sur la part excédentaire de l'acompte, puisqu'aucune charge ne vient plus la justifier.",[4813],{"cta":4814,"_uid":4815,"title":4816,"eyebrow":4823,"subtitle":4828,"component":109,"textAlign":24,"flexibleSection":4833,"sectionSettings":4834,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"69f33381-76a9-4105-88fa-d36edee4d267",{"type":50,"content":4817},[4818],{"type":109,"attrs":4819,"content":4820},{"level":111,"textAlign":60},[4821],{"text":4822,"type":57},"Questions fréquentes",{"type":50,"content":4824},[4825],{"type":53,"attrs":4826,"content":4827},{"textAlign":60},[],{"type":50,"content":4829},[4830],{"type":53,"attrs":4831,"content":4832},{"textAlign":60},[],[],[],"comptabiliser-factures-acompte-avoirs-paiements-partiels","fr/blog/comptabiliser-factures-acompte-avoirs-paiements-partiels",-3290,[],"1b726cb1-6e66-4285-ae0a-f546688e4aaa",[],"blog/comptabiliser-factures-acompte-avoirs-paiements-partiels",[4843,4844,4845],{"path":4841,"name":60,"lang":66,"published":60},{"path":4841,"name":60,"lang":72,"published":60},{"path":4841,"name":60,"lang":74,"published":60},{"name":4847,"created_at":4848,"published_at":4849,"updated_at":4850,"id":4851,"uuid":4852,"content":4853,"slug":5019,"full_slug":5020,"sort_by_date":60,"position":5021,"tag_list":5022,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":5023,"first_published_at":5024,"release_id":60,"lang":66,"path":60,"alternates":5025,"default_full_slug":5026,"translated_slugs":5027},"Facture d’acompte fournisseur, comment la calculer et la rapprocher avec la facture de solde ?","2026-09-05T08:03:17.455Z","2026-09-05T08:22:42.211Z","2026-09-05T08:22:42.231Z",216702146407532,"9fe9be4e-e867-4d39-b06e-fcfd8adccf58",{"_uid":4854,"title":4847,"topics":4855,"noIndex":30,"category":4872,"language":4881,"component":941,"heroMedia":4882,"publishedAt":4889,"redirectUrl":24,"listingImage":4890,"metaDescription":4891,"bottomArticleCta":4892,"componentsAfterTheArticle":4893},"1552fe69-983e-4e62-ac1d-c83c315c7849",[4856,4864],{"name":2638,"created_at":2639,"published_at":2640,"updated_at":2641,"id":2642,"uuid":2643,"content":4857,"slug":2647,"full_slug":2648,"sort_by_date":60,"position":2649,"tag_list":4858,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":2652,"first_published_at":2653,"release_id":60,"lang":66,"path":60,"alternates":4859,"default_full_slug":2655,"translated_slugs":4860,"_stopResolving":75},{"_uid":2645,"name":2638,"component":2646},[],[],[4861,4862,4863],{"path":2655,"name":60,"lang":66,"published":60},{"path":2655,"name":60,"lang":72,"published":60},{"path":2655,"name":60,"lang":74,"published":60},{"name":2801,"created_at":2802,"published_at":2803,"updated_at":2804,"id":2805,"uuid":2806,"content":4865,"slug":2809,"full_slug":2810,"sort_by_date":60,"position":2811,"tag_list":4866,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":2813,"first_published_at":2814,"release_id":60,"lang":66,"path":60,"alternates":4867,"default_full_slug":2816,"translated_slugs":4868,"_stopResolving":75},{"_uid":2808,"name":2801,"component":2646},[],[],[4869,4870,4871],{"path":2816,"name":60,"lang":66,"published":60},{"path":2816,"name":60,"lang":72,"published":60},{"path":2816,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":4873,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":4875,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":4876,"default_full_slug":949,"translated_slugs":4877,"_stopResolving":75},{"_uid":935,"icon":4874,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[4878,4879,4880],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[4883],{"_uid":4884,"asset":4885,"caption":24,"component":962},"104606e3-1928-4dc9-836b-eece079259c1",{"id":4886,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":4887,"copyright":24,"fieldtype":29,"meta_data":4888,"is_external_url":30},168584629424610,"https://a.storyblok.com/f/146026/1376x768/e74bf81acf/batch-payments-uk.png",{},"2026-09-05 00:00",[],"Facture d’acompte fournisseur, découvrez son calcul, les règles de TVA et les contrôles à effectuer avant le rapprochement avec la facture de solde.\n",[],[4894],{"cta":4895,"_uid":4896,"items":4897,"heading":4992,"reverse":30,"component":1027,"sectionSettings":5018},[],"14e773e4-85a2-422c-acbc-8f11dcdf65a2",[4898,4919,4946,4970],{"_uid":4899,"hide":30,"title":4900,"component":975,"description":4901},"1685b4c9-e3d0-4743-9cec-6f2a0263ae82","La facture d’acompte est-elle obligatoire ?",{"type":50,"attrs":4902,"content":4903},{"backgroundColor":60},[4904,4909],{"type":53,"attrs":4905,"content":4906},{"textAlign":60},[4907],{"text":4908,"type":57},"Oui. Le fournisseur doit émettre une facture lorsqu’il encaisse un acompte, conformément à l’article 289 du Code général des impôts.",{"type":53,"attrs":4910,"content":4911},{"textAlign":60},[4912,4914,4918],{"text":4913,"type":57},"La facture doit comporter les mentions obligatoires, préciser qu’il s’agit d’un acompte et disposer ",{"text":4915,"type":57,"marks":4916},"d’un numéro appartenant à la série continue de facturation",[4917],{"type":87},{"text":103,"type":57},{"_uid":4920,"hide":30,"title":4921,"component":975,"description":4922},"e5c6a6d0-b87e-4842-a0ff-ae7513621fb9","La TVA est-elle due dès l’encaissement de l’acompte ?",{"type":50,"attrs":4923,"content":4924},{"backgroundColor":60},[4925,4930,4935],{"type":53,"attrs":4926,"content":4927},{"textAlign":60},[4928],{"text":4929,"type":57},"Oui, selon la nature de l’opération.",{"type":53,"attrs":4931,"content":4932},{"textAlign":60},[4933],{"text":4934,"type":57},"Pour les livraisons de biens, la TVA est exigible dès l’encaissement de l’acompte depuis le 1er janvier 2023. Pour les prestations de services, elle est en principe exigible dès l’encaissement.",{"type":53,"attrs":4936,"content":4937},{"textAlign":60},[4938,4940,4944],{"text":4939,"type":57},"La TVA facturée sur l’acompte doit être déduite ",{"text":4941,"type":57,"marks":4942},"une seule fois",[4943],{"type":87},{"text":4945,"type":57},", puis soustraite du montant restant à récupérer sur la facture de solde.",{"_uid":4947,"hide":30,"title":4948,"component":975,"description":4949},"ec8e23bc-5d17-4821-a1a0-77c2be8d9ccc","Un acompte est-il remboursable ?",{"type":50,"attrs":4950,"content":4951},{"backgroundColor":60},[4952,4957],{"type":53,"attrs":4953,"content":4954},{"textAlign":60},[4955],{"text":4956,"type":57},"En principe, l’acompte engage fermement les deux parties et n’est pas remboursable du seul fait d’un désistement.",{"type":53,"attrs":4958,"content":4959},{"textAlign":60},[4960,4962,4969],{"text":4961,"type":57},"Le remboursement peut toutefois intervenir lorsque le fournisseur n’exécute pas la prestation, lorsque le contrat le prévoit ou lorsque les parties conviennent d’annuler l’opération. Les arrhes obéissent à un régime différent, prévu par ",{"text":4963,"type":57,"marks":4964},"l’article 1590 du Code civil",[4965,4968],{"type":172,"attrs":4966},{"href":4967,"uuid":60,"anchor":60,"target":2090,"linktype":33},"https://www.service-public.gouv.fr/particuliers/vosdroits/F31187",{"type":87},{"text":103,"type":57},{"_uid":4971,"hide":30,"title":4972,"component":975,"description":4973},"7247af96-de8d-41d1-8544-0e3e3671eaad","Quelle différence entre une facture d’acompte et une facture de situation ?",{"type":50,"attrs":4974,"content":4975},{"backgroundColor":60},[4976,4981],{"type":53,"attrs":4977,"content":4978},{"textAlign":60},[4979],{"text":4980,"type":57},"La facture d’acompte correspond à un paiement anticipé prévu avant la livraison ou le début de la prestation.",{"type":53,"attrs":4982,"content":4983},{"textAlign":60},[4984,4986,4990],{"text":4985,"type":57},"La facture de situation correspond à ",{"text":4987,"type":57,"marks":4988},"l’avancement réel d’une prestation ou de travaux",[4989],{"type":87},{"text":4991,"type":57},". Elle est fréquente dans le BTP et se calcule selon les travaux effectivement réalisés.",[4993],{"cta":4994,"_uid":4995,"title":4996,"eyebrow":5006,"subtitle":5013,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":5016,"sectionSettings":5017,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"5a398c79-9777-49d5-be6c-5e7af530bb9f",{"type":50,"attrs":4997,"content":4998},{"backgroundColor":60},[4999],{"type":109,"attrs":5000,"content":5001},{"level":111,"textAlign":60},[5002],{"text":5003,"type":57,"marks":5004},"Questions fréquentes sur les factures d’acompte fournisseurs",[5005],{"type":87},{"type":50,"attrs":5007,"content":5008},{"backgroundColor":60},[5009],{"type":53,"attrs":5010,"content":5011},{"textAlign":60},[5012],{"text":1019,"type":57},{"type":50,"content":5014},[5015],{"type":53},[],[],[],"facture-d-acompte-fournisseur","fr/blog/facture-d-acompte-fournisseur",-3250,[],"a37f7fc8-767b-490d-ad60-6f79e65b3bb6","2026-09-05T08:15:48.167Z",[],"blog/facture-d-acompte-fournisseur",[5028,5029,5030],{"path":5026,"name":60,"lang":66,"published":60},{"path":5026,"name":60,"lang":72,"published":60},{"path":5026,"name":60,"lang":74,"published":60},{"name":5032,"created_at":5033,"published_at":5034,"updated_at":5035,"id":5036,"uuid":5037,"content":5038,"slug":5193,"full_slug":5194,"sort_by_date":60,"position":5195,"tag_list":5196,"is_startpage":30,"parent_id":1040,"meta_data":60,"group_id":5197,"first_published_at":5198,"release_id":60,"lang":66,"path":60,"alternates":5199,"default_full_slug":5200,"translated_slugs":5201},"Dépenses hors politique, comment gérer les exceptions sans perdre le contrôle ?","2026-09-05T07:23:22.669Z","2026-09-05T08:23:25.629Z","2026-09-05T08:23:25.661Z",216692337367747,"4055d382-154f-4d22-b9df-dff57afe525a",{"_uid":5039,"title":5032,"topics":5040,"noIndex":30,"category":5057,"language":5066,"component":941,"heroMedia":5067,"publishedAt":4889,"redirectUrl":24,"listingImage":5074,"metaDescription":5075,"bottomArticleCta":5076,"componentsAfterTheArticle":5077},"7a37bed5-e765-4151-9aca-9b7d93e231f5",[5041,5049],{"name":2638,"created_at":2639,"published_at":2640,"updated_at":2641,"id":2642,"uuid":2643,"content":5042,"slug":2647,"full_slug":2648,"sort_by_date":60,"position":2649,"tag_list":5043,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":2652,"first_published_at":2653,"release_id":60,"lang":66,"path":60,"alternates":5044,"default_full_slug":2655,"translated_slugs":5045,"_stopResolving":75},{"_uid":2645,"name":2638,"component":2646},[],[],[5046,5047,5048],{"path":2655,"name":60,"lang":66,"published":60},{"path":2655,"name":60,"lang":72,"published":60},{"path":2655,"name":60,"lang":74,"published":60},{"name":3395,"created_at":3396,"published_at":3397,"updated_at":3398,"id":3399,"uuid":3400,"content":5050,"slug":3403,"full_slug":3404,"sort_by_date":60,"position":3405,"tag_list":5051,"is_startpage":30,"parent_id":2651,"meta_data":60,"group_id":3407,"first_published_at":3408,"release_id":60,"lang":66,"path":60,"alternates":5052,"default_full_slug":3410,"translated_slugs":5053,"_stopResolving":75},{"_uid":3402,"name":3395,"component":2646},[],[],[5054,5055,5056],{"path":3410,"name":60,"lang":66,"published":60},{"path":3410,"name":60,"lang":72,"published":60},{"path":3410,"name":60,"lang":74,"published":60},{"name":929,"created_at":930,"published_at":16,"updated_at":931,"id":932,"uuid":933,"content":5058,"slug":941,"full_slug":942,"sort_by_date":60,"position":943,"tag_list":5060,"is_startpage":30,"parent_id":945,"meta_data":60,"group_id":946,"first_published_at":947,"release_id":60,"lang":66,"path":60,"alternates":5061,"default_full_slug":949,"translated_slugs":5062,"_stopResolving":75},{"_uid":935,"icon":5059,"name":929,"component":940},{"id":937,"alt":938,"name":24,"focus":24,"title":24,"filename":939,"copyright":24,"fieldtype":29,"is_external_url":30},[],[],[5063,5064,5065],{"path":949,"name":60,"lang":66,"published":60},{"path":949,"name":60,"lang":72,"published":60},{"path":949,"name":60,"lang":74,"published":60},[66],[5068],{"_uid":5069,"asset":5070,"caption":24,"component":962},"ddfd8a30-60ae-4780-b731-76e057bb2a18",{"id":5071,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":5072,"copyright":24,"fieldtype":29,"meta_data":5073,"is_external_url":30},168579769286404,"https://a.storyblok.com/f/146026/1376x768/344bc06cba/expense-categorisation.png",{},[],"Dépenses hors politique, apprenez à qualifier les exceptions, les faire valider et ajuster votre politique sans perdre le contrôle.",[],[5078],{"cta":5079,"_uid":5080,"items":5081,"heading":5166,"reverse":30,"component":1027,"sectionSettings":5192},[],"3109170e-b9ac-4f67-827b-0d2dde5b3215",[5082,5102,5123,5144],{"_uid":5083,"hide":30,"title":5084,"component":975,"description":5085},"27b28cef-99af-430e-b805-f7e215234ce6","Peut-on refuser une note de frais hors politique ?",{"type":50,"attrs":5086,"content":5087},{"backgroundColor":60},[5088,5093],{"type":53,"attrs":5089,"content":5090},{"textAlign":60},[5091],{"text":5092,"type":57},"Oui, une dépense peut être refusée lorsqu’elle n’est pas professionnelle, qu’elle n’est pas justifiée ou que son montant est manifestement disproportionné.",{"type":53,"attrs":5094,"content":5095},{"textAlign":60},[5096,5098],{"text":5097,"type":57},"Un dépassement de plafond ne justifie toutefois pas toujours un refus automatique. ",{"text":5099,"type":57,"marks":5100},"Une exception peut être approuvée si son motif est réel, documenté et validé par la bonne personne.",[5101],{"type":87},{"_uid":5103,"hide":30,"title":5104,"component":975,"description":5105},"75c18d2c-1c96-47f9-9cf3-fc2b92b6030a","Une dépense qui dépasse le plafond peut-elle être remboursée ?",{"type":50,"attrs":5106,"content":5107},{"backgroundColor":60},[5108,5113],{"type":53,"attrs":5109,"content":5110},{"textAlign":60},[5111],{"text":5112,"type":57},"Oui. Le collaborateur doit expliquer le dépassement et fournir le justificatif correspondant. L’entreprise peut alors rembourser la totalité de la dépense, seulement la partie située dans la limite prévue ou le montant complet après validation d’une dérogation.",{"type":53,"attrs":5114,"content":5115},{"textAlign":60},[5116,5118,5122],{"text":5117,"type":57},"La décision doit être conservée avec ",{"text":5119,"type":57,"marks":5120},"le motif et l’identité de l’approbateur",[5121],{"type":87},{"text":103,"type":57},{"_uid":5124,"hide":30,"title":5125,"component":975,"description":5126},"78ff17a9-6bf7-42a1-9f2f-6b4df31426df","Quels documents faut-il conserver pour une dépense exceptionnelle ?",{"type":50,"attrs":5127,"content":5128},{"backgroundColor":60},[5129,5134],{"type":53,"attrs":5130,"content":5131},{"textAlign":60},[5132],{"text":5133,"type":57},"Conservez la note de frais, le justificatif, le motif de l’exception, le nom de l’approbateur et la décision prise.",{"type":53,"attrs":5135,"content":5136},{"textAlign":60},[5137,5139,5143],{"text":5138,"type":57},"Les pièces comptables justificatives doivent généralement être conservées pendant ",{"text":5140,"type":57,"marks":5141},"10 ans à compter de la clôture de l’exercice",[5142],{"type":87},{"text":103,"type":57},{"_uid":5145,"hide":30,"title":5146,"component":975,"description":5147},"8241b13f-9432-4542-afb9-21d31af88bd4","Comment gérer les exceptions dans une organisation multi-sites ?",{"type":50,"attrs":5148,"content":5149},{"backgroundColor":60},[5150,5155],{"type":53,"attrs":5151,"content":5152},{"textAlign":60},[5153],{"text":5154,"type":57},"Définissez les approbateurs par entité, département et niveau de dépense. Prévoyez également une délégation en cas d’absence et une escalade automatique après un délai déterminé.",{"type":53,"attrs":5156,"content":5157},{"textAlign":60},[5158,5160,5164],{"text":5159,"type":57},"Cette organisation permet à chaque équipe de conserver ",{"text":5161,"type":57,"marks":5162},"un cadre adapté à son activité",[5163],{"type":87},{"text":5165,"type":57},", tout en appliquant des règles cohérentes dans l’ensemble de l’entreprise.",[5167],{"cta":5168,"_uid":5169,"title":5170,"eyebrow":5180,"subtitle":5187,"component":109,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":5190,"sectionSettings":5191,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"c107e149-d5dd-4842-9420-50aeadfd20fc",{"type":50,"attrs":5171,"content":5172},{"backgroundColor":60},[5173],{"type":109,"attrs":5174,"content":5175},{"level":111,"textAlign":60},[5176],{"text":5177,"type":57,"marks":5178},"Questions fréquentes sur les dépenses hors politique",[5179],{"type":87},{"type":50,"attrs":5181,"content":5182},{"backgroundColor":60},[5183],{"type":53,"attrs":5184,"content":5185},{"textAlign":60},[5186],{"text":1019,"type":57},{"type":50,"content":5188},[5189],{"type":53},[],[],[],"depenses-hors-politique","fr/blog/depenses-hors-politique",-3240,[],"7cdf2e57-e009-48ec-9480-b29699632b7e","2026-09-05T07:33:16.361Z",[],"blog/depenses-hors-politique",[5202,5203,5204],{"path":5200,"name":60,"lang":66,"published":60},{"path":5200,"name":60,"lang":72,"published":60},{"path":5200,"name":60,"lang":74,"published":60},[5206,5207,5208,5209],["Reactive",5031],["Reactive",4680],["Reactive",2627],["Reactive",3947],["Island",5211],{"key":5212,"result":5213},"MarkdownRenderer_4ivt7etSJH9WJbVLoGjHXl7XSxzilxQTqADWAPy5kA",{"head":5214},{"link":5215,"style":5216},[],[],1793641009212]